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Sold for $840,000
  • $840,000

    1103 S Topsail Drive, Surf City, NC 28445

    3beds
    1,941sqft
    Single Family Residence
    Built in 1999
    0.28 Acres Lot
    $847,500 Zestimate®
    $433/sqft
    $3,111 Estimated rent

    Home value

    $847,500

    $771,000 - $932,000

    $3,111/mo

    Zestimate® history
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    $3,111/mo

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    $4,972/mo

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    $4,972/mo

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    What's special

    Experience Coastal Luxury with No HOA & VA Assumable- Wake up to breathtaking panoramic views of the Intracoastal Waterway from the comfort of your own home. Thoughtfully designed to capture natural light and scenic vistas, this residence features two striking bay windows that perfectly frame the water's beauty. Inside, ¾'' solid oak hand-scraped floors bring warmth, elegance, and durability throughout the living spaces. Step outside to the spacious wrap-around porch, ideal for entertaining guests, enjoying coastal sunsets, or simply relaxing in your private retreat. Situated on an expansive double lot with no HOA, this property offers exceptional flexibility--ample space for a pool, garden, or the opportunity to build an attached home or duplex for added investment potential. Just steps away, Beach Access #24 invites you to sink your toes in the sand and enjoy the ultimate coastal lifestyle. Whether you're seeking a primary residence, vacation escape, or investment opportunity, this Surf City treasure on Topsail Island delivers the perfect combination of sophistication, comfort, and freedom--all with no HOA restrictions. Inspection has already been completed. For information about our preferred lender and the incentives you may qualify for, please ask your agent to review the agent remarks for additional details.

    Zillow last checked:

    Listing updated:

    Listed by:

    Quanda Hudson Purnsley 910-218-2748,

    Coldwell Banker Sea Coast Advantage

    Bought with:

    John M Blackmon, 309747

    Better Homes and Gardens Real Estate Treasure III

    Source: Hive MLS,MLS#: 100535600MLS LogoOriginating MLS: Cape Fear Realtors MLS, Inc.

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bathroom 2, Bathroom 3, Bedroom 2, Bedroom 3, Dining Room, Living Room, Bathroom 1, Master Bedroom
    Bathroom 1
    • Dimensions: 7.22 x 6.24
    Bathroom 2
    • Dimensions: 7.22 x 4.64
    Bathroom 3
    • Dimensions: 5.04 x 5.76
    Dining room
    • Dimensions: 13.62 x 17.26
    Living room
    • Dimensions: 13.47 x 17.35
    Heating
    • Heat Pump
    Cooling
    • Heat Pump
    Appliances
    • Included: Electric Oven, Washer, Refrigerator, Ice Maker, Dryer, Disposal, Dishwasher
    • Laundry: Laundry Closet
    Features
    • Kitchen Island, Pantry, Blinds/Shades
    • Flooring: Tile, Wood
    • Attic: Access Only
    • Has fireplace: No
    Interior area
    • Total structure area: 1,941
    • Total interior livable area: 1,941 sqft

    Property

    Parking
    • Total spaces: 3
    • Parking features: Underhouse
    • Uncovered spaces: 3
    Features
    • Levels: Two
    • Stories: 2
    • Patio & porch: Covered, Deck, Patio, Porch, Wrap Around
    • Exterior features: Outdoor Shower
    • Pool features: None
    • Fencing: Back Yard,Wood
    • Has view: Yes
    • View description: ICW, Water
    • Water view: Water
    • Waterfront features: None, ICW Front
    • Frontage type: ICW Front
    Lot
    • Size: 0.28 Acres
    • Dimensions: 100 x 125
    Details
    • Additional structures: Storage
    • Parcel number: 42344654660000
    • Zoning: R5
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Fiber Cement, Wood Frame
    • Foundation: Other, Pilings
    • Roof: Architectural Shingle
    Condition
    • New construction: No
    • Year built: 1999

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Sewer Available, Water Available
    Green energy
    • Green verification: None

    Community & HOA

    Community
    • Security: Smoke Detector(s)
    • Subdivision: Sunset Harbor
    HOA
    • Has HOA: No
    • Amenities included: Beach Access
    Location
    • Region: Surf City

    Financial & listing details

    • Price per square foot: $433/sqft
    • Tax assessed value: $351,541
    • Annual tax amount: $4,359
    • Date on market: 10/10/2025
    • Cumulative days on market: 497 days
    • Listing agreement: Exclusive Right To Sell
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Road surface type: Paved

    Price history

    DateEventPrice
    4/10/2026Sold$840,000-1.2%$433/sqft
    Source: Hive MLS #100535600 Report a problem
    2/25/2026Pending sale$850,000$438/sqft
    Source: Hive MLS #100535600 Report a problem
    2/25/2026Contingent$850,000$438/sqft
    Source: Hive MLS #100535600 Report a problem
    2/20/2026Price change$850,000-2.9%$438/sqft
    Source: Hive MLS #100535600 Report a problem
    1/23/2026Price change$875,000-2.2%$451/sqft
    Source: Hive MLS #100535600 Report a problem
    10/10/2025Price change$895,000-0.6%$461/sqft
    Source: Hive MLS #100535600 Report a problem
    7/4/2025Price change$900,000-2.7%$464/sqft
    Source: Hive MLS #100471412 Report a problem
    6/19/2025Price change$925,000-1.1%$477/sqft
    Source: Hive MLS #100471412 Report a problem
    6/2/2025Price change$935,000-1.1%$482/sqft
    Source: Hive MLS #100471412 Report a problem
    4/30/2025Price change$945,000-0.5%$487/sqft
    Source: Hive MLS #100471412 Report a problem
    4/7/2025Price change$949,900-0.8%$489/sqft
    Source: Hive MLS #100471412 Report a problem
    3/3/2025Price change$957,900-0.1%$494/sqft
    Source: Hive MLS #100471412 Report a problem
    12/16/2024Price change$958,900-0.1%$494/sqft
    Source: Hive MLS #100471412 Report a problem
    10/23/2024Listed for sale$959,900$495/sqft
    Source: Hive MLS #100471412 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,918 $781,319 +122.3%
    2024$2,918 $351,541
    2023$2,918 +12.5%$351,541
    2022$2,593 $351,541
    2021$2,593 $351,541
    2020-- $351,541
    2019$2,593 $351,541 +4.2%
    2018$2,593 -1.2%$337,417
    2017$2,623 +1.3%$337,417
    2016$2,590 $337,417
    2015$2,590 $337,417
    2014$2,590 $337,417
    2013$2,590 +31.3%$337,417
    2012$1,972 $337,417
    2011-- $337,417 +35.2%
    2010-- $249,539
    Find assessor info on the county website

    Neighborhood: 28445

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Surf City
    • Middle: Surf City
    • High: Topsail

    Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $847,500
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $847,500