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For sale
    • Price cut: $29K (6/19)
    $550,000

    109 S Bay Rd Unit 1203, Eatonton, GA 31024

    3beds
    1,873sqft
    : 
    $3,608/mo
    Get pre-qualified
    Lake Comm Home, Condominium
    Built in 2007
    -- sqft lot
    $539,500 Zestimate®
    $294/sqft
    $75/mo HOA

    What's special

    Tall ceilingsGated accessOpen planPlantation shutters throughoutLighting upgradesKitchenaid stainless appliancesLuxury vinyl plank floors
    STUNNING WATERFRONT CONDO ON LAKE OCONEE! RARE ONE LEVEL, 3 BEDROOM, 2 AND 1 HALF BATH UNIT, NEARLY 1900 SQ. FT. AND THE LARGER STYLE BUILT. OPEN PLAN, TALL CEILINGS, WATERFRONT VIEWS FROM LIVING, DINING, KITCHEN & MASTER. EXTRAS INCLUDE PLANTATION SHUTTERS THROUGHOUT, LUXURY VINYL PLANK FLOORS, TILED BATHS, RENOVATED, SHOWER AND SOAKING TUB IN MASTER. GLASS DOORS ADDED TO 2ND BATH. LIGHTING UPGRADES, KITCHENAID STAINLESS APPLIANCES, UPGRADES TO CABINETS, SHIPLAP WALLS AND WOOD CEILINGS ADDED. WATER SOFTENER, LARGE COVERED PORCH OVERLOOKING LOVELY LAWN, COVE & WATERFRONT CREATING GREAT VISTAS . NO SHARED WALLS. ELEVATOR FORACCESS. ADDITIONAL STORAGE LOCATED OFF HALLWAY BESIDE UNIT. ONE CAR GARAGE (#103) CONVENIENTLY LOCATED TO CONDO. BETTER PARKING FOR GUESTS THAN OTHER LOCATIONS. PRIVATE DOCKS SURROUND THE PROPERTY FOR OWNERS' USE ALONG WITH A BEAUTIFULLY FURNISHED CLUBHOUSE, POOL, HOT TUB AND GATED ACCESS. TRASH SERVICE, WATER AND LAWN SERVICE INCLUDED IN HOA FEES. MARINA LOCATED NEXT DOOR FOR EASE OF BOAT STORAGE. EASY TO SHOW. SUCH A BEAUTIFUL PLACE TO COME HOME TO!
    144 days
    |
    439
    |
    16
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Pam Walker,

    Coldwell Banker Lake Oconee

    Source: LCBOR,MLS#: 70431MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Storage
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Kitchen
      • Features: Kitchenaid Stainless Appliance
      Living room
      • Features: Fireplace, Wall Of Windows
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Built in Microwave, Dishwasher, Dryer, Disposal, Range, Refrigerator, Washer, Wine Cooler, Stainless Steel Appliance(s), Electric Water Heater, Water Softener
      Features
      • Flooring: Tile, Other
      Interior area
      • Total structure area: 1,873
      • Total interior livable area: 1,873 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: 1 Car Detached, Garage
      • Garage spaces: 1
      Features
      • Patio & porch: Covered Porch
      • Exterior features: Paved Walkway
      • Pool features: Community
      • On waterfront: Yes
      • Waterfront features: Lake Front, Dock (Day Use), Shared Dock
      Lot
      • Features: Landscaped, Lake Oconee Area
      • Topography: Level
      Details
      • Parcel number: 104Y01203
      • Zoning description: Residential
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Craftsman
      • Property subtype: Lake Comm Home, Condominium
      Materials
      • Hardy Board, Stone
      • Roof: Asphalt/Comp Shingle
      Condition
      • Year built: 2007

      Utilities & green energy

      • Water: Commercial System, Community Well
      • Utilities for property: DSL, Gigabit Fiber

      Community & HOA

      Community
      • Features: Clubhouse, Dock, Gated, Pool, Community Lake/Pond, No Golf Membership
      • Security: Security System, Smoke Detector(s)
      • Subdivision: THE WATERFRONT ON LAKE OCONEE
      HOA
      • Has HOA: Yes
      • HOA fee: $899 annually
      Location
      • Region: Eatonton

      Financial & listing details

      • Price per square foot: $294/sqft
      • Tax assessed value: $639,223
      • Annual tax amount: $1,636
      • Price range: $550K - $550K
      • Date on market: 3/6/2026
      • Listing agreement: Exclusive Right To Sell

        Estimated market value

        $539,500

        $513,000 - $566,000

        $2,965/mo

        Price history

        DateEventPrice
        6/19/2026Price change$550,000-5%$294/sqft
        Source: LCBOR #70431 Report a problem
        5/28/2026Price change$579,000-3.3%$309/sqft
        Source: LCBOR #70431 Report a problem
        4/13/2026Price change$599,000-1.8%$320/sqft
        Source: LCBOR #70431 Report a problem
        3/6/2026Listed for sale$610,000+126%$326/sqft
        Source: LCBOR #70431 Report a problem
        8/29/2016Sold$269,900$144/sqft
        Source: GAMLS #7405461 Report a problem
        8/26/2016Pending sale$269,900$144/sqft
        Source: COLDWELL BANKER LAKE OCONEE #7405461 Report a problem
        8/26/2016Listed for sale$269,900$144/sqft
        Source: COLDWELL BANKER LAKE OCONEE #7405461 Report a problem
        7/16/2016Listing removed$269,900$144/sqft
        Source: COLDWELL BANKER LAKE OCONEE #7405461 Report a problem
        6/16/2016Listed for sale$269,900$144/sqft
        Source: COLDWELL BANKER LAKE OCONEE #7405461 Report a problem
        4/27/2016Sold$269,900$144/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,610 -11.2%$255,689 -5.8%
        2024$1,812 -4.6%$271,402 +17.4%
        2023$1,899 -10.1%$231,104 +6.3%
        2022$2,112 -9%$217,323 +42.7%
        2021$2,320 -6%$152,275 +6.9%
        2020$2,467 +1.8%$142,504 +5.1%
        2019$2,425 +6.3%$135,652 +8.9%
        2018$2,281 -9.7%$124,527 +5.2%
        2017$2,527 +1.8%$118,415 +7.7%
        2016$2,483 $109,999 +4.8%
        2015$2,483 +8.8%$104,912 0%
        2014$2,282 $104,913
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        2009-- $131,795 -28.9%
        2008-- $185,467
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 31024

        Getting around

        6 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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