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For salePrice cut: $50.5K (8/16)
$2,249,000
3beds
1,724sqft

1109 Stump Ln, Key West, FL 33040

3beds
1,724sqft
Single family residence
Built in 1933
3,920 sqft
No data
$1,305 price/sqft

What's special

Large l shaped lotPool becomes the centerpiece

On a quiet lane in Old Town, this classic Conch home offers a setting where life feels just a little slower and a lot more enjoyable. From the moment you step inside, the home draws you outward, where indoor living blends naturally with the surrounding outdoor spaces. The heart of the home is built around entertaining. The living area, kitchen, and dining space come together in a way that encourages gathering, while the outdoor covered patio is perfect for dining or lounging creating a natural extension for everything from slow mornings to late evenings. Step outside and the pace shifts. Sitting on a large L shaped lot, the pool becomes the centerpiece, surrounded by deck space, greenery, and just enough privacy to make it feel like your own little corner of the island. The inviting primary suite is a peaceful retreat, featuring vaulted ceilings and French doors that open directly to the pool. Upstairs, two additional bedrooms and a shared bath provide comfortable separation, while the detached poolside cottage, with its own bath and outdoor shower offers flexible space for guests, a workspace, or added privacy. A convenient powder room is also located just off the kitchen. Dade County pine walls, wood floors, and tall ceilings bring warmth and authenticity, giving the home a sense of history without ever feeling heavy. It is comfortable, inviting, and easy to live in, the kind of home that makes everyday moments feel just a little more special. Quiet, central, and layered with history, 1109 Stump Lane stands as one of Old Town's most compelling hidden opportunities, a rare chance to own a truly private retreat in the heart of Key West.

177 days
|
756
|
35
|
Source: FLKMLS,MLS#: 619404MLS Logo
Travel times

Living Room

Dining Room

Kitchen

Primary Bedroom

Primary Bathroom

Pool

Pool House

Bedroom

Bedroom

Zillow last checked:

Listing updated:

Listed by:

Terri Spottswood 305-587-3407,

Truman & Co. (KW),

The Spottswood Team 305-432-4848,

Truman & Co. (KW)

Source: FLKMLS,MLS#: 619404MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
Cooling
  • Central Air, Ceiling Fans(s), Ductless
Appliances
  • Included: Washer, Dryer, Dishwasher, Refrigerator, Range, Oven, Microwave
Features
  • Built-in Features
  • Flooring: Tile, Wood
Interior area
  • Total structure area: 1,724
  • Total interior livable area: 1,724 sqft
Video & virtual tour

Property

Features
  • Patio & porch: Deck
  • Exterior features: Outdoor Shower
  • Has private pool: Yes
  • Pool features: In Ground, Concrete
  • Fencing: Fenced
Lot
  • Size: 3,920 Square Feet
  • Dimensions: 28 X 100
Details
  • Additional structures: Guest House
  • Parcel number: 00007120000000
  • Zoning: HHDR - Historic High Density Residential

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Conch
  • Property subtype: Single Family Residence
Materials
  • Frame
Condition
  • Year built: 1933

Community & HOA

Community
  • Subdivision: Old Town - Unlisted (1.0)
HOA
  • Has HOA: No
  • Services included: None
Location
  • Region: Key West

Financial & listing details

  • Price per square foot: $1,305/sqft
  • Tax assessed value: $2,329,453
  • Annual tax amount: $19,724
  • Date on market: 4/8/2026
  • Listing terms: Cash,Conventional

Price history

DateEventPrice
8/16/2026Price change$2,249,000-2.2%$1,305/sqft
Source: FLKMLS #619404
4/8/2026Listed for sale$2,299,500$1,334/sqft
Source: FLKMLS #619404
4/8/2026Listing removed$2,299,500$1,334/sqft
Source: Key West AOR #616747
4/3/2026Price change$2,299,500-4%$1,334/sqft
Source: FLKMLS #616747
1/14/2026Price change$2,395,000-0.2%$1,389/sqft
Source: FLKMLS #616747
10/6/2025Listed for sale$2,400,000-4%$1,392/sqft
Source: FLKMLS #616747
7/3/2025Listing removed$2,500,000$1,450/sqft
Source: FLKMLS #614350
5/23/2025Price change$2,500,000-7.4%$1,450/sqft
Source: Key West AOR #614350
3/26/2025Listed for sale$2,699,500$1,566/sqft
Source: Key West AOR #614350
8/26/2024Listing removed--
Source: FLKMLS #610926
7/29/2024Listed for sale$2,699,500+22.7%$1,566/sqft
Source: FLKMLS #610926
10/1/2021Sold$2,200,000+10.6%$1,276/sqft
Source: FLKMLS #597190
8/9/2021Contingent$1,990,000$1,154/sqft
Source: FLKMLS #597190
8/5/2021Listed for sale$1,990,000+32.8%$1,154/sqft
Source: FLKMLS #597190
7/17/2018Listing removed$1,499,000$869/sqft
Source: Truman & Co. (KW) #577629
11/28/2017Listed for sale$1,499,000+26.8%$869/sqft
Source: Truman & Co. (KW) #577629
8/11/2015Sold$1,182,323+9%$686/sqft
Source: FLKMLS #121980
7/14/2015Listing removed$7,500$4/sqft
Source: Best of Key West Rentals - A Division of Truman & Co.
3/10/2015Listed for rent$7,500$4/sqft
Source: Best of Key West Rentals - A Division of Truman & Co.
9/10/2013Listing removed$1,085,000$629/sqft
Source: Truman & Co. #116909
5/4/2013Price change$1,085,000-9.1%$629/sqft
Source: Truman & Co. #116909
4/26/2013Listed for sale$1,194,000-6%$693/sqft
Source: Truman & Co. #116909
9/7/2012Listed for sale$1,269,900$737/sqft
Source: Truman & Co. #116909
6/8/2012Listing removed$1,269,900$737/sqft
Source: Truman & Co. #116357
4/13/2012Listed for sale$1,269,900+173.1%$737/sqft
Source: Truman & Co. #116357
4/17/2001Sold$465,000+121.4%$270/sqft
Source: Public Record
10/18/1994Sold$210,000$122/sqft
Source: Public Record

Public tax history

YearProperty taxesTax assessment
2025$19,724 +5.2%$2,329,453 +7.5%
2024$18,756 +8.8%$2,166,502 +10%
2023$17,244 +13.3%$1,969,547 +10%
2022$15,223 +19.3%$1,790,497 +27.1%
2021$12,761 +17.4%$1,408,358 +13.9%
2020$10,869 $1,236,593 +2.3%
2019$10,869 +1.4%$1,208,791 +1.9%
2018$10,717 -0.1%$1,186,253 +2.1%
2017$10,732 +0.4%$1,161,855 -1.1%
2016$10,693 -6.4%$1,175,017 +49.5%
2015$11,426 $786,154

Find assessor info on the county website

Monthly payment

Est. payment
$13,973/mo
Principal & interest
$12436
Property taxes
$1537
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Estimated market value

$2,113,000

$2.01M - $2.22M

$8,074/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: Old Town

Nearby schools

Gerald Adams Elementary School
Grades PK-5 • 3.5 miles
4/10
GreatSchools® Rating
Test Score Rating
3/10
Student Progress Rating
4/10
Monroe Virtual Instruction Program
Grades K-12 • 0.3 miles
N/A
GreatSchools® Rating
Key West High School
Grades 9-12 • 1.2 miles
4/10
GreatSchools® Rating
Test Score Rating
4/10
College Readiness Rating
5/10
Student Progress Rating
2/10