CharmingPoint Cottage Just Blocks from the Water If you love the charm of Colonial Beach cottages, this one is hard to beat. Located just two blocks from Monroe Bay and two blocks from the Potomac River, this 2-bedroom, 2-bath home sits right in the heart of the Point neighborhood, where golf carts, beach days, and evening walks by the water are part of everyday life. The home welcomes you with an enclosed four-season porch, a great spot to enjoy your morning coffee or unwind after a day on the water. Inside, the living and dining areas flow together comfortably, creating an easy space for everyday living or gathering with friends. The cottage kitchen with breakfast nook keeps the home’s classic character, while the additional living space just off the kitchen offers flexibility for an office, studio, or extra sitting area. The primary bedroom includes its own attached bath, and throughout the home you’ll find charming vintage details—crystal door handles, a porcelain sink, and a clawfoot tub—that give the house its timeless cottage feel. Out back is where this property really shines. The expansive screened-in deck creates a perfect outdoor living space for entertaining, dining, or simply relaxing with friends and family. The large, flat fenced yard spans two lots, offering room to spread out along with multiple storage sheds for beach gear, bikes, and tools. You’ll even catch a peek of Monroe Bay from the yard. Living on The Point means you're just minutes from the boardwalk, beaches, restaurants, boutiques, and waterfront sunsets that make Colonial Beach such a special place to call home.
Under contract
Price cut: $14.9K (6/11)
$384,999
1109 Bancroft Ave, Colonial Beach, VA 22443
2beds
1,040sqft
Single Family Residence
Built in 1955
7,153 Square Feet Lot
$374,200 Zestimate®
$370/sqft
$-- HOA
What's special
Enclosed four-season porch
- 149 days
- 130
- 4
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Jessica Anthony 804-761-2584,
Coldwell Banker Elite 540-469-4300,
Co-Listing Agent: Eric Nelson 202-271-6050,
Coldwell Banker Elite
Source: Bright MLS,MLS#: VAWE2010842
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Refrigerator, Oven/Range - Electric, Range Hood, Tankless Water Heater, Water Heater
Features
- Attic, Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Family Room Off Kitchen, Open Floorplan, Primary Bath(s), Dry Wall, Wood Walls
- Flooring: Hardwood, Carpet, Wood
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,360
- Total interior livable area: 1,040 sqft
- Finished area above ground: 1,040
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: Gravel, Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Porch, Screened, Enclosed
- Exterior features: Other
- Pool features: None
- Fencing: Back Yard
- Has view: Yes
- View description: Bay, Water
- Has water view: Yes
- Water view: Bay,Water
- Waterfront features: Bayside, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Public Access, Beach Access, Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard, Bay
- Body of water: Monroe Bay
Lot
- Size: 7,153 Square Feet
- Features: Additional Lot(s), Cleared, Landscaped, Level
Details
- Additional structures: Above Grade, Below Grade
- Has additional parcels: Yes
- Parcel number: 3A1 2 20 E
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Foundation: Crawl Space
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1955
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: The Point
HOA
- Has HOA: No
Location
- Region: Colonial Beach
Financial & listing details
- Price per square foot: $370/sqft
- Tax assessed value: $138,600
- Annual tax amount: $582
- Date on market: 4/3/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$374,200
$355,000 - $393,000
$1,934/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/22/2026 | Contingent | $384,999$370/sqft |
Source: | ||
| 6/11/2026 | Price change | $384,999-3.7%$370/sqft |
Source: | ||
| 4/3/2026 | Listed for sale | $399,900+1.3%$385/sqft |
Source: | ||
| 11/22/2025 | Listing removed | $394,900$380/sqft |
Source: | ||
| 10/30/2025 | Price change | $394,900-1.3%$380/sqft |
Source: | ||
| 10/8/2025 | Listed for sale | $399,900+116.2%$385/sqft |
Source: | ||
| 10/15/2019 | Sold | $185,000-4.9%$178/sqft |
Source: Agent Provided Report a problem | ||
| 9/11/2019 | Pending sale | $194,500$187/sqft |
Source: Coldwell Banker Elite #VAWE115164 Report a problem | ||
| 9/7/2019 | Listed for sale | $194,500+69.1%$187/sqft |
Source: Coldwell Banker Elite #VAWE115164 Report a problem | ||
| 10/31/2014 | Sold | $115,000$111/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $563 | $134,000 |
| 2024 | $563 +5% | $134,000 |
| 2023 | $536 | $134,000 |
| 2022 | $536 +0% | $134,000 +17.5% |
| 2021 | $536 | $114,000 |
| 2020 | $536 -25.4% | $114,000 |
| 2018 | $718 | $114,000 +1.2% |
| 2017 | -- | $112,700 |
| 2016 | -- | $112,700 +3.3% |
| 2015 | -- | $109,100 |
| 2014 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 22443
Nearby schools
Schools provided by the listing agent
- District: Colonial Beach Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





