Welcome to 109 S Gay Ave! Spacious | Large Corner Lot | Move-in Ready near Tyndall AFB!
This move-in ready 4 bed, 2.5 bath home sits on a large fenced corner lot with a detached garage/workshop, double carport, and plenty of room to grow, play, or park your toys. Inside, you'll find durable vinyl plank floors, new carpet, freshly painted neutral tones, and two separate living spaces, including a flex area with built-in wet bar!
The galley-style kitchen features granite countertops, modern tile backsplash, and tons of storage. Step through the sliding doors to a fully screened Florida room, perfect for relaxing bug-free and overlooking your spacious backyard.
Located just minutes from Tyndall Air Force Base, boat ramps, shopping, and dining. Whether you're looking for your first home or an investment opportunity, this one checks all the boxes!
Let's unlock the possibilities, check this one out today!
Sold for $237,000
$237,000
109 S Gay Ave, Panama City, FL 32404
4beds
1,794sqft
Single Family Residence
Built in 1962
0.28 Acres Lot
$235,400 Zestimate®
$132/sqft
$2,224 Estimated rent
Home value
$235,400
$212,000 - $261,000
$2,224/mo
Zestimate® history
Owner options
List your home for rent
$2,224/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$2,224/mo
Rent Zestimate®
Refinance and save
$1,600/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$1,600/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Double carportTwo separate living spacesGranite countertopsFreshly painted neutral tonesSpacious backyardNew carpetFully screened florida room
Zillow last checked:
Listing updated:
Listed by:
Joshua Hoey 850-303-4050,
Think Real Estate
Bought with:
Hannah Luge, 3480395
Foundation Real Estate Agency LLC
Source: CPAR,MLS#: 776410
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Living Room, Primary Bedroom
Primary bedroom
- Description: Buyer to verify if important
- Level: First
- Dimensions: 12 x 10
Bedroom
- Description: Buyer to verify if important
- Level: First
- Dimensions: 10 x 10
Bedroom
- Description: Buyer to verify if important
- Level: First
- Dimensions: 10 x 18
Living room
- Description: Buyer to verify if important
- Level: First
- Dimensions: 15 x 20
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Electric Range, Electric Water Heater
Interior area
- Total structure area: 1,794
- Total interior livable area: 1,794 sqft
Property
Features
- Stories: 1
- Patio & porch: Enclosed, Patio, Porch, Screened
- Exterior features: Patio, Porch
- Fencing: Privacy
Lot
- Size: 0.28 Acres
- Dimensions: 138 x 92
- Features: Paved
Details
- Additional structures: Workshop
- Parcel number: 06999000000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Roof: Shingle
Condition
- New construction: No
- Year built: 1962
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: No Named Subdivision
HOA
- Has HOA: No
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $132/sqft
- Tax assessed value: $110,287
- Annual tax amount: $559
- Date on market: 7/17/2025
- Cumulative days on market: 3 days
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 8/19/2025 | Sold | $237,000+3%$132/sqft |
Source:  CPAR #776410 Report a problem | ||
| 7/22/2025 | Pending sale | $230,000$128/sqft |
Source: CPAR #776410 Report a problem | ||
| 7/17/2025 | Listed for sale | $230,000$128/sqft |
Source: CPAR #776410 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $559 +4.7% | $86,077 +3% |
| 2023 | $534 +12.4% | $83,570 +3% |
| 2022 | $475 | $81,136 |
| 2021 | -- | -- |
| 2020 | $453 +3% | $77,685 +1.2% |
| 2019 | $440 | $76,777 +1.6% |
| 2018 | $440 +5.6% | $75,596 +2.1% |
| 2017 | $416 -0.3% | $74,041 +2.1% |
| 2016 | $418 -3.5% | $72,518 +0.7% |
| 2015 | $433 | $72,014 +0.8% |
| 2014 | $433 | $71,442 +1.5% |
| 2013 | -- | $70,386 -1.3% |
| 2012 | -- | $71,285 +6.1% |
| 2011 | -- | $67,193 +1.5% |
| 2010 | -- | $66,200 +2.7% |
| 2009 | -- | $64,460 +0.4% |
| 2008 | -- | $64,208 +3% |
| 2007 | -- | $62,338 +2.5% |
| 2006 | -- | $60,818 +3% |
| 2005 | -- | $59,047 +4.6% |
| 2004 | -- | $56,453 +1.9% |
| 2003 | -- | $55,400 +2.4% |
| 2002 | -- | $54,102 +1.6% |
| 2001 | -- | $53,250 +0.2% |
| 2000 | -- | $53,169 |
Find assessor info on the county website
Neighborhood: 32404
Nearby homes
- $154,0002 bd1 ba936 sqft107 S Gay Ave, Panama City, FL 32404Off Market
- $226,0004 bd2 ba1.5k sqft111 Lannie Rowe Dr, Panama City, FL 32404Off Market
- $1-- bd-- ba-- sqftLannie Rowe Dr, Panama city, FL 32404Off Market
- $165,0003 bd1 ba1.1k sqft201 S Gay Ave, Panama City, FL 32404Off Market
- $206,6004 bd2 ba2.1k sqft105 S Gay Ave, Panama City, FL 32404Off Market
- $200,0003 bd2 ba1.3k sqft110 S Gay Ave, Panama City, FL 32404Sold
- $276,7003 bd2 ba1.9k sqft113 Lannie Rowe Dr, Panama City, FL 32404Off Market
- $203,2003 bd1 ba1k sqft112 S Gay Ave, Panama City, FL 32404Off Market
Nearby schools
GreatSchools rating
- 4/10Parker Elementary SchoolGrades: PK-5Distance: 1 mi
- 2/10Rutherford High SchoolGrades: 6-12Distance: 2.2 mi
Schools provided by the listing agent
- Elementary: Parker
- Middle: Rutherford Middle
- High: Rutherford
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$235,400
2% more
+$4,708
With Zillow Showcase(estimated)
$240,108
- Florida
- Bay County
- Callaway
- 32404
- 109 S Gay Ave
Nearby cities
Nearby zip codes
Other Callaway Topics
