Well-maintained and fully refurbished duplex located just minutes from downtown Bay City. All renovations have been completed by a licensed builder, offering quality workmanship and peace of mind. Both units have been extensively updated with new flooring and windows, providing modern, move-in-ready living spaces. The property features separate electrical systems and two brand-new furnaces, making it efficient and easy to manage. Current rental income includes the lower unit bring in $900 per month with a long term tenant and the second unit at $650 per month, immediate cash flow potential. Ideal opportunity for investors or owner-occupants seeking a turnkey property in a convenient location close to downtown amenities.
For sale
Price cut: $3.1K (5/26)
$196,900
110 N Madison Ave, Bay City, MI 48708
3beds
2,090sqft
Multi Family
Built in 1890
-- sqft lot
$-- Zestimate®
$94/sqft
$-- HOA
What's special
Modern move-in-ready living spacesTwo brand-new furnacesNew flooring
- 73 days |
- 217 |
- 6 |
Zillow last checked:
Listing updated:
Listed by:
Chance Owen 989-493-0948,
Bay Realty Michigan 989-385-1311
Source: MiRealSource,MLS#: 50204407
Originating MLS: Saginaw Board of REALTORS
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Forced Air
Features
- Has basement: Yes
- Has fireplace: No
Interior area
- Total structure area: 2,090
- Total interior livable area: 2,090 sqft
Property
Parking
- Total spaces: 1
- Parking features: Detached
- Garage spaces: 1
Features
- Levels: Two
- Stories: 2
Lot
- Size: 4,791 Square Feet
- Dimensions: 5009
Details
- Parcel number: 16002825200600
- Special conditions: Private
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Multi Family
Materials
- Foundation: Basement
Condition
- Year built: 1890
Utilities & green energy
- Gas: Natural Gas
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: N/A
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $94/sqft
- Tax assessed value: $114,300
- Annual tax amount: $1,801
- Date on market: 4/15/2026
- Cumulative days on market: 74 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Lease term: Long Term
- Total actual rent: 1550
Estimated market value
Not available
Estimated sales range
Not available
$1,182/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/26/2026 | Price change | $196,900-1.6%$94/sqft |
Source: | ||
| 4/15/2026 | Listed for sale | $200,000+263.6%$96/sqft |
Source: | ||
| 9/1/2023 | Sold | $55,000+43.5%$26/sqft |
Source: Public Record Report a problem | ||
| 4/27/2023 | Sold | $38,317$18/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,749 -25.3% | $57,150 -0.3% |
| 2024 | $2,341 | $57,350 +16.9% |
| 2023 | -- | $49,050 +11.7% |
| 2022 | -- | $43,900 +3.5% |
| 2021 | -- | $42,400 +12.9% |
| 2020 | $2,132 | $37,550 +2.6% |
| 2019 | -- | $36,600 +0.7% |
| 2018 | $2,132 +2.8% | $36,350 +1.7% |
| 2017 | $2,073 | $35,750 +16.3% |
| 2016 | $2,073 | $30,750 -2.4% |
| 2015 | $2,073 +1.1% | $31,500 -10.9% |
| 2014 | $2,052 | $35,350 +16.9% |
| 2013 | -- | $30,250 -11% |
| 2012 | -- | $34,000 -17.7% |
| 2011 | -- | $41,300 -1% |
| 2010 | -- | $41,700 +6.8% |
| 2009 | -- | $39,050 +6.7% |
| 2008 | -- | $36,600 +10.1% |
| 2007 | -- | $33,250 +3.1% |
| 2006 | -- | $32,250 |
| 2005 | -- | $32,250 +13.2% |
| 2004 | -- | $28,500 +7.5% |
| 2003 | -- | $26,500 +0.4% |
| 2002 | $1,176 | $26,400 +20.5% |
| 2000 | -- | $21,900 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 48708
Nearby schools
GreatSchools rating
- 6/10Washington Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 4/10Handy Middle SchoolGrades: 6-8Distance: 1.7 mi
- 6/10Bay City Central High SchoolGrades: 9-12Distance: 0.6 mi
Schools provided by the listing agent
- District: Bay City School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local lender can help you make sure your offer is ready when you are.
- Michigan
- Bay County
- Bay City
- 48708
- 110 N Madison Ave






