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  • Price cut: $50.5K (4/30)
    $999,500

    1109 SW 44th St, Cape Coral, FL 33914

    3beds
    3,725sqft
    : 
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    Single Family Residence
    Built in 1983
    10,554 Square Feet Lot
    $-- Zestimate®
    $268/sqft
    $-- HOA

    What's special

    Gulf accessIncredible lake viewsWaterfront sanctuaryExpansive water vistasBreathtaking panoramic viewsOpen elegant layoutGourmet kitchen
    Welcome to a waterfront sanctuary unlike any other—perched on the shores of Lake Finisterre, Cape Coral’s largest saltwater lake, offering breathtaking panoramic views and Gulf access for the ultimate Southwest Florida lifestyle! This spacious 3-bedroom, 2.5-bath home offers over 3,700 sq. ft. of indoor living, perfectly designed for those who crave water views, luxury, and functionality. Located in the highly desirable southwest, just minutes from Cape Harbour, this home offers an easy 20-minute boat ride to open water with just one bridge out—ideal for both casual cruisers and serious boaters. What truly sets this property apart are the incredible lake views that greet you from nearly every angle. Whether you’re sipping coffee in the breakfast nook, entertaining from the upstairs lounge, or unwinding poolside, the expansive water vistas and vibrant skies deliver unforgettable sunrises and sunsets daily. Step inside to find an open, elegant layout with a formal sitting room, a large dining area, and a gourmet kitchen with solid-surface counters and stainless-steel appliances—all oriented to maximize lakefront sightlines. The primary suite is a true retreat with French doors leading to the pool, dual vanities, a soaking tub, walk-in closets, and a private water closet. Upstairs, an enormous bonus room/lounge offers endless possibilities: currently used as an entertainment hub complete with bar and poker table, it also features elevated panoramic views of the lake that make it the perfect space for relaxing or hosting guests. Want more? This space could easily be converted into a show-stopping master suite. Outside, enjoy the new 2023 dock with a tiki hut, perfect for fishing, lounging, or launching into the Gulf. The home has also undergone major upgrades including: • New roof (2023) • Fully remodeled lower level with updated plumbing and electrical • New flooring throughout Whether you’re looking for a full-time residence, a vacation getaway, or an income property, this one-of-a-kind lakefront stunner delivers it all—with unmatched views, Gulf access, and prime location in one of Cape Coral’s most sought-after waterfront communities.
    272 days
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    491
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    29
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jake Stoutenburgh 239-745-5333,

    Royal Shell Real Estate, Inc.,

    Lauren Stock 239-222-8322,

    Royal Shell Real Estate, Inc.

    Source: Florida Gulf Coast MLS,MLS#: 2025014355MLS LogoOriginating MLS: Florida Gulf Coast

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Loft, Media Room
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Freezer, Disposal, Microwave, Refrigerator
      Features
      • Built-in Features, Bathtub, Eat-in Kitchen, French Door(s)/Atrium Door(s), Living/Dining Room, Separate Shower, Vaulted Ceiling(s), Loft, Split Bedrooms, Loft, Media Room
      • Flooring: Tile
      • Doors: French Doors
      • Windows: Double Hung
      Interior area
      • Total structure area: 4,151
      • Total interior livable area: 3,725 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Garage, Garage Door Opener
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio
      • Exterior features: Sprinkler/Irrigation, Patio, Shutters Electric, Shutters Manual
      • Has private pool: Yes
      • Pool features: Concrete, In Ground
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake
      Lot
      • Size: 10,554 Square Feet
      • Dimensions: 80 x 133 x 80 x 133
      • Features: Oversized Lot, Sprinklers Automatic
      Details
      • Parcel number: 104523C303338.0290
      • Lease amount: $0
      • Zoning description: R1-W

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Roof: Tile
      Condition
      • Resale
      • Year built: 1983

      Utilities & green energy

      • Sewer: Assessment Paid
      • Water: Assessment Paid
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Features: Boat Facilities, Non-Gated
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: CAPE CORAL
      HOA
      • Has HOA: No
      • Amenities included: None
      • Services included: None
      Location
      • Region: Cape Coral

      Financial & listing details

      • Price per square foot: $268/sqft
      • Tax assessed value: $500,704
      • Annual tax amount: $14,700
      • Date on market: 10/18/2025
      • Cumulative days on market: 424 days
      • Listing terms: All Financing Considered,Cash
      • Ownership: Single Family

