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For sale by owner
  • Price increase: $599.4K (6/2)
    $1,600,000

    1122 San Fernando St, Fernandina Beach, FL 32034

    3beds
    2,467sqft
    : 
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    SingleFamily
    Built in 2020
    10,000 Square Feet Lot
    $-- Zestimate®
    $649/sqft
    $-- HOA

    What's special

    Elevator accessThree car garagesPrivate outdoor showerTwo gracious en-suite bedroomsOffice nookLifelong metal roofBuilt-in dresser drawers
    Discover laid-back luxury on Amelia Island! Nestled in Old Town Fernandina Beach’s historical heart, just a short stroll to the water and a quick golf cart ride to shops, dining and the marina. This custom built coastal retreat offers 2467 sq ft of beautiful living space plus a fully furnished 500 sq ft one bedroom apartment above the garage Ideal for guest or rental income. Set on a rare corner double lot the property features boardwalk style decking, a paver driveway with an open carport, three car garages and lush, tropical landscaping enclosing a fully fenced oasis, the main residence boost two gracious en-suite bedrooms, 2 1/2 bath, cathedral ceilings, elevator access, plantation shutters, Marvin windows, luxury flooring, quartz counters with coordinating backsplash, and a gourmet kitchen, the perfect blend of style and functionality. Upstairs the owners retreat is a serene spot inspired suite featuring a clawfoot soaking tub, oversize walk-in shower, built-in dresser drawers, a mini bar, office nook and a screen balcony overlooking the marina. The home is moving ready with premium systems lifelong metal roof, Generac whole home generator, water filtration, three HVAC units, and dual tankless water heaters and lies in the flood zone X offering peace of mind. Above the garage, the stylish apartment comes fully furnished and includes its own expansive screen balcony, perfect for soaking in coastal sunsets with a book or a cocktail. Enjoy evening, gatherings under the stars on this oversized deck, rinse off after the beach days in the private outdoor shower or sip coffee in lush, tropical surroundings, this gem blends old town, charm, modern luxury, and a vibrant island living in one irresistible package.
    What the owner loves about this home
    Location, view, boat ramp close, neighborhood
    48 days
    |
    669
    |
    21
    |
    Listed by:

    Property Owner (904) 945-1313

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Forced air
      Cooling
      • Central
      Features
      • Flooring: Carpet, Hardwood
      Interior area
      • Total interior livable area: 2,467 sqft

      Property

      Parking
      • Total spaces: 6
      • Parking features: Carport, Garage
      Lot
      • Size: 10,000 Square Feet
      Details
      • Parcel number: 000031158000150010

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Frame
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2020

      Community & HOA

      Location
      • Region: Fernandina Beach

      Financial & listing details

      • Price per square foot: $649/sqft
      • Tax assessed value: $1,165,081
      • Date on market: 5/30/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $5,901/mo

        Price history

        DateEventPrice
        6/2/2026Price change$1,600,000+59.9%$649/sqft
        Source: Owner Report a problem
        5/30/2026Listed for sale$1,000,599-38.6%$406/sqft
        Source: Owner Report a problem
        1/22/2026Listing removed$1,629,000$660/sqft
        Source: AINCAR #113548 Report a problem
        9/10/2025Listed for sale$1,629,000$660/sqft
        Source: AINCAR #113548 Report a problem
        8/22/2025Listing removed$1,629,000$660/sqft
        Source: AINCAR #112876 Report a problem
        8/15/2025Price change$1,629,000-0.1%$660/sqft
        Source: AINCAR #112876 Report a problem
        7/2/2025Listed for sale$1,630,000+1.9%$661/sqft
        Source: AINCAR #112876 Report a problem
        11/26/2023Listing removed--
        Source: Owner Report a problem
        7/16/2023Price change$1,599,000-5.9%$648/sqft
        Source: Owner Report a problem
        6/24/2023Price change$1,699,000+6.3%$689/sqft
        Source: Owner Report a problem
        6/23/2023Listed for sale$1,599,000$648/sqft
        Source: Owner Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024-- $1,093,717 +3%
        2023-- $1,061,861 +14.5%
        2022-- $927,444 +19.3%
        2021-- $777,274 +422.9%
        2020$3,125 +12.2%$148,654 +10%
        2019$2,784 $135,140 +20.8%
        2018$2,784 $111,840
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32034

        Getting around

        11 / 100
        Car-Dependent
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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