Opportunity knocks at 109 Salt Island! This quaint cottage-style two-family offers two 2-bedroom units, each with its own separate meters and heating system, making it an ideal fit for investors, owner-occupants looking to offset their mortgage, or buyers who want a flexible shoreline retreat. With a proven track record of $70,000-$80,000 in annual revenue through a blend of short-term vacation rentals and academic-year leases, this property has shown what it can do. Since the current ownership, the home has been thoughtfully refreshed with new windows, updated landscaping, and numerous interior improvements. Prefer a single-family? The layout lends itself to an easy conversion. Stroll to local restaurants and Middle Beach, and enjoy the best of coastal living. Furnishings are available for purchase separately, allowing a turnkey start. Property is located in a flood zone; flood insurance is required. Current management willing to stay in place, Agent owned.
For sale
$619,000
109 Salt Island Road, Westbrook, CT 06498
4beds
1,542sqft
Multi Family
Built in 1900
-- sqft lot
$606,000 Zestimate®
$401/sqft
$-- HOA
What's special
Updated landscapingNew windowsNumerous interior improvements
- 9 days
- 1,245
- 116
Zillow last checked:
Listing updated:
Listed by:
Ali White J. White (860)222-5460,
Coldwell Banker Realty 860-644-2461
Source: Smart MLS,MLS#: 24209410
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Forced Air, Oil
Cooling
- Window Unit(s)
Appliances
- Included: Electric Water Heater, Water Heater
- Laundry: Common Area
Features
- Basement: Full
- Attic: None
- Has fireplace: No
Interior area
- Total structure area: 1,542
- Total interior livable area: 1,542 sqft
- Finished area above ground: 1,542
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Shared Driveway
- Has uncovered spaces: Yes
Features
- Patio & porch: Porch
- Waterfront features: Walk to Water, Beach Access, Water Community
Lot
- Size: 6,098 Square Feet
- Features: In Flood Zone
Details
- Parcel number: 1040721
- Zoning: HDR
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Units are Side-by-Side
- Property subtype: Multi Family
- Attached to another structure: Yes
Materials
- Clapboard
- Foundation: Block
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1900
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Subdivision: Middle Beach
HOA
- Has HOA: No
Location
- Region: Westbrook
Financial & listing details
- Price per square foot: $401/sqft
- Tax assessed value: $245,480
- Annual tax amount: $5,707
- Date on market: 9/23/2026
Estimated market value
$606,000
$576,000 - $636,000
$2,272/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/23/2026 | Listed for sale | $619,000+45.6%$401/sqft |
Source:  Smart MLS #24209410 Report a problem | ||
| 1/22/2026 | Listing removed | $1,975$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 12/26/2025 | Price change | $1,975-10.2%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/7/2025 | Listed for rent | $2,200$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/13/2025 | Listing removed | $2,200$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 7/22/2025 | Listed for rent | $2,200-87.8%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/7/2025 | Listing removed | $18,000$12/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/17/2025 | Listed for rent | $18,000+1233.3%$12/sqft |
Source: Zillow Rentals Report a problem | ||
| 7/20/2023 | Listing removed | -- |
Source: Smart MLS #170568451 Report a problem | ||
| 7/10/2023 | Pending sale | $425,000-11.1%$276/sqft |
Source: Smart MLS #170568451 Report a problem | ||
| 6/20/2023 | Sold | $478,000+12.5%$310/sqft |
Source: Smart MLS #170566651 Report a problem | ||
| 5/17/2023 | Contingent | $425,000$276/sqft |
Source: Smart MLS #170566651 Report a problem | ||
| 5/12/2023 | Listed for sale | $425,000+26.9%$276/sqft |
Source: Smart MLS #170568451 Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 11/14/2019 | Listing removed | $1,350$1/sqft |
Source: Owner Report a problem | ||
| 10/30/2019 | Listed for rent | $1,350$1/sqft |
Source: Owner Report a problem | ||
| 6/5/2006 | Sold | $335,000+132.6%$217/sqft |
Source: Public Record Report a problem | ||
| 9/13/1999 | Sold | $144,000$93/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,523 +3.7% | $245,480 |
| 2024 | $5,327 +1.8% | $245,480 |
| 2023 | $5,234 +2.7% | $245,480 |
| 2022 | $5,096 +4.9% | $245,480 +26.4% |
| 2021 | $4,857 | $194,270 |
| 2020 | $4,857 +1.3% | $194,270 |
| 2019 | $4,793 +1.2% | $194,270 |
| 2018 | $4,734 | $194,270 |
| 2017 | $4,734 +8.2% | $194,270 +2.7% |
| 2016 | $4,375 | $189,080 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Westbrook Center
Nearby schools
Schools provided by the listing agent
- High: Westbrook
Source: Smart MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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