Spectacular Lake Home with Multiple Decks & Panoramic Views! Enjoy breathtaking wide-body lake views from all three levels of this stunning lake home in gated Lake Holiday! This coastal inspired contemporary features two expansive front decks including the primary suite private decks- where every sunset feels like a getaway. Designed for both entertaining and everyday comfort, the open floor plan showcases soaring circular tray ceilings in kitchen, elegant columns, and rich Brazilian cherry hardwood floors throughout the main level. The gourmet kitchen is beautifully appointed with newer stainless steel appliances, double ovens, a gas range, and generous prep space — ideal for hosting gatherings while enjoying the water views. Boasting over 3,200 finished square feet, this home offers exceptional flexibility. The fully finished lower level includes a third full bath and spacious flex area perfect for a media room, TV lounge, guest retreat, recreation space, or home office. Upstairs, brand new carpet enhances the upper level. The oversized primary suite features vaulted ceilings, double doors, large walk in closet, and access to an expansive private deck overlooking the lake — creating a true retreat experience. Bedrooms two and three are connected by a convenient Jack and Jill bath, offering both comfort and functionality. Multiple outdoor living spaces, generous interior layout, and incredible scenery make this property ideal for full-time living or the perfect lake getaway. Recent updates include: updated decking, whole house freshly painted, brand new upper-level carpet, newer HVACS, updated lighting, and newer kitchen appliances and washer and dryer. Beyond your doorstep, the Lake Holiday community offers an unparalleled lifestyle. Residents enjoy access to a magnificent 240-acre lake, ideal for boating, water sports, kayaking, canoeing, paddleboarding, swimming, and fishing. Also offering multiple sandy beaches, a large clubhouse with fitness center, various sports courts, hiking trails, dog park, and a marina with boat slips. Experience the perfect blend of modern comfort and resort-style living in this fantastic Lake Holiday home in a 24/7 gated community! Don’t miss the floor plan uploaded to photos.
Sold for $495,000
$495,000
109 Waterside Ln, Cross Junction, VA 22625
3beds
3,223sqft
Single Family Residence
Built in 2004
10,528 Square Feet Lot
$500,100 Zestimate®
$154/sqft
$3,050 Estimated rent
Home value
$500,100
$455,000 - $545,000
$3,050/mo
Zestimate® history
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List your homeWhat's special
Panoramic viewsFully finished lower levelBrand new upper-level carpetOpen floor planGenerous interior layoutUpdated deckingWhole house freshly painted
Zillow last checked:
Listing updated:
Listed by:
Lisa Cox 540-560-5711,
Colony Realty
Bought with:
Colin Hayden, WVS190300553
Touchstone Realty, LLC
Source: Bright MLS,MLS#: VAFV2039256
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Primary bedroom
- Features: Attached Bathroom, Balcony Access, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Carpet, Walk-In Closet(s)
- Level: Upper
- Area: 352 Square Feet
- Dimensions: 16 X 22
Bedroom 2
- Features: Flooring - Carpet
- Level: Upper
- Area: 110 Square Feet
- Dimensions: 10 X 11
Bedroom 3
- Features: Flooring - Carpet, Walk-In Closet(s)
- Level: Upper
- Area: 165 Square Feet
- Dimensions: 15 X 11
Primary bathroom
- Features: Bathroom - Walk-In Shower, Soaking Tub, Cathedral/Vaulted Ceiling, Flooring - Vinyl, Recessed Lighting
- Level: Upper
- Area: 99 Square Feet
- Dimensions: 9 X 11
Dining room
- Features: Flooring - HardWood
- Level: Main
- Area: 220 Square Feet
- Dimensions: 11 X 20
Family room
- Features: Fireplace - Gas, Flooring - HardWood
- Level: Main
- Area: 225 Square Feet
- Dimensions: 15 X 15
Other
- Features: Jack and Jill Bathroom, Flooring - Vinyl, Bathroom - Tub Shower
- Level: Upper
- Area: 84 Square Feet
- Dimensions: 12 X 7
Other
- Features: Bathroom - Tub Shower, Flooring - Ceramic Tile
- Level: Lower
- Area: 66 Square Feet
- Dimensions: 6 X 11
Half bath
- Features: Flooring - HardWood
- Level: Main
- Area: 30 Square Feet
- Dimensions: 6 X 5
Kitchen
- Features: Flooring - HardWood, Eat-in Kitchen, Kitchen - Propane Cooking, Lighting - LED, Kitchen Island, Countertop(s) - Solid Surface
- Level: Main
- Area: 255 Square Feet
- Dimensions: 15 X 17
Living room
- Features: Chair Rail, Flooring - HardWood, Crown Molding
- Level: Main
- Area: 228 Square Feet
- Dimensions: 12 X 19
Recreation room
- Features: Flooring - Carpet, Recessed Lighting
- Level: Lower
