Located in the private beachfront community of Cove Point, this 3-bedroom, 2-bath home offers 1,767 square feet of extensively updated living space just steps from the Chesapeake Bay. The interior has been renovated with a clean, cohesive finish throughout. The kitchen features shaker-style cabinetry, quartz countertops, stainless steel appliances, recessed lighting, and wide-plank flooring that continues through the main living areas. A tiled fireplace feature wall anchors the living space, while both bathrooms have been updated with contemporary finishes and large-format tile surrounds. Recent mechanical upgrades include a tankless hot water heater, whole-home water filtration system, and a new holding tank system. Cove Point residents enjoy private beach access along the Chesapeake Bay, offering true coastal living while remaining convenient to local shopping, dining, and commuter routes.
Sold for $395,000
$395,000
10984 Elm Dr, Lusby, MD 20657
3beds
1,767sqft
Single Family Residence
Built in 1940
7,500 Square Feet Lot
$394,000 Zestimate®
$224/sqft
$2,143 Estimated rent
Home value
$394,000
$362,000 - $429,000
$2,143/mo
Zestimate® history
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Recessed lightingStainless steel appliancesQuartz countertopsClean cohesive finish throughoutKitchen features shaker-style cabinetry
Zillow last checked:
Listing updated:
Listed by:
Robert Schou 240-561-9343,
EXP Realty, LLC
Bought with:
Robin Poe Errington, 643322
CENTURY 21 New Millennium
Source: Bright MLS,MLS#: MDCA2025178
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Forced Air, Oil
Cooling
- Heat Pump, Electric
Appliances
- Included: Dishwasher, Dryer, Instant Hot Water, Microwave, Oven/Range - Electric, Stainless Steel Appliance(s), Washer, Tankless Water Heater, Water Treat System, Electric Water Heater
Features
- Open Floorplan
- Has basement: No
- Number of fireplaces: 1
Interior area
- Total structure area: 1,767
- Total interior livable area: 1,767 sqft
- Finished area above ground: 1,767
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Size: 7,500 sqft
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501035398
- Zoning: WCD
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Block, Vinyl Siding, Stick Built
- Foundation: Block
Condition
- New construction: No
- Year built: 1940
Utilities & green energy
- Sewer: Holding Tank
- Water: Well
Community & neighborhood
Location
- Region: Lusby
- Subdivision: Cove Point
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 3/31/2026 | Sold | $395,000-1.2%$224/sqft |
Source:  Bright MLS #MDCA2025178 Report a problem | ||
| 3/12/2026 | Contingent | $399,990$226/sqft |
Source: Bright MLS #MDCA2025178 Report a problem | ||
| 3/4/2026 | Listed for sale | $399,990+9.3%$226/sqft |
Source: Bright MLS #MDCA2025178 Report a problem | ||
| 10/6/2025 | Listing removed | $365,900$207/sqft |
Source: Bright MLS #MDCA2022362 Report a problem | ||
| 8/26/2025 | Price change | $365,900-5%$207/sqft |
Source: Bright MLS #MDCA2022362 Report a problem | ||
| 7/30/2025 | Listed for sale | $385,000-3.7%$218/sqft |
Source: Bright MLS #MDCA2022362 Report a problem | ||
| 6/26/2025 | Listing removed | $399,990$226/sqft |
Source: Bright MLS #MDCA2019772 Report a problem | ||
| 6/9/2025 | Listing removed | $399,990$226/sqft |
Source: Bright MLS #MDCA2019772 Report a problem | ||
| 5/26/2025 | Price change | $399,990-4.5%$226/sqft |
Source: Bright MLS #MDCA2019772 Report a problem | ||
| 5/7/2025 | Price change | $419,000-2.5%$237/sqft |
Source: Bright MLS #MDCA2019772 Report a problem | ||
| 3/14/2025 | Price change | $429,890-2.3%$243/sqft |
Source: Bright MLS #MDCA2019772 Report a problem | ||
| 2/28/2025 | Listed for sale | $439,890+91.3%$249/sqft |
Source: Bright MLS #MDCA2019772 Report a problem | ||
| 7/25/2023 | Listing removed | $230,000$130/sqft |
Source: Bright MLS #MDCA2012186 Report a problem | ||
| 7/18/2023 | Price change | $230,000-4.2%$130/sqft |
Source: Bright MLS #MDCA2012186 Report a problem | ||
| 7/12/2023 | Listed for sale | $240,000+152.6%$136/sqft |
Source: Bright MLS #MDCA2012186 Report a problem | ||
| 4/7/2011 | Sold | $95,000-4.9%$54/sqft |
Source: Public Record Report a problem | ||
| 3/3/2011 | Price change | $99,900-20.1%$57/sqft |
Source: Long & Foster Real Estate #CA7492598 Report a problem | ||
| 2/13/2011 | Price change | $125,000-13.7%$71/sqft |
Source: Long & Foster Real Estate #CA7492598 Report a problem | ||
| 1/15/2011 | Price change | $144,900-12.1%$82/sqft |
Source: Long & Foster Real Estate #CA7492598 Report a problem | ||
| 12/11/2010 | Price change | $164,900-39.4%$93/sqft |
Source: Long & Foster Real Estate #CA7492598 Report a problem | ||
| 12/4/2010 | Listed for sale | -- |
Source: foreclosure.com Report a problem | ||
| 11/30/2010 | Sold | $272,140+154.3%$154/sqft |
Source: Public Record Report a problem | ||
| 10/11/2010 | Listed for sale | -- |
Source: foreclosure.com Report a problem | ||
| 8/20/1998 | Sold | $107,000$61/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,187 +8.5% | $295,367 +8.5% |
| 2024 | $2,937 +13.5% | $272,233 +9.3% |
| 2023 | $2,588 +1.2% | $249,100 |
| 2022 | $2,558 +1.2% | $249,100 +2.4% |
| 2021 | $2,527 +0.7% | $243,233 +1.2% |
| 2020 | $2,509 +3.8% | $240,300 |
| 2019 | $2,416 +4.5% | $240,300 +9.1% |
| 2018 | $2,311 +3.3% | $220,300 +4.8% |
| 2017 | $2,238 -17.3% | $210,300 +0.2% |
| 2016 | $2,707 | $209,900 +0.2% |
| 2015 | $2,707 | $209,500 +0.2% |
| 2014 | $2,707 | $209,100 |
| 2013 | -- | $209,100 |
| 2012 | -- | $209,100 -18.1% |
| 2011 | -- | $255,340 +2.9% |
| 2010 | -- | $248,052 +3% |
| 2009 | -- | $240,766 +3.1% |
| 2008 | -- | $233,480 +17.4% |
| 2007 | -- | $198,826 +21.1% |
| 2006 | -- | $164,173 +26.8% |
| 2005 | -- | $129,520 +5.9% |
| 2004 | -- | $122,250 +6.3% |
| 2003 | -- | $114,980 +6.7% |
| 2002 | -- | $107,710 +12% |
| 2001 | -- | $96,142 |
Find assessor info on the county website
Neighborhood: 20657
Nearby schools
GreatSchools rating
- 7/10Dowell Elementary SchoolGrades: PK-5Distance: 4 mi
- 3/10Southern Middle SchoolGrades: 6-8Distance: 3.6 mi
- 7/10Patuxent High SchoolGrades: 9-12Distance: 3.5 mi
Schools provided by the listing agent
- Elementary: Dowell
- Middle: Southern
- High: Patuxent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$394,000
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$394,000
- Maryland
- Calvert County
- Lusby
- 20657
- 10984 Elm Dr
Nearby cities
Nearby zip codes
Other Lusby Topics