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        5/15/2026Listed for sale$999,500$268/sqft
        Source: Florida Gulf Coast MLS #2025014355 Report a problem
        5/5/2026Pending sale$999,500$268/sqft
        Source: Florida Gulf Coast MLS #2025014355 Report a problem
        4/30/2026Price change$999,500-4.8%$268/sqft
        Source: Florida Gulf Coast MLS #2025014355 Report a problem
        3/3/2026Price change$1,050,000-12.1%$282/sqft
        Source: Florida Gulf Coast MLS #2025014355 Report a problem
        11/25/2025Price change$1,195,000-7.7%$321/sqft
        Source: Florida Gulf Coast MLS #2025014355 Report a problem
        11/4/2025Price change$1,295,000-2.3%$348/sqft
        Source: Florida Gulf Coast MLS #2025014355 Report a problem
        10/18/2025Listed for sale$1,325,000-17.2%$356/sqft
        Source: Florida Gulf Coast MLS #2025014355 Report a problem
        10/2/2025Listing removed$1,600,000$430/sqft
        Source: Douglas Elliman #225043767 Report a problem
        7/31/2025Price change$1,600,000-8.6%$430/sqft
        Source: Stellar MLS #TB8381219 Report a problem
        5/4/2025Listed for sale$1,750,000+124.4%$470/sqft
        Source: SWFLMLS #225043767 Report a problem
        2/6/2024Listing removed--
        Source: Florida Gulf Coast MLS #220049253 Report a problem
        4/9/2021Sold$780,000+0.1%$209/sqft
        Source: Florida Gulf Coast MLS #220049253 Report a problem
        3/10/2021Pending sale$779,000$209/sqft
        Source: Florida Gulf Coast MLS #220049253 Report a problem
        3/7/2021Listed for sale$779,000$209/sqft
        Source: Florida Gulf Coast MLS #220049253 Report a problem
        2/21/2021Pending sale$779,000$209/sqft
        Source: Florida Gulf Coast MLS #220049253 Report a problem
        8/7/2020Listed for sale$779,000$209/sqft
        Source: RE/MAX Realty Group #220049253 Report a problem
        4/1/2020Listing removed$779,000$209/sqft
        Source: Miloff Aubuchon Realty Group #219051174 Report a problem
        7/29/2019Listed for sale$779,000+17.6%$209/sqft
        Source: Miloff Aubuchon Realty Group #219051174 Report a problem
        4/18/2018Sold$662,500-2.4%$178/sqft
        Source: Florida Gulf Coast MLS #218006172 Report a problem
        3/10/2018Pending sale$679,000$182/sqft
        Source: Miloff Aubuchon Realty Group #218006172 Report a problem
        3/9/2018Price change$679,000-2.9%$182/sqft
        Source: Miloff Aubuchon Realty Group #218006172 Report a problem
        3/8/2018Pending sale$699,000$188/sqft
        Source: Miloff Aubuchon Realty Group #218006172 Report a problem
        2/21/2018Price change$699,000-4.2%$188/sqft
        Source: Miloff Aubuchon Realty Group #218006172 Report a problem
        1/25/2018Listed for sale$730,000+12.3%$196/sqft
        Source: Miloff Aubuchon Realty Group #218006172 Report a problem
        12/3/2014Listing removed$649,990$174/sqft
        Source: Coldwell Banker Residential Real Estate - Cape Coral #214020406 Report a problem
        4/5/2014Listed for sale$649,990+14.6%$174/sqft
        Source: Coldwell Banker Residential Real Estate - Cape Coral #214020406 Report a problem
        9/9/2002Sold$567,000$152/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$8,889 -39.5%$500,704 -43.3%
        2024$14,700 -16.3%$883,197 -15.7%
        2023$17,555 +11.2%$1,047,268 +10%
        2022$15,788 +35.6%$952,056
        2021$11,639 +5.3%--
        2020$11,057 +5.2%$576,554 +5.2%
        2019$10,506 $548,295 +72.5%
        2018$10,506 +83%$317,876 +1%
        2017$5,741 -0.5%$314,801 -45.4%
        2016$5,771 +0.1%$576,240 +6%
        2015$5,765 -1.3%$543,710 -6.7%
        2014$5,840 -0.6%$582,806 +19.6%
        2013$5,874 +6%$487,422 +14.9%
        2012$5,542 +1.6%$424,322 +3%
        2011$5,456 -0.3%$411,924 +46.3%
        2010$5,475 -30.8%$281,469 -30.1%
        2009$7,908 -12.9%$402,850 -57.5%
        2007$9,081 -0.9%$947,410 +37.5%
        2006$9,161 -8.4%$689,270 +38.5%
        2004$9,999 -3%$497,810 +3.5%
        2003$10,307 +136.7%$480,870 +60.2%
        2002$4,354 $300,150 +36.7%
        2000-- $219,630
        Find assessor info on the county website

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33914

        Getting around

        4 / 100
        Car-Dependent
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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