Under contract - showing

Price cut: $7.6K (8/5)

$239,900

109 Spruce St, Cowan, TN 37318

3beds

1,200sqft

$1,477/mo

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Single Family Residence, Residential

Built in 2026

10,454 Square Feet Lot

$-- Zestimate^®

$200/sqft

$-- HOA

What's special

Side entranceNice open conceptSpacious bedrooms and closets

New construction to be completed by June 30th. 3-bedroom, 2-bath home offers a nice open concept with spacious bedrooms and closets. The side entrance welcomes you into the laundry room/mud room where you can slip off your shoes and walk right into your beautiful new house. Sit and have your morning coffee on the front rocking porch that extends from corner to corner of the house. The home is located in the quaint town on Cowan, TN with easy access to Winchester and Sewanee. This builder takes pride in his work and this home is one you don't want to miss out on.

85 days

244

12

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 3

Heating

Central, Electric

Cooling

Central Air

Appliances

Included: Electric Oven

Features

Flooring: Luxury Vinyl
Basement: None

Interior area

Total structure area: 1,200
Total interior livable area: 1,200 sqft
Finished area above ground: 1,200

Property

Features

Levels: One
Stories: 1
Patio & porch: Porch, Covered

Lot

Size: 10,454 Square Feet

Details

Parcel number: 077N C 01300 000
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence, Residential

Materials

Vinyl Siding
Roof: Shingle

Condition

New construction: Yes
Year built: 2026

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Available, Water Available

Community & HOA

Community

Subdivision: Myers Street/Spruce Street

HOA

Has HOA: No

Location

Region: Cowan

Financial & listing details

Price per square foot: $200/sqft
Annual tax amount: $1
Date on market: 6/3/2026
Date available: 06/25/2026
Electric utility on property: Yes

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
8/18/2026	Contingent	$239,900$200/sqft
Source: RealTracs MLS as distributed by MLS GRID #3229320 Report a problem
8/5/2026	Price change	$239,900-3.1%$200/sqft
Source: RealTracs MLS as distributed by MLS GRID #3229320 Report a problem
7/8/2026	Price change	$247,500-0.6%$206/sqft
Source: RealTracs MLS as distributed by MLS GRID #3229320 Report a problem
6/3/2026	Listed for sale	$249,000$208/sqft
Source: RealTracs MLS as distributed by MLS GRID #3229320 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 37318

Getting around

26 / 100

Car-Dependent

36 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Cowan Elementary School
Grades: PK-5Distance: 0.5 mi
3/10
South Middle School
Grades: 6-8Distance: 1.1 mi
4/10
Franklin Co High School
Grades: 9-12Distance: 4.5 mi

Schools provided by the listing agent

Elementary: Cowan Elementary
Middle: South Middle School
High: Franklin Co High School

Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.