**HUGE PRICE REDUCTION!!! SELLER MOTIVATED!!! RARE LAKEFRONT POOL HOME in Cape Coral’s desirable SHAMROCK LAKES—FIRST TIME EVER OFFERED ON OPEN MARKET!** This 3-bedroom, 2-bath residence is being sold by the **ORIGINAL FAMILY** and offers a versatile, spacious layout with a Living Room **plus** a separate Family Room, a dedicated Dining Room, and a Dinette—ideal for both everyday living and entertaining.
Outdoor living shines here. Enjoy a **HEATED 15’ x 25’ POOL with attached SPA**, all overlooking a **peaceful, private lake** with a **CONCRETE DOCK**—perfect for relaxing, fishing, or taking in serene water views. The rear of the home is designed for comfort and protection, featuring **huge sliding glass doors from the Family Room and Dinette**, opening to a covered lanai area that allows you to **leave outdoor furniture in place year-round**, thanks to **ELECTRIC ROLL-DOWN HURRICANE SHUTTERS** enclosing the entire rear living space.
The home is on **PUBLIC WATER AND PUBLIC SEWER** and is located in an **X FLOOD ZONE—NO FLOOD INSURANCE REQUIRED**, offering both convenience and peace of mind.
**MAJOR UPDATES INCLUDE:**
• **NEW ROOF (2025)**
• **Whole-home interior plumbing REPIPE (2023)**
• **HVAC replaced (2018)**
• **Garage door replaced (2018)**
• **HURRICANE SHUTTERS**, including electric rear enclosure
Shamrock Lakes is an established, tucked-away neighborhood known for its **single entrance/exit**, providing a quiet residential setting while remaining close to shopping, dining, and major Cape Coral roadways.
A lovingly maintained **TIME CAPSULE** with excellent bones, major systems already updated, and **OVER 2,000 SQUARE FEET of living space**—this is a rare opportunity to own a lakefront pool home with spa, dock, public utilities, no flood insurance required, and first-time-on-the-market pedigree. **Schedule your private showing today.**
Closed
$432,500
1120 SE 1st Ter, Cape Coral, FL 33990
3beds
2,057sqft
Single Family Residence
Built in 1989
10,018 Square Feet Lot
$432,200 Zestimate®
$210/sqft
$3,262 Estimated rent
Home value
$432,200
$385,000 - $484,000
$3,262/mo
Zestimate® history
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List your homeWhat's special
Covered lanai areaRare lakefront pool homePeaceful private lakeDedicated dining roomVersatile spacious layout
Zillow last checked:
Listing updated:
Listed by:
Dawn Merritt 941-323-3202,
RE/MAX Palm Realty
Bought with:
Jimmy Borden, 258022959
Coldwell Banker Realty
Source: Florida Gulf Coast MLS,MLS#: 2026006951
Originating MLS: Florida Gulf Coast
Originating MLS: Florida Gulf CoastFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Family Room, Screened Porch
Primary bedroom
- Description: Master Bedroom
Bedroom
- Description: Bedroom
Bedroom
- Description: Bedroom
Dining room
- Description: Dining Room
Family room
- Description: Family Room
Garage
- Description: Garage
Kitchen
- Description: Kitchen
Living room
- Description: Living Room
Screened porch
- Description: Lanai
Utility room
- Description: Utility Room
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Electric Cooktop, Freezer, Refrigerator, Washer
- Laundry: Inside
Features
- Breakfast Bar, Built-in Features, Breakfast Area, Bathtub, Cathedral Ceiling(s), Separate/Formal Dining Room, Dual Sinks, Entrance Foyer, French Door(s)/Atrium Door(s), Jetted Tub, Separate Shower, Walk-In Closet(s), Window Treatments, Split Bedrooms, Family Room, Screened Porch
- Flooring: Carpet, Tile
- Doors: French Doors
- Windows: Arched, Double Hung, Shutters, Window Coverings
