Active

Price cut: $25K (8/15)

$265,000

109 Phillips St, Charlotte, TN 37036

3beds

1,100sqft

$1,556/mo

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Single Family Residence, Residential

Built in 1970

0.39 Acres Lot

$-- Zestimate^®

$241/sqft

$-- HOA

What's special

Newer roof

New adjusted price! Come see this wonderful home, located near the heart of Charlotte TN, in a highly sought after neighborhood on a dead end st. Basement is partially finished and already equipped with heating and air, a full bathroom, and framed walls, giving you a solid head start to create whatever space fits your needs, whether that’s extra living space, a guest area, or a hobby room. Out back, the large deck is perfect for relaxing, grilling, or spending time with friends and family. A newer roof and HVAC unit add peace of mind, so you can focus more on enjoying the home and customizing the home as you would like. All of this in a central location close to shopping, dining, and daily essentials, making life just a little more convenient. This great home is ready for your personal touch, don't miss out!

16 days

371

26

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 3

Bedroom 1

Features: Extra Large Closet
Level: Extra Large Closet
Area: 132 Square Feet
Dimensions: 12x11

Bedroom 2

Area: 120 Square Feet
Dimensions: 12x10

Bedroom 3

Area: 110 Square Feet
Dimensions: 11x10

Kitchen

Features: Eat-in Kitchen
Level: Eat-in Kitchen
Area: 260 Square Feet
Dimensions: 20x13

Living room

Area: 180 Square Feet
Dimensions: 15x12

Heating

Central

Cooling

Central Air

Appliances

Included: Built-In Electric Oven, Cooktop, Dishwasher, Refrigerator

Features

High Speed Internet
Flooring: Wood, Laminate, Tile
Basement: Unfinished

Interior area

Total structure area: 1,100
Total interior livable area: 1,100 sqft
Finished area above ground: 1,100

Property

Parking

Total spaces: 6
Parking features: Detached
Carport spaces: 4
Uncovered spaces: 2

Features

Levels: One
Stories: 1

Lot

Size: 0.39 Acres
Dimensions: 100 x 100 x 171.33 x 171.04

Details

Parcel number: 065K E 01000 000
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Brick

Condition

New construction: No
Year built: 1970

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Water Available

Community & HOA

Community

Subdivision: Lemar Estates Sec 1

HOA

Has HOA: No

Location

Region: Charlotte

Financial & listing details

Price per square foot: $241/sqft
Annual tax amount: $915
Date on market: 8/7/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
8/15/2026	Price change	$265,000-8.6%$241/sqft
Source: RealTracs MLS as distributed by MLS GRID #3320364 Report a problem
8/7/2026	Listed for sale	$290,000$264/sqft
Source: RealTracs MLS as distributed by MLS GRID #3320364 Report a problem
8/4/2026	Listing removed	$290,000$264/sqft
Source: RealTracs MLS as distributed by MLS GRID #3184671 Report a problem
7/11/2026	Price change	$290,000-6.5%$264/sqft
Source: RealTracs MLS as distributed by MLS GRID #3184671 Report a problem
6/10/2026	Price change	$310,000-4.6%$282/sqft
Source: RealTracs MLS as distributed by MLS GRID #3184671 Report a problem
5/1/2026	Listed for sale	$325,000$295/sqft
Source: RealTracs MLS as distributed by MLS GRID #3184671 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 37036

Getting around

19 / 100

Car-Dependent

10 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

9/10
Charlotte Elementary School
Grades: PK-5Distance: 0.7 mi
5/10
Charlotte Middle School
Grades: 6-8Distance: 0.7 mi
6/10
Creek Wood High School
Grades: 9-12Distance: 3.5 mi

Schools provided by the listing agent

Elementary: Charlotte Elementary
Middle: Charlotte Middle School
High: Creek Wood High School

Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.