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  • $565,000

    10922 N Lower Lake Shore Dr, Monticello, IN 47960

    3beds
    1,828sqft
    Single Family Residence
    Built in 1940
    9,147 Square Feet Lot
    $561,300 Zestimate®
    $--/sqft
    $1,796 Estimated rent

    Home value

    $561,300

    $533,000 - $589,000

    $1,796/mo

    Zestimate® history
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    What's special

    Walk-in white tiled showerStylish bronze finishesAmple parkingStorage shedSpacious interiorBreathtaking water viewsLuxurious primary suite
    Welcome to this stunning home on Lake Freeman, offering breathtaking water views and designed with entertaining in mind. The spacious interior features a luxurious primary suite with a beautifully updated en-suite bath, complete with a walk-in white tiled shower, soaking tub, and elegant gold fixtures. A second sleeping area includes two twin bunks and two full beds, along with a private bath featuring a walk-in tiled shower and stylish bronze finishes. A third bunk room offers two large custom-built bunks, perfect for guests. The foyer provides additional flexible living space and includes a convenient queen Murphy bed, along with a third full bath featuring a walk-in shower. For added convenience, the home is equipped with two washers and two dryers. The open-concept living, dining, and kitchen area serves as the heart of the home, boasting a large kitchen with bar seating, double refrigerators, built-in pantry, dishwasher, double farm sink, and electric range. Step outside to enjoy a screened-in porch with adjoining deck, storage shed, and ample parking. The waterfront features a double electric boat lift, two PWC lifts, steel seawall, and a brand-new deck with cable railing—perfect for taking in the panoramic lake views. This exceptional property offers the ideal blend of comfort, style, and functionality—perfect as a full-time residence, vacation home, or investment opportunity.

    Zillow last checked:

    Listing updated:

    Listed by:

    John Koppelmann, CRS, e-PRO, GRI, SRES Office:574-583-3171,

    Koppelmann Real Estate

    Bought with:

    Matt Zook

    REAL ESTATE NETWORK L.L.C

    Source: IRMLS,MLS#: 202616430MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    Bedroom 1
    • Level: Upper
    Bedroom 2
    • Level: Upper
    Dining room
    • Level: Main
    • Area: 90
    • Dimensions: 10 x 9
    Kitchen
    • Level: Main
    • Area: 276
    • Dimensions: 23 x 12
    Living room
    • Level: Main
    • Area: 238
    • Dimensions: 17 x 14
    Office
    • Level: Main
    • Area: 90
    • Dimensions: 10 x 9
    Heating
    • Hot Water, Radiant, Multiple Heating Systems
    Cooling
    • Wall Unit(s), Multi Units
    Appliances
    • Included: Dishwasher, Washer/Dryer Stacked, Electric Range, Electric Water Heater, Water Softener Owned
    Features
    • Basement: None
    • Has fireplace: No
    Interior area
    • Total structure area: 1,828
    • Total interior livable area: 1,828 sqft
    • Finished area above ground: 1,828
    • Finished area below ground: 0

    Property

    Parking
    • Parking features: Concrete
    • Has uncovered spaces: Yes
    Features
    • Levels: Multi-Story (3+)
    • Exterior features: Boat Lift-Permanent, PWC Lift/Ramp-Temp
    • Has view: Yes
    • On waterfront: Yes
    • Waterfront features: Waterfront, Lake, Pier/Dock, Lake Front, Ski Lake
    • Body of water: Lake Freeman
    • Frontage length: Channel/Canal Frontage(95),Water Frontage(95)
    Lot
    • Size: 9,147 Square Feet
    • Dimensions: 79X116
    • Features: Sloped
    Details
    • Additional structures: Shed
    • Parcel number: 080416000197.000011
    • Zoning: L1
    • Zoning description: Lake Residential

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    Condition
    • New construction: No
    • Year built: 1940

    Utilities & green energy

    • Sewer: Regional
    • Water: Well

    Community & HOA

    Community
    • Subdivision: Sunset Park
    Location
    • Region: Monticello

    Financial & listing details

    • Tax assessed value: $508,200
    • Annual tax amount: $4,291
    • Date on market: 5/4/2026

    Price history

    DateEventPrice
    8/20/2026Sold$565,000-2.6%
    Source: IRMLS #202616430 Report a problem
    8/19/2026Pending sale$580,000
    Source: IRMLS #202616430 Report a problem
    7/15/2026Price change$580,000-3.2%
    Source: IRMLS #202616430 Report a problem
    5/4/2026Listed for sale$599,000+10.9%
    Source: IRMLS #202616430 Report a problem
    6/30/2025Sold$540,000-9.8%
    Source: IRMLS #202436490 Report a problem
    6/21/2025Pending sale$599,000
    Source: IRMLS #202436490 Report a problem
    6/2/2025Price change$599,000-4.2%
    Source: IRMLS #202436490 Report a problem
    3/27/2025Price change$625,000-10.6%
    Source: IRMLS #202436490 Report a problem
    3/1/2025Listed for sale$699,000
    Source: IRMLS #202436490 Report a problem
    11/25/2024Listing removed$699,000
    Source: IRMLS #202436490 Report a problem
    9/20/2024Listed for sale$699,000+112.1%
    Source: IRMLS #202436490 Report a problem
    9/4/2020Listing removed$329,500$180/sqft
    Source: HELP-U-BUY #202035142 Report a problem
    9/2/2020Listed for sale$329,500+445%$180/sqft
    Source: HELP-U-BUY #202035142 Report a problem
    10/25/1996Sold$60,456$33/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$3,600 +9.4%$508,200 +32.6%
    2024$3,292 +5.7%$383,200 +15%
    2023$3,114 +6.8%$333,300 +7.9%
    2022$2,917 +82.6%$308,800 +12.5%
    2021$1,597 +3.9%$274,500 +3.2%
    2020$1,537 +4.2%$266,000 +1.2%
    2019$1,475 +6.7%$262,900 +1.9%
    2018$1,383 $258,000 +0.1%
    2017-- $257,700 -2.6%
    2016$1,459 +1.2%$264,700 +0.3%
    2014$1,441 -7.4%$264,000 +2.9%
    2013$1,556 +4.9%$256,500 -1%
    2012$1,484 -21.6%$259,000 -18.8%
    2011$1,892 -15.4%$318,800 -3%
    2010$2,237 +40.9%$328,600 +25.3%
    2009$1,588 -18.6%$262,300 +82.3%
    2007$1,951 +12.2%$143,900 +7.5%
    2006$1,739 $133,900 +11.8%
    2005-- $119,800
    Find assessor info on the county website

    Neighborhood: 47960

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Twin Lakes
    • Middle: Twin Lakes
    • High: Twin Lakes
    • District: Twin Lakes School Corp.

    Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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