Active

Price cut: $6K (6/17)

$119,000

109 W Gray St, Jay, OK 74346

3beds

1,588sqft

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Single Family Residence

Built in ----

0.28 Acres Lot

$-- Zestimate^®

$75/sqft

$-- HOA

What's special

Comfortable living spacesPlenty of outdoor possibilitiesFunctional layoutSpacious lot

Charming opportunity in the heart of Jay! This property at 109 W Gray St offers a great blend of convenience and potential, just minutes from local schools, shopping, and downtown amenities. Whether you're a first-time homebuyer, investor, or looking to downsize, this home provides a functional layout with comfortable living spaces and room to make it your own. Enjoy a spacious lot with plenty of outdoor possibilities, perfect for relaxing, gardening, or entertaining. Don't miss your chance to own an affordable property in a convenient location!

96 days

413

23

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Electric

Cooling

Ceiling Fan(s), Central Air

Appliances

Included: Electric Cooktop, Electric Oven, Range Hood, Electric Water Heater

Features

Has fireplace: No

Interior area

Total structure area: 1,588
Total interior livable area: 1,588 sqft

Property

Features

Stories: 1

Lot

Size: 0.28 Acres
Dimensions: 12197
Features: Title Insurance

Details

Parcel number: 210014647

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Brick
Foundation: Slab

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: Creekmore Addition

HOA

Has HOA: No

Location

Region: Jay

Financial & listing details

Price per square foot: $75/sqft
Tax assessed value: $103,545
Annual tax amount: $328
Date on market: 4/3/2026

Estimated market value

Not available

Estimated sales range

Not available

$1,360/mo

Price history

Date	Event	Price
6/17/2026	Price change	$119,000-4.8%$75/sqft
Source: Northeast Oklahoma BOR #26-743 Report a problem
4/22/2026	Price change	$125,000-10.4%$79/sqft
Source: Northeast Oklahoma BOR #26-743 Report a problem
4/3/2026	Listed for sale	$139,500$88/sqft
Source: Northeast Oklahoma BOR #26-743 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$331 +0.6%	$5,714
2023	$329 -1.2%	$5,714
2022	$333 +13.7%	$5,714
2021	$293 -3%	$5,714
2020	$302 -0.3%	$5,714
2019	$303	$5,714
2018	$303 -1.3%	$5,714
2017	$307 -0.6%	$5,714
2016	$309 +0.6%	$5,714
2015	$307 -0.3%	$5,714
2014	$308 -18.4%	$5,714 +3%
2013	$378 +0.8%	$5,548
2012	$374 -1.7%	$5,548
2011	$381 -0.9%	$5,548
2010	$384	$5,548
2009	$384 -0.8%	$5,548
2008	$388 -1.7%	$5,548
2007	$394	$5,548

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 74346

Getting around

29 / 100

Car-Dependent

34 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
Jay Elementary School
Grades: PK-3Distance: 0.3 mi
7/10
Jay Middle School
Grades: 7-8Distance: 0.5 mi
3/10
Jay High School
Grades: 9-12Distance: 0.5 mi

Schools provided by the listing agent

High: Jay

Source: Northeast Oklahoma BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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