Turn-Key Coastal Retreat with Water Access in Coveted Cove Point Beach Discover Cedar Beach Lodge—a rare opportunity to own a turn-key retreat in an exclusive beachfront community along the Chesapeake Bay. This stunning 3BR/2BA home is a proven, income-producing vacation rental with a loyal base of repeat guests, or it can serve as your own private coastal getaway. Just steps from a private sandy beach, the fully furnished home offers effortless comfort and an inviting open-concept design. The great room features soaring ceilings and seamless flow between the family room, dining area, and fully equipped kitchen—ideal for gathering with family and friends. Step onto the spacious deck or relax in the screened-in porch to enjoy morning coffee, evening sunsets, and the soothing rhythm of the waves. The outdoor amenities elevate the coastal lifestyle even further: enjoy a firepit under the stars, rinse off in the outdoor shower after a beach day, and take advantage of ample parking for guests. A secure walk-in storage area beneath the home provides room for bikes, paddleboards, and all your beach essentials. From sunrise walks to bonfires at dusk, every day here feels like a vacation. Stroll to the historic Cove Point Lighthouse or hunt for Miocene-era fossils and shark’s teeth along the one-mile private shoreline. Located just one hour from Annapolis and Washington, D.C., and only minutes from Solomons Island, Cedar Beach Lodge offers the perfect balance of tranquility and convenience. Whether you’re seeking a lifestyle, an investment, or both—this is your chance to own a piece of Chesapeake Bay paradise.
Sold for $537,500
$537,500
10963 Beach Dr, Lusby, MD 20657
3beds
1,224sqft
Single Family Residence
Built in 2005
0.34 Acres Lot
$537,700 Zestimate®
$439/sqft
$2,289 Estimated rent
Home value
$537,700
$511,000 - $565,000
$2,289/mo
Zestimate® history
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$3,233/mo
Est. payment
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$3,233/mo
Est. payment
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List your homeWhat's special
Private sandy beachFully furnished homeFirepit under the starsExclusive beachfront communitySpacious deckAmple parking for guestsScreened-in porch
Zillow last checked:
Listing updated:
Listed by:
Becky King 443-624-3359,
Home Towne Real Estate
Bought with:
Blake Haegele, 681744
Charis Realty Group
Source: Bright MLS,MLS#: MDCA2025688
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Bedroom 1
- Level: Main
Bedroom 1
- Level: Upper
Bedroom 2
- Level: Main
Bathroom 1
- Level: Main
Bathroom 1
- Level: Upper
Great room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Heating
- Central, Heat Pump, Programmable Thermostat, Electric
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Dishwasher, Ice Maker, Microwave, Self Cleaning Oven, Oven/Range - Electric, Range Hood, Refrigerator, Washer, Water Heater, Dryer, Electric Water Heater
- Laundry: Main Level, Laundry Room
Features
- Combination Kitchen/Dining, Combination Kitchen/Living, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Primary Bath(s), Dry Wall
- Flooring: Carpet, Hardwood, Wood
- Doors: Sliding Glass
- Windows: Energy Efficient, Screens, Sliding
- Basement: Other
- Number of fireplaces: 1
- Fireplace features: Glass Doors, Gas/Propane, Heatilator, Mantel(s)
Interior area
- Total structure area: 1,224
- Total interior livable area: 1,224 sqft
- Finished area above ground: 1,224
Property
Parking
- Parking features: Gravel, Private, Off Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Porch
