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Sold for $770,000
  • Listed by: EXP REALTY OF CALIFORNIA INC • Joseph Limo • Contact: 888-584-9427
    Bought with: Keller Williams Realty
    $770,000

    109 Tierra Montanosa, Rancho Santa Margarita, CA 92688

    2beds
    1,350sqft
    Townhouse
    Built in 1996
    0.42 Acres Lot
    $779,400 Zestimate®
    $570/sqft
    $3,460 Estimated rent

    Home value

    $779,400

    $717,000 - $850,000

    $3,460/mo

    Zestimate® history
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    What's special

    Versatile loftCozy fireplaceAbundant natural lightFresh interior paint jobPrivate front patioSoaring ceilingsAmple counter space
    This is THE ONE YOU’VE BEEN WAITING FOR! Welcome to 109 Tierra Montanosa, a beautifully upgraded residence in the heart of Rancho Santa Margarita. This is a spacious 2-bedroom, 2-bathroom condo with an oversized loft offers approximately 1,350 sq. ft. of stylish living in the highly sought-after Tierra Montanosa community. From the moment you step inside, soaring ceilings and abundant natural light create an inviting, open atmosphere. The generous family room features a cozy fireplace and seamlessly connects to the dining area and outdoor patio—perfect for entertaining or relaxing with morning coffee. Throughout the home, elegant wood laminate flooring enhances both style and comfort. The modern kitchen is equipped with sleek appliances, ample counter space, and an open flow ideal for daily living. Upstairs, the versatile loft provides endless possibilities—whether as a home office, gym, or guest space. The sellers have invested in major updates for YOUR peace of mind, including: Brand-new HVAC system, New water heater, Whole-home repipe, Recently installed dishwasher, Updated bathroom fixtures, New closet doors in the secondary bedroom, Plush new carpet in select areas, and a Fresh interior paint job! With over $28,000 in thoughtful improvements, this home is truly move-in ready. Additional highlights include a private front patio, attached 2-car garage, and access to community amenities such as the sparkling pool and spa. The location is exceptional—steps away from the pool, directly across from a top-rated Blue Ribbon elementary school and just moments from shopping, dining, and RSM Lake. Don’t miss this rare opportunity to own an upgraded, turnkey home in one of Rancho Santa Margarita’s most desirable communities. Schedule your private showing today and experience the perfect blend of comfort, convenience, and modern living.

    Zillow last checked:

    Listing updated:

    Listed by:

    Joseph Limo DRE #01428661 909-559-0168,

    EXP REALTY OF CALIFORNIA INC

    Bought with:

    Christine Shih, DRE #02083924

    Keller Williams Realty

    Source: CRMLS,MLS#: CV25196663MLS LogoOriginating MLS: California Regional MLS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Rooms
    • Room types: Bedroom, Entry/Foyer, Kitchen, Loft, Living Room, Primary Bathroom, Primary Bedroom
    Primary bedroom
    • Features: Primary Suite
    Bedroom
    • Features: All Bedrooms Up
    Cooling
    • Central Air
    Appliances
    • Laundry: In Garage
    Features
    • All Bedrooms Up, Loft, Primary Suite
    • Has fireplace: Yes
    • Fireplace features: Living Room
    • Common walls with other units/homes: 1 Common Wall,End Unit
    Interior area
    • Total interior livable area: 1,350 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Garage - Attached
    • Attached garage spaces: 2
    Features
    • Levels: Three Or More
    • Stories: 3
    • Entry location: Front Door
    • Pool features: Community, Association
    • Has view: Yes
    • View description: None
    Lot
    • Size: 0.42 Acres
    Details
    • Parcel number: 93812439
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: Townhouse
    • Property subtype: Townhouse
    • Attached to another structure: Yes
    Condition
    • Updated/Remodeled,Turnkey
    • New construction: No
    • Year built: 1996

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Features: Foothills, Hiking, Street Lights, Sidewalks, Pool
    HOA
    • Has HOA: Yes
    • Amenities included: Sport Court, Maintenance Grounds, Meeting Room, Meeting/Banquet/Party Room, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Recreation Room, Spa/Hot Tub, Tennis Court(s)
    • HOA fee: $518 monthly
    • HOA name: Tierra Montanosa
    • HOA phone: 949-716-3998
    • Second HOA fee: $87 monthly
    • Second HOA name: Samlarc
    • Second HOA phone: 949-709-0019
    Location
    • Region: Rancho Santa Margarita

    Financial & listing details

    • Price per square foot: $570/sqft
    • Tax assessed value: $514,949
    • Annual tax amount: $5,364
    • Date on market: 9/3/2025
    • Cumulative days on market: 20 days
    • Listing terms: Cash to New Loan

    Price history

    DateEventPrice
    10/17/2025Sold$770,000-1.9%$570/sqft
    Source: CRMLS #CV25196663 Report a problem
    9/25/2025Pending sale$785,000$581/sqft
    Source: CRMLS #CV25196663 Report a problem
    9/18/2025Listed for sale$785,000+80.5%$581/sqft
    Source: CRMLS #CV25196663 Report a problem
    8/13/2024Listing removed--
    Source: CRMLS #CV24160185 Report a problem
    8/4/2024Listed for rent$3,500$3/sqft
    Source: CRMLS #CV24160185 Report a problem
    10/26/2015Sold$435,000-1.1%$322/sqft
    Source: Public Record Report a problem
    9/23/2015Pending sale$440,000$326/sqft
    Source: Harcourts Premier Properties #OC15184154 Report a problem
    8/20/2015Listed for sale$440,000-9.3%$326/sqft
    Source: Harcourts Premier Properties #OC15184154 Report a problem
    6/13/2006Sold$485,000+67.8%$359/sqft
    Source: Public Record Report a problem
    3/14/2003Sold$289,000+109.4%$214/sqft
    Source: Public Record Report a problem
    4/25/1997Sold$138,000$102/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$5,364 +3.2%$514,949 +2%
    2024$5,198 +2.3%$504,852 +2%
    2023$5,079 +0.3%$494,953 +2%
    2022$5,065 +2.5%$485,249 +2%
    2021$4,941 +0.2%$475,735 +1%
    2020$4,932 $470,857 +2%
    2019$4,932 -8.8%$461,625 +2%
    2018$5,410 -11.6%$452,574 +2%
    2017$6,117 $443,700 +2%
    2016$6,117 -0.5%$435,000 +16.6%
    2015$6,148 +20%$373,000 +7.2%
    2014$5,124 $347,800 +25%
    2013-- $278,240
    2012-- $278,240 -6%
    2011-- $296,000 -10.6%
    2010-- $331,000 +8.2%
    2009-- $306,000 -26.1%
    2008-- $414,000 -16.3%
    2007-- $494,700 +61.5%
    2006-- $306,287 +2%
    2005-- $300,282 +2%
    2004-- $294,395 +90.4%
    2003-- $154,621 +2%
    2002-- $151,590 +2%
    2001$2,677 +2.1%$148,618 +2%
    2000$2,622 $145,704
    Find assessor info on the county website

    Neighborhood: 92688

    Nearby schools

    GreatSchools rating
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    Estimated market value
    $779,400
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    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $779,400