Pending

$229,900

11 Rose Cottage Ln, Saginaw, MI 48609

2beds

1,519sqft

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Condominium

Built in 2003

-- sqft lot

$224,100 Zestimate^®

$151/sqft

$300/mo HOA

What's special

Two-car attached garageCovered front porchVaulted ceilingsTwo generously sized bedroomsSpacious open-concept home

Welcome home to easy, main-floor living in one of the area's most affordable condos! With approximately 1,500 square feet, this spacious open-concept home features vaulted ceilings, two generously sized bedrooms, and a full bathroom thoughtfully situated between them. Need more space? The full poured-wall basement is already plumbed for a future bathroom and includes an egress window, making it incredibly easy to finish for additional bedrooms, a family room, or whatever fits your lifestyle. One of the things you'll love most is the peaceful setting. Enjoy your morning coffee on the covered front porch or unwind in the bright sunroom overlooking the backyard, where it's not uncommon to watch wildlife—including deer and their fawns—right from your own home. Complete with a two-car attached garage and a location that offers comfort, convenience, and low-maintenance living, this condo is the perfect place to call home!

25 days

565

22

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 2

Rooms

Room types: Bonus Room, Breezeway, Entry, Bedroom, Laundry, First Flr Lavatory, Master Bedroom, Living Room, Master Bathroom, Utility/Laundry Room

Primary bedroom

Level: First

Bedroom 1

Features: Carpet
Level: Main
Area: 180
Dimensions: 15 x 12

Bedroom 2

Features: Carpet
Level: Main
Area: 156
Dimensions: 13 x 12

Bathroom 1

Features: Vinyl
Level: Main
Area: 88
Dimensions: 11 x 8

Dining room

Features: Wood
Level: Main
Area: 121
Dimensions: 11 x 11

Kitchen

Features: Wood
Level: Main
Area: 121
Dimensions: 11 x 11

Living room

Features: Carpet
Level: Main
Area: 350
Dimensions: 25 x 14

Heating

Forced Air, Natural Gas

Cooling

Ceiling Fan(s), Central Air

Appliances

Included: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Electric Water Heater
Laundry: First Floor Laundry, Laundry Room, Main Level

Features

High Ceilings, Cathedral/Vaulted Ceiling, Eat-in Kitchen
Flooring: Hardwood, Vinyl, Carpet, Wood, Laminate
Basement: Daylight,Full,Concrete
Number of fireplaces: 1
Fireplace features: Living Room

Interior area

Total structure area: 3,038
Total interior livable area: 1,519 sqft
Finished area above ground: 1,519
Finished area below ground: 0

Property

Parking

Total spaces: 3
Parking features: 3 or More Spaces, Covered, Garage, Driveway, Attached, Electric in Garage, Garage Door Opener
Attached garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Deck, Patio, Porch
Frontage type: Road

Lot

Size: 2,613 Square Feet

Details

Parcel number: 28123252111000
Special conditions: Private

Construction

Type & style

Home type: Condo
Architectural style: Ranch
Property subtype: Condominium
Attached to another structure: Yes

Materials

Vinyl Siding, Vinyl Trim
Foundation: Basement, Concrete Perimeter

Condition

New construction: No
Year built: 2003

Utilities & green energy

Sewer: Public Sanitary
Water: Public

Community & HOA

Community

Subdivision: Cottage Grove Condo 71

HOA

Has HOA: Yes
Amenities included: Private Entry
HOA fee: $300 monthly

Location

Region: Saginaw

Financial & listing details

Price per square foot: $151/sqft
Tax assessed value: $225,800
Annual tax amount: $3,602
Date on market: 6/26/2026
Cumulative days on market: 26 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional

Estimated market value

$224,100

$213,000 - $235,000

$1,711/mo

Price history

Date	Event	Price
7/1/2026	Pending sale	$229,900$151/sqft
Source: MiRealSource #50212989 Report a problem
6/26/2026	Listed for sale	$229,900+857.9%$151/sqft
Source: MiRealSource #50212989 Report a problem
2/25/2005	Sold	$24,000$16/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2026	$3,311 +3.5%	$112,900 +2.4%
2025	$3,200 +11.7%	$110,300 +6.5%
2024	$2,865 -11.6%	$103,600 +15.4%
2023	$3,242	$89,800 +8.2%
2022	--	$83,000 +5.1%
2021	$2,858	$79,000 +0.3%
2020	$2,858 -1.3%	$78,800 -1.5%
2018	$2,896 +20.4%	$80,000 -1.7%
2017	$2,405	$81,400 -2%
2016	$2,405	$83,100 +9.8%
2014	$2,405	$75,700 -4.3%
2013	--	$79,100 -2.9%
2012	--	$81,500 -2.6%
2011	--	$83,700 +10.9%
2010	--	$75,500 -3.8%
2009	--	$78,500 -9.6%
2008	--	$86,800
2007	--	$86,800
2006	--	$86,800 +33.1%
2005	--	$65,200

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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