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    • $660,000

    109 SE 40th Ter, Cape Coral, FL 33904

    3beds
    1,921sqft
    Single Family Residence
    Built in 1974
    10,018 Square Feet Lot
    $657,300 Zestimate®
    $344/sqft
    $3,682 Estimated rent

    Home value

    $657,300

    $585,000 - $736,000

    $3,682/mo

    Zestimate® history
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    What's special

    Peaceful waterfront settingCasual bar seating areaTropical landscapingNew samsung bespoke appliances
    Welcome to your Gulf access getaway in the heart of Cape Coral! This updated 3-bedroom, 2-bathroom pool home with spa is situated on a canal with boating access to the river—just a short 23-minute ride with only one bridge out. Inside, you’ll find an open and spacious floor plan perfect for both everyday living and entertaining. The living and dining areas are filled with natural light, and the updated kitchen offers ample storage, modern finishes, and a casual bar seating area. The split-bedroom layout ensures privacy, with a relaxing primary suite featuring an en-suite bath. Two guest bedrooms and an additional full bath provide plenty of space for family or visitors. Step outside to your screened lanai with a sparkling pool and spa, surrounded by tropical landscaping and a peaceful waterfront setting—ideal for lounging, dining al fresco, or simply enjoying the Southwest Florida lifestyle. Pool new in 2022, with Jandy I-aqualink pool automation. New Samsung bespoke appliances, drawer microwave new 2022. Conveniently located near shopping, dining,this home is a perfect opportunity to live the waterfront dream in a great location!

    Zillow last checked:

    Listing updated:

    Listed by:

    Lisa VanderBleek 309-269-1869,

    Re/Max Sunshine

    Bought with:

    Jenna Scharf, 258023253

    Treeline Realty Corp

    Source: Florida Gulf Coast MLS,MLS#: 2026003990MLS LogoOriginating MLS: Florida Gulf Coast

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Screened Porch
    Heating
    • Central, Electric
    Cooling
    • Central Air, Ceiling Fan(s), Electric
    Appliances
    • Included: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Refrigerator, Self Cleaning Oven
    Features
    • Breakfast Bar, Bidet, Closet Cabinetry, Separate/Formal Dining Room, Dual Sinks, Eat-in Kitchen, Kitchen Island, Living/Dining Room, Shower Only, Separate Shower, Window Treatments, Split Bedrooms, Screened Porch
    • Flooring: Tile
    • Windows: Single Hung, Impact Glass, Window Coverings
    • Furnished: Yes
    Interior area
    • Total structure area: 2,378
    • Total interior livable area: 1,921 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Garage, Garage Door Opener
    • Attached garage spaces: 2
    Features
    • Stories: 1
    • Patio & porch: Lanai, Porch, Screened
    • Exterior features: Fence, Sprinkler/Irrigation, Other
    • Has private pool: Yes
    • Pool features: Concrete, Electric Heat, Heated, In Ground
    • Has spa: Yes
    • Spa features: Gunite, In Ground
    • Has view: Yes
    • View description: Canal, Water
    • Has water view: Yes
    • Water view: Canal,Water
    • Waterfront features: Canal Access
    Lot
    • Size: 10,018 Square Feet
    • Dimensions: 92 x 120 x 92 x 120
    • Features: Rectangular Lot, Sprinklers Automatic
    Details
    • Parcel number: 124523C100241.0050
    • Lease amount: $0
    • Zoning description: R1

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch,One Story
    • Property subtype: Single Family Residence
    Materials
    • Block, Concrete, Stucco
    • Roof: Shingle
    Condition
    • Resale
    • Year built: 1974

    Utilities & green energy

    • Sewer: Assessment Paid, Public Sewer
    • Water: Assessment Paid, Public
    • Utilities for property: Cable Available, High Speed Internet Available

    Community & HOA

    Community
    • Features: None
    • Condo and coop fee: $0
    • Membership fee: $0
    • Subdivision: CAPE CORAL
    HOA
    • Has HOA: No
    • Amenities included: None
    • Services included: None
    Location
    • Region: Cape Coral

    Financial & listing details

    • Price per square foot: $344/sqft
    • Tax assessed value: $543,399
    • Annual tax amount: $7,044
    • Date on market: 1/24/2026
    • Cumulative days on market: 73 days
    • Listing terms: All Financing Considered,Cash
    • Ownership: Single Family
    • Contingency: Inspection
    • Road surface type: Paved

