YES, THIS HOUSE NEEDS SOME WORK -- BUT HOW DOES A 4.9% INTEREST RATE SOUND? For a qualified buyer, the existing VA loan may be assumable at an attractive 4.9% interest rate. And here's the important part: you do NOT have to be a Veteran to qualify for the assumption. Buyer qualification, loan servicer approval, and applicable terms and conditions are required.
Now, about the house. This 3-bedroom Islamorada home is livable in its current condition, but it's ready for updating and a new owner's vision. The home is dated and needs a new roof, while its concrete construction, generously sized rooms, functional floor plan, and oversized lot provide plenty to work with. Update it over time or take on a larger renovation and make it completely your own--the choice is yours.
Then there's the location--something you can't renovate or replace. Founders Park is directly across the street, putting the bayfront beach, community pool, public boat ramp, sports fields, playgrounds, dog park, and year-round community events practically at your doorstep.
This isn't a shiny, newly remodeled home--and that's part of the opportunity. It's a chance to buy in a desirable Islamorada location, add your own improvements and style, and potentially take advantage of an assumable VA loan at 4.9%.
Bring your ideas, envision the possibilities, and be sure to ask about the loan assumption.
For sale
Price cut: $20K (9/12)
$575,000
110 E Ridge Rd, Plantation Key, FL 33036
3beds
1,749sqft
Single Family Residence
Built in 1959
8,712 Square Feet Lot
$559,000 Zestimate®
$329/sqft
$-- HOA
What's special
Functional floor planOversized lotGenerously sized rooms
- 239 days
- 1,169
- 72
Zillow last checked:
Listing updated:
Listed by:
Tracy Larson 305-522-3812,
Century 21 BE3
Source: FLKMLS,MLS#: 619040
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Has Heating (Unspecified Type)
Cooling
- Central Air
Appliances
- Included: Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave
Features
- Split Bedroom, Walk-in Closet(s)
- Flooring: Terrazzo, Concrete
Interior area
- Total structure area: 1,749
- Total interior livable area: 1,749 sqft
Property
Parking
- Parking features: Open
- Has uncovered spaces: Yes
Features
- Levels: Ground Level
- Patio & porch: Open Porch/Balcony, Lanai
- Fencing: Fenced
Lot
- Size: 8,712 Square Feet
- Dimensions: 60 X 142
Details
- Additional structures: Shed(s)
- Parcel number: 00411900000000
- Zoning: R1 - Residential Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS
Condition
- Fixer
- New construction: No
- Year built: 1959
Utilities & green energy
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Plant Ridge (87.0)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Plantation Key
Financial & listing details
- Price per square foot: $329/sqft
- Tax assessed value: $799,989
- Annual tax amount: $1,054
- Date on market: 9/12/2026
- Listing terms: No Seller Finance
Estimated market value
$559,000
$531,000 - $587,000
$4,863/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/12/2026 | Listed for sale | $575,000-3.4%$329/sqft |
Source: | ||
| 8/27/2026 | Contingent | $595,000$340/sqft |
Source: | ||
| 8/10/2026 | Price change | $595,000-5.6%$340/sqft |
Source: | ||
| 6/28/2026 | Price change | $630,000-3.1%$360/sqft |
Source: | ||
| 6/1/2026 | Price change | $650,000-6.5%$372/sqft |
Source: | ||
| 5/18/2026 | Price change | $695,000-4.1%$397/sqft |
Source: | ||
| 4/28/2026 | Price change | $725,000-6.5%$415/sqft |
Source: | ||
| 3/30/2026 | Price change | $775,000-3.1%$443/sqft |
Source: | ||
| 3/12/2026 | Listed for sale | $800,000+520.2%$457/sqft |
Source: | ||
| 9/5/1995 | Sold | $129,000+27.7%$74/sqft |
Source: Public Record Report a problem | ||
| 8/10/1994 | Sold | $101,000$58/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,054 +1.9% | $357,831 +2.9% |
| 2024 | $1,034 | $347,747 +3% |
| 2023 | $1,034 | $337,619 +3% |
| 2022 | $1,034 | $327,786 +3% |
| 2021 | -- | $318,239 +1.4% |
| 2020 | -- | $313,846 +2.3% |
| 2019 | $1,000 | $306,790 +1.9% |
| 2018 | $1,000 +3.1% | $301,070 +2.1% |
| 2017 | $970 +1.8% | $294,878 |
| 2016 | $952 | $294,878 -1.3% |
| 2015 | $952 | $298,727 |
Find assessor info on the county website
Monthly payment
Est. payment






