For sale

Price cut: $10K (7/2)

$455,000

1118 Indian Shadows Dr, Ten Mile, TN 37880

3beds

2,800sqft

Get pre-qualified

Single Family Residence

Built in 2015

3.21 Acres Lot

$447,500 Zestimate^®

$163/sqft

$10/mo HOA

What's special

Fully finished basementFunctional layoutNew flooring

Peaceful Living with Lake Access on 3.21 Acres Welcome to this beautiful 3 bedroom, 3.5 bath home nestled on 3.21 peaceful acres, offering the perfect blend of privacy, space, and lake lifestyle. Step inside to discover new flooring and a functional layout featuring a spacious primary suite conveniently located on the main level. The home offers generous living areas with plenty of natural light and room to gather. The fully finished basement is an entertainer's dream, complete with a custom bar area ideal for hosting game nights, holidays, or relaxing evenings at home. With a full bath downstairs, it also provides excellent space for guests, a recreation room, or a secondary living area. Enjoy the outdoors with plenty of room to roam, all while having access to the lake and boat ramp making it easy to spend your days on the water and your evenings in total privacy. If you've been searching for acreage, lake access, and space to entertain, this one checks every box.

133 days

785

34

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 4
Full bathrooms: 3
1/2 bathrooms: 1

Heating

Central

Cooling

Central Air, Ceiling Fan(s)

Appliances

Included: Dishwasher, Electric Range, Microwave, Refrigerator, Range Hood, Stainless Steel Appliance(s)
Laundry: Laundry Room

Features

Breakfast Bar, Cathedral Ceiling(s), Ceiling Fan(s), Dry Bar, Double Vanity, Eat-in Kitchen, High Ceilings, Open Floorplan, Pantry, Primary Downstairs, Walk-In Closet(s), Separate Shower, Tub/shower Combo, En Suite, Split Bedrooms
Flooring: Carpet, Laminate, Vinyl
Basement: Finished
Number of fireplaces: 1
Fireplace features: Gas Log, Great Room, Propane

Interior area

Total structure area: 2,800
Total interior livable area: 2,800 sqft
Finished area above ground: 1,700
Finished area below ground: 1,100

Property

Parking

Parking features: Circular Driveway, Driveway, Paved, Kitchen Level

Features

Levels: Two
Stories: 2
Patio & porch: Covered, Deck, Front Porch, Porch, Porch - Covered
Exterior features: Private Yard, Storage
Waterfront features: Lake Privileges

Lot

Size: 3.21 Acres
Dimensions: 381 x 479.66 IRR
Features: Gentle Sloping, Irregular Lot, Private, Rolling Slope

Details

Additional structures: Shed(s)
Parcel number: 110e A 01000 000
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Other
Property subtype: Single Family Residence

Materials

Vinyl Siding
Foundation: Permanent
Roof: Shingle

Condition

Updated/Remodeled
New construction: No
Year built: 2015

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Electricity Connected, Underground Utilities, Water Connected

Community & HOA

Community

Features: Lake
Security: Smoke Detector(s)
Subdivision: Indian Shadows Phase Ii

HOA

Has HOA: Yes
Amenities included: Other
HOA fee: $120 annually

Location

Region: Ten Mile

Financial & listing details

Price per square foot: $163/sqft
Tax assessed value: $317,600
Annual tax amount: $1,189
Date on market: 3/11/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Paved

Estimated market value

$447,500

$425,000 - $470,000

$3,894/mo

Price history

Date	Event	Price
7/2/2026	Price change	$445,000-2.2%$159/sqft
Source: East Tennessee Realtors #1329450 Report a problem
3/9/2026	Price change	$455,000-4.2%$163/sqft
Source: East Tennessee Realtors #1329450 Report a problem
2/14/2026	Listed for sale	$475,000+4257.8%$170/sqft
Source: East Tennessee Realtors #1329450 Report a problem
1/12/1995	Sold	$10,900$4/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,190 +10.5%	$79,400 +76.9%
2024	$1,077	$44,875
2023	$1,077 +2%	$44,875 +2%
2022	$1,055 -2.8%	$43,975
2021	$1,086 0%	$43,975
2020	$1,087 -0.5%	$43,975 +8.1%
2019	$1,092 +4.3%	$40,675
2018	$1,047 +0%	$40,675
2017	$1,047	$40,675
2016	$1,047 +675.6%	$40,675
2015	$135	$40,675 +550.8%
2013	$135	$6,250
2011	--	$6,250
2010	$137	$6,250
2009	--	$6,250 +66.7%
2008	$99	$3,750
2007	$99 +10.5%	$3,750
2006	$89	$3,750
2005	$89 -27.7%	$3,750 -11.8%
2004	$123 +13.3%	$4,250 +13.3%
2003	$109	$3,750 +0%
2001	--	$3,749 -75%
2000	--	$14,997

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: 37880

Getting around

0 / 100

Car-Dependent

Nearby schools

GreatSchools rating

8/10
Midway Elementary School
Grades: PK-5Distance: 8 mi
7/10
Midway Middle School
Grades: 6-8Distance: 7.5 mi
6/10
Midway High School
Grades: 9-12Distance: 7.7 mi

Schools provided by the listing agent

Elementary: Midway Elementary
Middle: Midway Middle
High: Midway

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.