    Price history

    DateEventPrice
    4/7/2026Sold$660,000-1.4%$344/sqft
    Source: Florida Gulf Coast MLS #2026003990 Report a problem
    3/6/2026Pending sale$669,500$349/sqft
    Source: Florida Gulf Coast MLS #2026003990 Report a problem
    2/27/2026Price change$669,500-0.9%$349/sqft
    Source: Florida Gulf Coast MLS #2026003990 Report a problem
    2/19/2026Price change$675,500-1.2%$352/sqft
    Source: Florida Gulf Coast MLS #2026003990 Report a problem
    2/14/2026Listed for sale$683,500$356/sqft
    Source: Florida Gulf Coast MLS #2026003990 Report a problem
    2/10/2026Pending sale$683,500$356/sqft
    Source: Florida Gulf Coast MLS #2026003990 Report a problem
    1/24/2026Listed for sale$683,500+30%$356/sqft
    Source: Florida Gulf Coast MLS #2026003990 Report a problem
    1/25/2022Sold$525,900-0.8%$274/sqft
    Source: Florida Gulf Coast MLS #221071172 Report a problem
    12/15/2021Pending sale$529,900$276/sqft
    Source: Florida Gulf Coast MLS #221071172 Report a problem
    11/12/2021Listed for sale$529,900$276/sqft
    Source: Florida Gulf Coast MLS #221071172 Report a problem
    10/17/2021Listing removed--
    Source: Florida Gulf Coast MLS #221071172 Report a problem
    10/13/2021Listed for sale$529,900+169%$276/sqft
    Source: Florida Gulf Coast MLS #221071172 Report a problem
    3/7/2013Sold$197,000-0.5%$103/sqft
    Source: Public Record Report a problem
    12/18/2012Price change$197,900-5.7%$103/sqft
    Source: Homepath #201241579 Report a problem
    11/15/2012Listed for sale$209,900+62.7%$109/sqft
    Source: Homepath #201241579 Report a problem
    10/11/2012Listing removed$129,000$67/sqft
    Source: Top Realty Group of Florida LLC #201218707 Report a problem
    10/6/2012Listed for sale$129,000$67/sqft
    Source: Top Realty Group of Florida LLC #201218707 Report a problem
    7/20/2012Listing removed$129,000$67/sqft
    Source: Top Realty Group of Florida LLC #201218707 Report a problem
    5/13/2012Listed for sale$129,000-35.2%$67/sqft
    Source: Top Realty Group of Florida LLC #201218707 Report a problem
    4/1/2012Listing removed$199,000$104/sqft
    Source: Coldwell Banker Residential Real Estate - Cape Coral #201123212 Report a problem
    3/24/2012Price change$199,000+18.5%$104/sqft
    Source: Coldwell Banker Residential Real Estate - Cape Coral #201123212 Report a problem
    11/15/2011Price change$168,000-3.4%$87/sqft
    Source: Coldwell Banker Residential Real Estate - Cape Coral #201123212 Report a problem
    8/20/2011Price change$174,000-5.9%$91/sqft
    Source: Coldwell Banker Residential Real Estate - Cape Coral #201123212 Report a problem
    7/16/2011Price change$184,900-3.4%$96/sqft
    Source: Coldwell Banker Residential Real Estate - Cape Coral #201123212 Report a problem
    6/10/2011Listed for sale$191,500-54.4%$100/sqft
    Source: Coldwell Banker Residential Real Estate - Cape Coral #201123212 Report a problem
    3/21/2005Sold$419,900+82.6%$219/sqft
    Source: Public Record Report a problem
    10/19/2004Sold$230,000$120/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$7,547 +7.1%$461,453 +6%
    2024$7,045 +2.6%$435,449 +3%
    2023$6,866 +160.9%$422,766 +155.3%
    2022$2,631 -1%$165,589
    2021$2,657 -1.1%--
    2020$2,687 +3.3%$158,546 -37.3%
    2019$2,600 $252,758 +72.7%
    2018$2,600 +4.9%$146,395 +2.1%
    2017$2,478 +1.9%$143,384 -30.5%
    2016$2,431 +1.9%$206,263 +6.4%
    2015$2,385 -0.2%$193,810 +15.6%
    2014$2,389 +1%$167,699 -4.6%
    2013$2,365 +8.8%$175,697 +31%
    2012$2,174 +2%$134,096 +3.7%
    2011$2,131 -2%$129,287 +0.1%
    2010$2,174 -19.2%$129,197 -16.9%
    2009$2,690 -28.3%$155,480 -35.8%
    2008$3,749 -35.7%$242,240 -29.9%
    2007$5,834 -8.3%$345,550 -5.1%
    2006$6,363 +41.4%$363,950 +78.7%
    2004$4,499 +126.3%$203,620 +23.9%
    2003$1,989 +0.5%$164,350 +21.1%
    2002$1,979 $135,750 +29.9%
    2000-- $104,470
    Find assessor info on the county website

    Neighborhood: 33904

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