10914 S Fork Loop, Panama City, FL 32404

Under Contract - SELLER WILL CONSIDER BACK UP OFFERS Set on 1.6 +/- acres, this thoughtfully maintained 3-bedroom, 2-bathroom home offers a comfortable blend of practicality and charm. With fresh interior paint and luxury vinyl plank flooring throughout the main living areas, the home feels clean, open, and welcoming. A semi-open, split floor plan provides both functionality and privacy. The dedicated living spaces flows directly into the kitchen and dining—ideal for everyday meals or weekend gatherings. The kitchen itself is bright and functional, offering generous cabinet space and an abundance of natural light. The primary suite is tucked away for privacy and features double sinks, a soaking tub, and ample closet space. On the opposite side of the home, the front bedroom includes a private entrance to the hall bathroom, making it well-suited for guests or a flexible home office. The laundry room leads directly out to the covered back porch, adding convenience to daily routines. Step outside to discover one of the home's highlights: an expansive back porch with a swinging bench, overlooking a mature willow tree and a peaceful private pond. A trellis draped in Confederate Jasmine adds both privacy and a soft, sweet fragrance in the warmer months. A 24x36 pole barn provides covered parking for vehicles, boats, or trailers. Located just minutes from public boat landings, parks, shopping, and dining, and only a short drive to Tyndall Air Force Base, this property offers the perfect balance of space, comfort, and convenience. With no HOA, you'll have the freedom to make it truly your own. Call a REALTOR® today to schedule a private tour. If important, buyer to verify all measurements.