Charming opportunity in the heart of Bay City! Welcome to 1107 Elm St — a cozy 1-bedroom, 1-bath home built in 1920, offering 520 square feet of simple, efficient living space. This property features a living room, bedroom, kitchen, and full bath, making it an ideal layout for a minimalist lifestyle, rental potential, or investment opportunity. With a little vision and creativity, this home could truly shine. Perfect for investors, DIY enthusiasts, or buyers looking for an affordable project with character and charm. Priced at just $45,000, this is a great chance to bring new life to a classic home and create something special. Endless potential — don’t miss this opportunity!
Sold for $39,500
$39,500
1107 Elm St, Bay City, MI 48706
1beds
520sqft
Single Family Residence
Built in 1920
3,920 Square Feet Lot
$40,300 Zestimate®
$76/sqft
$805 Estimated rent
Home value
$40,300
$31,000 - $52,000
$805/mo
Zestimate® history
Owner options
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$805/mo
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$805/mo
Rent Zestimate®
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$213/mo
Est. payment
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$213/mo
Est. payment
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Zillow last checked:
Listing updated:
Listed by:
Howard R Diefenbach 989-450-4004,
Century 21 Signature Realty - Bay City,
Carl Brink 989-513-0619,
Century 21 Signature Realty - Bay City
Bought with:
Margaret Walther, 6501425510
Century 21 Signature Realty - Bay City
Source: MiRealSource,MLS#: 50199973
Originating MLS: Bay County REALTOR Association
Originating MLS: Bay County REALTOR AssociationFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Bedroom 1
- Features: Laminate
- Level: Main
- Area: 96
- Dimensions: 12 x 8
Bathroom 1
- Features: Laminate
- Level: Main
- Area: 72
- Dimensions: 9 x 8
Kitchen
- Features: Laminate
- Level: Main
- Area: 120
- Dimensions: 12 x 10
Living room
- Features: Laminate
- Level: Main
- Area: 120
- Dimensions: 12 x 10
Heating
- Electric
Features
- Flooring: Laminate
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 520
- Total interior livable area: 520 sqft
- Finished area above ground: 520
- Finished area below ground: 0
Property
Features
- Levels: One
- Stories: 1
- Frontage type: Road
- Frontage length: 40
Lot
- Size: 3,920 Square Feet
- Dimensions: 40 x 100
Details
- Parcel number: 0916001640700900
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subtype: Single Family Residence
Materials
- Wood Siding
Condition
- Year built: 1920
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: Na
HOA
- Has HOA: No
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $76/sqft
- Tax assessed value: $33,200
- Annual tax amount: $635
- Date on market: 2/23/2026
- Cumulative days on market: 15 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash
Price history
| Date | Event | Price |
|---|---|---|
| 4/30/2026 | Sold | $39,500-12.2%$76/sqft |
Source:  MiRealSource #50199973 Report a problem | ||
| 3/11/2026 | Pending sale | $45,000$87/sqft |
Source: MiRealSource #50199973 Report a problem | ||
| 2/23/2026 | Listed for sale | $45,000$87/sqft |
Source: MiRealSource #50199973 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $617 +14.3% | $16,600 +11.8% |
| 2024 | $540 | $14,850 +14.7% |
| 2023 | -- | $12,950 +12.6% |
| 2022 | -- | $11,500 +5.5% |
| 2021 | -- | $10,900 +12.4% |
| 2020 | $491 | $9,700 +4.3% |
| 2019 | -- | $9,300 +2.8% |
| 2018 | $491 +2.8% | $9,050 +1.1% |
| 2017 | $478 | $8,950 +0.6% |
| 2016 | $478 | $8,900 +11.9% |
| 2015 | $478 +2.9% | $7,950 -8.1% |
| 2014 | $464 | $8,650 +26.3% |
| 2013 | -- | $6,850 -9.9% |
| 2012 | -- | $7,600 -29.6% |
| 2011 | -- | $10,800 -21.5% |
| 2010 | -- | $13,750 -23% |
| 2009 | -- | $17,850 -7% |
| 2008 | -- | $19,200 +15% |
| 2007 | -- | $16,700 -0.9% |
| 2006 | -- | $16,850 |
| 2005 | -- | $16,850 +13.1% |
| 2004 | -- | $14,900 +5.7% |
| 2003 | -- | $14,100 +3.7% |
| 2002 | $459 | $13,600 +18.3% |
| 2000 | -- | $11,500 |
Find assessor info on the county website
Neighborhood: 48706
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Nearby schools
GreatSchools rating
- 5/10Kolb Elementary SchoolGrades: PK-5Distance: 2.1 mi
- 4/10Handy Middle SchoolGrades: 6-8Distance: 1.6 mi
- 6/10Bay City Central High SchoolGrades: 9-12Distance: 1.9 mi
Schools provided by the listing agent
- District: Bay City School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Michigan
- Bay County
- Bay City
- 48706
- 1107 Elm St
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