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For sale
  • Price cut: $50.9K (7/15)
    $849,000

    1105 Olivia St, Key West, FL 33040

    1beds
    622sqft
    : 
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    Single Family Residence
    Built in 1928
    1,100 Square Feet Lot
    $801,300 Zestimate®
    $1,365/sqft
    $-- HOA

    What's special

    Stylish finishes throughoutSpanish lime treesMetal roofGranite countertopsLush fig vinesSwaying palmsSerene tropical oasis
    This elegant historic Old Town cottage is a rare offering paired with a highly competitive price.Sparkling, gallery-like, and filled with natural light, this beautifully renovated Old Town Key West cottage offers the perfect blend of charm, privacy, and modern comfort. Tucked away on a quiet one-way street, this tropical retreat is just a short stroll to Cafe Sole, Little Pearl, Fausto's Food Palace, local bakeries, and charming boutiques.Renovated down to the studs, the home features vaulted ceilings and an open-concept layout where the gourmet kitchen, entertainment bar, and living area come together to create a bright, welcoming gathering space. True to the Key West lifestyle, an expansive sliding glass door opens to a serene tropical oasis framed by lush fig vines, Spanish lime trees, swaying palms, and a majestic Royal Poinciana tree, where morning coffee, afternoon cocktails, and evenings under the stars become part of everyday life. The property also offers dedicated off-street golf cart parking, potential for a small pool, and no HOA fees, further enhancing its appeal as a private sanctuary.Thoughtfully selected upscale finishes include solid teak flooring, granite countertops, and a beautifully appointed Calacatta marble shower tub. The renovation includes all-new electrical and plumbing systems, an efficient tankless hot water heater, a metal roof, impact-rated windows and opening protections, and stylish finishes throughout. Situated in the desirable X Flood Zone, the property offers an added layer of peace of mind with reduced flood risk concerns.Steeped in Key West history, this charming cottage was once home to a local cigar maker, offering a connection to the island's rich cultural heritage while embracing the pleasures of contemporary living.
    25 days
    |
    2,029
    |
    102
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Epperly - Celli Team,

    Engel & Voelkers Key West

    Source: FLKMLS,MLS#: 620379MLS LogoOriginating MLS: Key West Association

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      Appliances
      • Included: Washer, Stainless Steel Appliance(s), Freezer, Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer, tankless hotwater he
      Interior area
      • Total interior livable area: 622 sqft

      Property

      Features
      • Water view: None
      • Waterfront features: None, Dockage: None
      Lot
      • Size: 1,100 Square Feet
      • Dimensions: 20 x 55
      • Features: Less Than 1/4 Acre
      Details
      • Parcel number: 00022350000100
      • Zoning: HHDR
      • Zoning description: Historic High Density Residential
      • Other equipment: Satellite Dish

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Frame
      Condition
      • Year built: 1928

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: FKAA

      Community & HOA

      Community
      • Subdivision: Old Town - Unrecord (1.0)
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Key West

      Financial & listing details

      • Price per square foot: $1,365/sqft
      • Tax assessed value: $676,299
      • Annual tax amount: $5,026
      • Date on market: 6/23/2026

        Estimated market value

        $801,300

        $761,000 - $841,000

        $2,992/mo

        Price history

        DateEventPrice
        7/15/2026Price change$849,000-5.7%$1,365/sqft
        Source: FLKMLS #620379 Report a problem
        6/25/2026Price change$899,900+0.1%$1,447/sqft
        Source: Key West AOR #620379 Report a problem
        6/23/2026Listed for sale$899,000+190%$1,445/sqft
        Source: Key West AOR #620379 Report a problem
        8/5/2014Sold$310,000-11.2%$498/sqft
        Source: FLKMLS #119900 Report a problem
        7/24/2014Pending sale$349,000$561/sqft
        Source: Preferred Properties #119900 Report a problem
        6/3/2014Price change$349,000-7.9%$561/sqft
        Source: Preferred Properties #119900 Report a problem
        5/28/2014Pending sale$379,000$609/sqft
        Source: Preferred Properties #119178 Report a problem
        2/11/2014Price change$379,000-5%$609/sqft
        Source: Preferred Properties #119178 Report a problem
        8/1/2013Price change$399,000+1%$641/sqft
        Source: Preferred Properties #118185 Report a problem
        7/30/2013Price change$395,000-10%$635/sqft
        Source: Preferred Properties #118185 Report a problem
        6/11/2013Listed for sale$439,000+10%$706/sqft
        Source: Preferred Properties #118185 Report a problem
        6/24/2010Listing removed$399,000$641/sqft
        Source: Doug Mayberry Real Estate #110446 Report a problem
        3/27/2010Price change$399,000-8.3%$641/sqft
        Source: Doug Mayberry Real Estate #110446 Report a problem
        5/29/2009Listed for sale$435,000+97.7%$699/sqft
        Source: Doug Mayberry Real Estate #110446 Report a problem
        2/28/2002Sold$220,000$354/sqft
        Source: FLKMLS #509241 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,027 +7.9%$467,885 +10%
        2024$4,661 +5.6%$425,350 +10%
        2023$4,416 +21.4%$386,682 +10%
        2022$3,638 +12.8%$351,529 +10%
        2021$3,226 +5.4%$319,572 +5.7%
        2020$3,062 $302,260 +5.8%
        2019$3,062 +4.2%$285,768 +5.2%
        2018$2,937 +2.7%$271,745 -0.4%
        2017$2,859 -1.9%$272,847 +4.4%
        2016$2,913 -1.2%$261,395 +0.1%
        2015$2,947 $261,042
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Old Town

        Getting around

        89 / 100
        Very Walkable
        28 / 100
        Some Transit
        100 / 100
        Biker's Paradise

        Nearby schools

        GreatSchools rating

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