Welcome to your turn-key coastal retreat in the coveted Cove Point Beach Community! This beautifully expanded 4-bedroom, 2.5-bathroom home offers effortless beach living just 1.5 blocks from the private shores of the Chesapeake Bay. The light-filled, move-in-ready floor plan boasts a seamless 2022 addition featuring vaulted ceilings, a cozy family room fireplace, and a gorgeously renovated kitchen (Oct. '22) with a state-of-the-art whole-home water filtration system. Step outside to your fully fenced private oasis, complete with a screened-in porch, expansive concrete patio, brand-new deck (Apr. '23), outdoor shower, and a relaxing hot tub, plus a spacious shed for extra storage. Enjoy peace of mind with recent big-ticket updates including a brand-new roof (Apr. '23), an eco-friendly septic system, and a recently replaced water heater. The oversized 2-car garage features new doors, an EV charger, and plenty of space for your golf cart, beach gear, and additional storage. All of this comes with an incredibly low HOA of just $180/year. Perfectly situated near Solomons Island, this is the ultimate year-round home, vacation rental, or weekend getaway!
For sale
$625,000
10965 Holly Dr, Lusby, MD 20657
4beds
1,924sqft
Single Family Residence
Built in 2006
0.33 Acres Lot
$614,100 Zestimate®
$325/sqft
$15/mo HOA
What's special
Cozy family room fireplaceFully fenced private oasisGorgeously renovated kitchenBrand-new deckRelaxing hot tubVaulted ceilingsEv charger
- 29 days |
- 1,573 |
- 76 |
Zillow last checked:
Listing updated:
Listed by:
Kim Gosnell 571-221-9912,
Redfin Corp 4102028454,
Co-Listing Agent: Dorothy M Bistransin 443-520-4396,
Redfin Corp
Source: Bright MLS,MLS#: MDCA2027800
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- Has basement: No
- Number of fireplaces: 1
Interior area
- Total structure area: 1,924
- Total interior livable area: 1,924 sqft
- Finished area above ground: 1,924
- Finished area below ground: 0
Property
Parking
- Total spaces: 6
- Parking features: Garage Faces Front, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Exterior features: Private Beach
- Pool features: None
- Has spa: Yes
- Spa features: Hot Tub
- Waterfront features: Private Access, Cove
- Body of water: Cove Point Beach
Lot
- Size: 0.33 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501035576
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial,Coastal,Craftsman,Traditional
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Foundation: Other
- Roof: Shingle,Composition
Condition
- New construction: No
- Year built: 2006
- Major remodel year: 2022
Utilities & green energy
- Sewer: Private Septic Tank
- Water: Well, Private
Community & HOA
Community
- Subdivision: Cove Point
HOA
- Has HOA: Yes
- Amenities included: Beach Access, Common Grounds, Water/Lake Privileges
- Services included: Snow Removal, Common Area Maintenance
- HOA fee: $180 annually
- HOA name: COVE POINT BEACH ASSOCIATION
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $325/sqft
- Tax assessed value: $372,900
- Annual tax amount: $4,006
- Date on market: 6/18/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Ownership: Fee Simple
Estimated market value
$614,100
$583,000 - $645,000
$2,864/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Listed for sale | $625,000+120.5%$325/sqft |
Source:  Bright MLS #MDCA2027800 Report a problem | ||
| 8/23/2010 | Sold | $283,500-29.1%$147/sqft |
Source: Public Record Report a problem | ||
| 12/6/2008 | Listing removed | $399,900$208/sqft |
Source: Point2 #CA6846353 Report a problem | ||
| 9/24/2008 | Price change | $399,900-11.1%$208/sqft |
Source: Point2 #CA6846353 Report a problem | ||
| 8/24/2008 | Listed for sale | $449,900+7.1%$234/sqft |
Source: Point2 #CA6846353 Report a problem | ||
| 1/26/2007 | Sold | $420,000+180%$218/sqft |
Source: Public Record Report a problem | ||
| 5/23/2005 | Sold | $150,000$78/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,596 +13.5% | $333,267 +13.5% |
| 2024 | $3,168 +20.1% | $293,633 +15.6% |
| 2023 | $2,639 +1.2% | $254,000 |
| 2022 | $2,608 +1.2% | $254,000 +2.4% |
| 2021 | $2,576 +0.8% | $247,933 +1.2% |
| 2020 | $2,557 -0.4% | $244,900 |
| 2019 | $2,567 +0.1% | $244,900 +0.2% |
| 2018 | $2,564 -1.3% | $244,433 +0.1% |
| 2017 | $2,598 -23.2% | $244,200 |
| 2016 | $3,382 | $244,200 |
| 2015 | $3,382 | $244,200 -1.8% |
| 2014 | $3,382 | $248,700 |
| 2013 | -- | $248,700 |
| 2012 | -- | $248,700 -22.9% |
| 2011 | -- | $322,630 +3.4% |
| 2010 | -- | $312,036 +3.5% |
| 2009 | -- | $301,443 +3.6% |
| 2008 | -- | $290,850 +17.3% |
| 2007 | -- | $247,990 +489.8% |
| 2006 | -- | $42,050 -47.6% |
| 2005 | -- | $80,180 +8.6% |
| 2004 | -- | $73,836 +9.4% |
| 2003 | -- | $67,493 +10.4% |
| 2002 | -- | $61,150 +2.7% |
| 2001 | -- | $59,546 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 20657
Nearby schools
GreatSchools rating
- 7/10Dowell Elementary SchoolGrades: PK-5Distance: 3.8 mi
- 3/10Southern Middle SchoolGrades: 6-8Distance: 3.5 mi
- 7/10Patuxent High SchoolGrades: 9-12Distance: 3.4 mi
Schools provided by the listing agent
- Elementary: Dowell
- Middle: Southern
- High: Patuxent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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