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Pending
    • $129,900

    11075 Spencer Rd, Saint Charles, MI 48655

    2beds
    1,048sqft
    : 
    $993/mo
    Get pre-qualified
    Single Family Residence
    Built in 1953
    0.4 Acres Lot
    $128,000 Zestimate®
    $124/sqft
    $-- HOA

    What's special

    Peaceful settingSurrounded by mature treesRecent paintCozy charmingNewer roofFun touches and characterCozy layout
    Cute, cozy, and full of character! This 2 bedroom home in St. Charles has the kind of warm, comfortable feel that makes you want to kick your shoes off and stay awhile. With just over 1,000 square feet, it offers a cozy layout with fun touches and character that give a little nod to its 70’s charm. Sitting on almost a half acre and surrounded by mature trees, you’ll enjoy a peaceful setting while being right next to the rail trail. Inside, you’ll find recent paint and new flooring in the kitchen, living room, and bedroom, giving the home a fresh feel while still keeping its personality. Big ticket updates like a newer roof, plumbing, and soffits offer added peace of mind. Let’s talk about the garage! The oversized 38x24 garage gives you tons of space for a workshop, storage, hobbies, toys, or whatever projects you’ve been dreaming up. Cozy, charming, and full of potential — this one is easy to love!
    72 days
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    69
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    Zillow last checked:

    Listing updated:

    Listed by:

    Stephanie Filer 989-751-2899,

    Real Estate One Great Lakes Bay 989-607-2100,

    Matt Filer 989-397-3949,

    Real Estate One Great Lakes Bay

    Source: MiRealSource,MLS#: 50209178MLS LogoOriginating MLS: Saginaw Board of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Bedroom 1
      • Features: Carpet
      • Level: Main
      • Area: 256
      • Dimensions: 16 x 16
      Bedroom 2
      • Features: Carpet
      • Level: Main
      • Area: 110
      • Dimensions: 10 x 11
      Bathroom 1
      • Features: Linoleum
      • Level: Main
      • Area: 70
      • Dimensions: 10 x 7
      Kitchen
      • Features: Laminate
      • Level: Main
      • Area: 180
      • Dimensions: 15 x 12
      Living room
      • Features: Carpet
      • Level: Main
      • Area: 240
      • Dimensions: 20 x 12
      Heating
      • Forced Air, Space Heater, Other
      Appliances
      • Included: Range/Oven, Refrigerator, Water Heater
      • Laundry: Main Level
      Features
      • Flooring: Carpet, Linoleum, Laminate
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 1,048
      • Total interior livable area: 1,048 sqft
      • Finished area above ground: 1,048
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2.5
      • Parking features: 2 Spaces, Garage, Detached, Electric in Garage, Garage Door Opener, Workshop in Garage
      • Garage spaces: 2.5
      Features
      • Levels: One
      • Stories: 1
      • Has view: Yes
      • View description: Rural View
      • Frontage type: Road
      • Frontage length: 70
      Lot
      • Size: 0.4 Acres
      • Dimensions: 70 x 250
      • Features: Deep Lot - 150+ Ft., Wooded, Unpaved, Rural, Easement
      Details
      • Additional structures: Garage(s), Workshop
      • Parcel number: 26113174039000
      • Zoning description: Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding
      Condition
      • New construction: No
      • Year built: 1953

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Spencer
      HOA
      • Has HOA: No
      Location
      • Region: Saint Charles

      Financial & listing details

      • Price per square foot: $124/sqft
      • Tax assessed value: $116,000
      • Annual tax amount: $2,180
      • Date on market: 5/28/2026
      • Cumulative days on market: 66 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,MIStateHsDevAuthority
      • Road surface type: Paved

        Estimated market value

        $128,000

        $122,000 - $134,000

        $1,176/mo

        Price history

        DateEventPrice
        6/26/2026Pending sale$129,900$124/sqft
        Source: MiRealSource #50209178 Report a problem
        6/12/2026Listed for sale$129,900$124/sqft
        Source: MiRealSource #50209178 Report a problem
        6/8/2026Pending sale$129,900$124/sqft
        Source: MiRealSource #50209178 Report a problem
        5/28/2026Listed for sale$129,900$124/sqft
        Source: MiRealSource #50209178 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026$1,992 +3.2%$58,000 -10.8%
        2025$1,929 +10.3%$65,000 +4.8%
        2024$1,748 -4.2%$62,000 +22.5%
        2023$1,826 $50,600 +8.1%
        2022-- $46,800 +16.7%
        2021$1,686 $40,100 +3.1%
        2020$1,686 +8.2%$38,900 +21.2%
        2018$1,559 +90.6%$32,100 +3.5%
        2017$818 $31,000 +0.6%
        2016$818 $30,800 +5.1%
        2014$818 $29,300 -7%
        2013-- $31,500 +1.3%
        2012-- $31,100 -3.4%
        2011-- $32,200 -13.9%
        2010-- $37,400 +3.9%
        2009-- $36,000 -7%
        2008-- $38,700 +5.4%
        2007-- $36,700
        2006-- $36,700
        2005-- $36,700 +12.2%
        2003-- $32,700 +4.5%
        2002-- $31,300
        2001-- $31,300 +2.3%
        2000-- $30,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 48655

        Getting around

        0 / 100
        Car-Dependent
        42 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: St Charles Community Schools

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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