- Area: 351 Square Feet
- Dimensions: 13 X 27
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Cooktop, Disposal, Microwave, Double Oven, Oven, Refrigerator, Stainless Steel Appliance(s), Washer, Dryer, Electric Water Heater
- Laundry: Lower Level, Hookup
Features
- Dining Area, Kitchen - Table Space, Primary Bath(s), Chair Railings, Crown Molding
- Flooring: Hardwood, Carpet, Vinyl, Wood
- Windows: Window Treatments
- Basement: Finished,Connecting Stairway,Interior Entry,Walk-Out Access,Partial,Front Entrance,Garage Access,Exterior Entry,Windows
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 3,223
- Total interior livable area: 3,223 sqft
- Finished area above ground: 2,344
- Finished area below ground: 879
Property
Parking
- Total spaces: 6
- Parking features: Garage Faces Front, Inside Entrance, Oversized, Driveway, Attached, Off Street
- Attached garage spaces: 2
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck
- Exterior features: Lighting, Private Beach
- Pool features: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Swimming Allowed, Waterski/Wakeboard
- Body of water: Lake Holiday
Lot
- Size: 10,528 sqft
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 18A055B31208
- Zoning: R5
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial,Coastal,Georgian,Contemporary
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Very Good
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Propane, Electricity Available, Cable
Community & neighborhood
Security
- Security features: Security Gate, Security System, Smoke Detector(s)
Location
- Region: Cross Junction
- Subdivision: Lake Holiday Estates
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $156 monthly
- Amenities included: Baseball Field, Basketball Court, Beach Access, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Lake, Meeting Room, Party Room, Picnic Area, Pier/Dock, Security, Tennis Court(s), Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
- Services included: Common Area Maintenance, Management, Pier/Dock Maintenance, Reserve Funds, Security
- Association name: LAKE HOLIDAY COUNTRY CLUB
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,FHA,VA Loan,Cash,Bank Portfolio
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 3/20/2026 | Sold | $495,000-1%$154/sqft |
Source:  Bright MLS #VAFV2039256 Report a problem | ||
| 2/20/2026 | Pending sale | $499,900$155/sqft |
Source: Bright MLS #VAFV2039256 Report a problem | ||
| 2/7/2026 | Listed for sale | $499,900+85.1%$155/sqft |
Source: Bright MLS #VAFV2039256 Report a problem | ||
| 3/24/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 6/6/2014 | Sold | $270,000-5.3%$84/sqft |
Source: Public Record Report a problem | ||
| 5/11/2014 | Price change | $285,000+18.8%$88/sqft |
Source: Owner Report a problem | ||
| 4/20/2014 | Price change | $240,000-11.1%$74/sqft |
Source: Owner Report a problem | ||
| 12/23/2013 | Listed for sale | $270,000+48.2%$84/sqft |
Source: Owner Report a problem | ||
| 5/1/2012 | Sold | $182,187-44.5%$57/sqft |
Source: Public Record Report a problem | ||
| 2/17/2005 | Sold | $328,324+106.3%$102/sqft |
Source: Public Record Report a problem | ||
| 7/21/2004 | Sold | $159,120$49/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,982 +2.1% | $447,300 +17.5% |
| 2024 | $1,942 | $380,700 |
| 2023 | $1,942 +106.5% | $380,700 +23.5% |
| 2022 | $940 | $308,200 |
| 2021 | $940 -44.3% | $308,200 +11.4% |
| 2020 | $1,687 -50% | $276,600 |
| 2019 | $3,375 +48.2% | $276,600 +5.5% |
| 2018 | $2,277 +1.2% | $262,100 |
| 2017 | $2,251 +57.7% | $262,100 +10.2% |
| 2016 | $1,427 +7.4% | $237,900 +0.3% |
| 2015 | $1,329 +292% | $237,300 +27.9% |
| 2014 | $339 | $185,500 |
| 2013 | -- | $185,500 -13.7% |
| 2012 | -- | $214,900 |
| 2011 | -- | $214,900 -20.8% |
| 2010 | -- | $271,200 |
| 2009 | -- | $271,200 -1.3% |
| 2008 | -- | $274,900 |
| 2007 | -- | $274,900 +1095.2% |
| 2003 | -- | $23,000 +100% |
| 2002 | -- | $11,500 |
Find assessor info on the county website
Neighborhood: 22625
Nearby schools
GreatSchools rating
- 2/10Gainesboro Elementary SchoolGrades: PK-5Distance: 4.2 mi
- 2/10Frederick County Middle SchoolGrades: 6-8Distance: 4.1 mi
- 6/10James Wood High SchoolGrades: 9-12Distance: 9.3 mi
Schools provided by the listing agent
- Elementary: Gainesboro
- Middle: Frederick County
- High: James Wood
- District: Frederick County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$500,100
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$500,100
- Virginia
- Frederick County
- Cross Junction
- 22625
- 109 Waterside Ln
Nearby cities
Nearby zip codes
Other Cross Junction Topics