- Exterior features: Barbecue, Rain Gutters, Outdoor Shower, Storage
- Pool features: None
- Has view: Yes
- View description: Garden, Street, Trees/Woods
- Waterfront features: Bayside, Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed, Waterski/Wakeboard, Bay
- Body of water: Chesapeake Bay
- Frontage length: Road Frontage: 100
Lot
- Size: 0.34 Acres
- Features: Backs to Trees, Level, No Thru Street, Sandy, TopSoilOvrOt
Details
- Additional structures: Above Grade
- Parcel number: 0501034928
- Zoning: R
- Zoning description: Residential
- Special conditions: Standard
- Other equipment: Negotiable
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Post & Beam
- Property subtype: Single Family Residence
Materials
- Cedar
- Foundation: Block, Crawl Space, Slab
- Roof: Architectural Shingle
Condition
- Excellent
- New construction: No
- Year built: 2005
Details
- Builder name: BOB DAVIS & ASSOCIATES
Utilities & green energy
- Electric: 120/240V
- Sewer: Holding Tank, Private Septic Tank, Septic Exists
- Water: Well
- Utilities for property: Cable Connected, Electricity Available, Phone, Propane
Community & neighborhood
Location
- Region: Lusby
- Subdivision: Cove Point
HOA & financial
HOA
- Has HOA: No
- Association name: COVE POINT BEACH ASSOCIATION
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,Rural Development,USDA Loan,VA Loan
- Ownership: Fee Simple
- Road surface type: Gravel, Other
Price history
| Date | Event | Price |
|---|---|---|
| 4/23/2026 | Sold | $537,500-2.3%$439/sqft |
Source:  Bright MLS #MDCA2025688 Report a problem | ||
| 3/23/2026 | Pending sale | $550,000$449/sqft |
Source: Bright MLS #MDCA2025688 Report a problem | ||
| 3/22/2026 | Listed for sale | $550,000+7.8%$449/sqft |
Source: Bright MLS #MDCA2025688 Report a problem | ||
| 5/16/2023 | Sold | $510,000-2.9%$417/sqft |
Source: Bright MLS #MDCA2010022 Report a problem | ||
| 4/24/2023 | Pending sale | $525,000$429/sqft |
Source: Bright MLS #MDCA2010022 Report a problem | ||
| 4/15/2023 | Contingent | $525,000$429/sqft |
Source: Bright MLS #MDCA2010022 Report a problem | ||
| 4/13/2023 | Listed for sale | $525,000+464.5%$429/sqft |
Source: Bright MLS #MDCA2010022 Report a problem | ||
| 10/26/1999 | Sold | $93,000$76/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,238 +18.6% | $300,100 +18.6% |
| 2024 | $2,731 +27.5% | $253,100 +22.8% |
| 2023 | $2,141 +1% | $206,100 |
| 2022 | $2,121 +1% | $206,100 +2% |
| 2021 | $2,100 +0.5% | $202,100 +1% |
| 2020 | $2,089 -0.5% | $200,100 |
| 2019 | $2,099 +3.5% | $200,100 +3.5% |
| 2018 | $2,029 -2.2% | $193,400 -0.8% |
| 2017 | $2,075 -23.4% | $195,000 |
| 2016 | $2,708 | $195,000 |
| 2015 | $2,708 | $195,000 -0.8% |
| 2014 | $2,708 | $196,600 |
| 2013 | -- | $196,600 |
| 2012 | -- | $196,600 -23.1% |
| 2011 | -- | $255,500 +12.3% |
| 2010 | -- | $227,416 +14.1% |
| 2009 | -- | $199,333 +16.4% |
| 2008 | -- | $171,250 +17.5% |
| 2007 | -- | $145,806 +21.1% |
| 2006 | -- | $120,363 +26.8% |
| 2005 | -- | $94,920 +5.1% |
| 2004 | -- | $90,296 +5.4% |
| 2003 | -- | $85,673 +5.7% |
| 2002 | -- | $81,050 +3.1% |
| 2001 | -- | $78,586 |
Find assessor info on the county website
Neighborhood: 20657
Nearby schools
GreatSchools rating
- 7/10Dowell Elementary SchoolGrades: PK-5Distance: 3.6 mi
- 3/10Southern Middle SchoolGrades: 6-8Distance: 3.5 mi
- 7/10Patuxent High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- High: Patuxent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$537,700
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$537,700
- Maryland
- Calvert County
- Lusby
- 20657
- 10963 Beach Dr
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