Interior area
- Total structure area: 2,562
- Total interior livable area: 2,057 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Stories: 1
- Patio & porch: Deck, Lanai, Porch, Screened
- Exterior features: Deck, Outdoor Kitchen, Shutters Electric
- Has private pool: Yes
- Pool features: Concrete, Electric Heat, Heated, In Ground, Screen Enclosure, Pool/Spa Combo
- Has spa: Yes
- Spa features: Electric Heat, Gunite, In Ground, Screened
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake, Seawall
Lot
- Size: 10,018 Square Feet
- Dimensions: 80 x 125 x 80 x 125
- Features: Oversized Lot
Details
- Parcel number: 184424C101476.0270
- Lease amount: $0
- Zoning description: R1
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subtype: Single Family Residence
Materials
- Block, Concrete, Stucco
- Roof: Shingle
Condition
- Resale
- Year built: 1989
Utilities & green energy
- Sewer: Assessment Paid, Public Sewer
- Water: Assessment Paid
- Utilities for property: Cable Available, High Speed Internet Available
Community & HOA
Community
- Features: Non-Gated
- Condo and coop fee: $0
- Membership fee: $0
- Subdivision: SHAMROCK LAKES
HOA
- Has HOA: No
- Amenities included: None
- Services included: None
Location
- Region: Cape Coral
Financial & listing details
- Price per square foot: $210/sqft
- Tax assessed value: $434,115
- Annual tax amount: $3,120
- Date on market: 2/10/2026
- Cumulative days on market: 105 days
- Listing terms: All Financing Considered,Cash,FHA,VA Loan
- Ownership: Single Family
Price history
| Date | Event | Price |
|---|---|---|
| 5/20/2026 | Sold | $432,500-8.9%$210/sqft |
Source:  Florida Gulf Coast MLS #2026006951 Report a problem | ||
| 4/20/2026 | Pending sale | $475,000$231/sqft |
Source: Florida Gulf Coast MLS #2026006951 Report a problem | ||
| 3/21/2026 | Price change | $475,000-5%$231/sqft |
Source: Florida Gulf Coast MLS #2026006951 Report a problem | ||
| 2/10/2026 | Listed for sale | $499,999+203%$243/sqft |
Source: Florida Gulf Coast MLS #2026006951 Report a problem | ||
| 8/6/1997 | Sold | $165,000$80/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,120 +7.3% | $182,297 +2.9% |
| 2024 | $2,909 +5.3% | $177,159 +3% |
| 2023 | $2,762 +6% | $171,999 +6.5% |
| 2022 | $2,607 -0.4% | $161,489 |
| 2021 | $2,618 -0.7% | -- |
| 2020 | $2,637 +3.4% | $159,887 -40.7% |
| 2019 | $2,549 | $269,706 +75.8% |
| 2018 | $2,549 +0.8% | $153,378 +2.1% |
| 2017 | $2,528 +1.1% | $150,223 -40.6% |
| 2016 | $2,501 +2.8% | $253,029 +4.8% |
| 2015 | $2,432 -0.2% | $241,410 +11.3% |
| 2014 | $2,437 +1.5% | $216,893 +13.4% |
| 2013 | $2,401 +8.1% | $191,295 +11.7% |
| 2012 | $2,221 +2.1% | $171,309 +9.7% |
| 2011 | $2,174 -0.1% | $156,203 +16.3% |
| 2010 | $2,176 -12.9% | $134,316 -15% |
| 2009 | $2,499 +18.8% | $158,100 -29.3% |
| 2008 | $2,103 -8.6% | $223,730 -35.2% |
| 2007 | $2,302 -0.4% | $345,520 -0.6% |
| 2006 | $2,312 +0.2% | $347,560 +40.8% |
| 2004 | $2,307 -2% | $246,790 +37.4% |
| 2003 | $2,355 -4.2% | $179,560 +33.5% |
| 2002 | $2,458 | $134,550 +13.1% |
| 2000 | -- | $119,000 |
Find assessor info on the county website
Neighborhood: 33990
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Nearby schools
GreatSchools rating
- 6/10Caloosa Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 4/10Caloosa Middle SchoolGrades: 6-8Distance: 0.6 mi
- 6/10North Fort Myers High SchoolGrades: 9-12Distance: 2.6 mi
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- Florida
- Lee County
- Cape Coral
- 33990
- 1120 SE 1st Ter
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