This exceptional home offers uninterrupted waterfront views from every single room, making it the ultimate retreat for creating lifelong memories with family and friends. Thoughtfully designed and beautifully updated, this home captures the essence of lakefront living—right in Thomas Township! Step into the grand foyer, where soaring 17-foot ceilings welcome you and set the tone for the craftsmanship found throughout the home. The living room features a cozy wood-burning fireplace with a solid oak mantle and breathtaking views of Lake Cecil as your backdrop. The freshly redone kitchen is both functional and stylish, complete with an island and breakfast area overlooking the water. Step out to the brand-new screened-in porch with Trex decking and floor-to-ceiling screens—ideal for enjoying your morning coffee or evening wine, all while taking in the sights and sounds of the lake. The spacious first-floor primary suite offers direct deck access, a walk-in closet, and a spa-like en suite bathroom with a walk-in shower. Hardwood floors flow through the foyer, dining room, hallways, and master suite, adding warmth and sophistication. First-floor laundry adds convenience to your daily routine. Upstairs, you'll find generously sized bedrooms, large closets, and a thoughtfully designed full bathroom with two separate rooms and plenty of linen storage. The upgraded basement features a full bathroom with a walk-in shower, a large family room, and a huge play area with egress windows—ready for movie nights and entertaining. Outside, enjoy one of Lake Cecil’s best sandy beaches—perfect for sun-soaked afternoons, paddleboarding, fishing, s’mores around the fire, or simply unwinding by the water. Life on Lake Cecil is beautiful year-round, from swimming and building sandcastles in the summer, to colorful autumn reflections, and ice skating in the winter—there’s always a memory to be made.
Sold for $520,000
$520,000
11244 Lake Circle Dr S, Saginaw, MI 48609
4beds
4,033sqft
Single Family Residence
Built in 1991
0.51 Acres Lot
$527,700 Zestimate®
$129/sqft
$3,177 Estimated rent
Home value
$527,700
Estimated sales range
Not available
$3,177/mo
Zestimate® history
Owner options
List your home for rent
$3,177/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$3,177/mo
Rent Zestimate®
Refinance and save
$3,623/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$3,623/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Upgraded basementGrand foyerHardwood floorsSpa-like en suite bathroomGenerously sized bedroomsCozy wood-burning fireplaceLarge family room
Zillow last checked:
Listing updated:
Listed by:
Natasha Jarzabkowski 989-737-6402,
White Realty,
Vicki L White 989-239-7779,
White Realty
Bought with:
Ashley Baynham, 6501378823
Berkshire Hathaway HomeServices
Source: MiRealSource,MLS#: 50173124
Originating MLS: Saginaw Board of REALTORS
Originating MLS: Saginaw Board of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Basement Full Bath
Bedroom 1
- Level: First
- Area: 304
- Dimensions: 19 x 16
Bedroom 2
- Level: Second
- Area: 180
- Dimensions: 15 x 12
Bedroom 3
- Level: Second
- Area: 156
- Dimensions: 13 x 12
Bedroom 4
- Level: Second
- Area: 255
- Dimensions: 17 x 15
Bathroom 1
- Features: Ceramic
- Level: Main
- Area: 112
- Dimensions: 14 x 8
Bathroom 2
- Level: Second
- Area: 216
- Dimensions: 12 x 18
Bathroom 3
- Level: Lower
Dining room
- Level: Main
- Area: 168
- Dimensions: 14 x 12
Family room
- Area: 238
- Dimensions: 17 x 14
Kitchen
- Level: Main
- Area: 308
- Dimensions: 22 x 14
Living room
- Level: Main
- Area: 280
- Dimensions: 20 x 14
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range/Oven, Refrigerator, Washer, Gas Water Heater
Features
- High Ceilings, Cathedral/Vaulted Ceiling, Sump Pump, Walk-In Closet(s)
- Flooring: Ceramic Tile, Hardwood
- Windows: Window Treatments
- Basement: Full
- Number of fireplaces: 1
- Fireplace features: Family Room, Natural Fireplace
Interior area
- Total structure area: 4,468
- Total interior livable area: 4,033 sqft
- Finished area above ground: 2,729
- Finished area below ground: 1,304
Property
Parking
- Total spaces: 2
- Parking features: Garage, Driveway, Attached, Electric in Garage, Garage Door Opener, Heated Garage
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio, Porch
- Has view: Yes
- View description: Water, Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake Front, Lake/River Access, Seawall, Waterfront, Interior Lake, Sandy Bottom
- Body of water: Lake
- Frontage length: 150
Lot
- Size: 0.51 Acres
- Dimensions: 150 x 150
- Features: Cul-De-Sac, Subdivision
Details
- Parcel number: 28123324002002
- Zoning description: Residential
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Traditional
- Property subtype: Single Family Residence
Materials
- Brick, Vinyl Siding
- Foundation: Basement
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Subdivision: Dude Estates
HOA
- Has HOA: Yes
- HOA fee: $75 annually
Location
- Region: Saginaw
Financial & listing details
- Price per square foot: $129/sqft
- Tax assessed value: $428,000
- Annual tax amount: $6,163
- Date on market: 5/1/2025
- Cumulative days on market: 7 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 6/6/2025 | Sold | $520,000+4.2%$129/sqft |
Source:  MiRealSource #50173124 Report a problem | ||
| 5/7/2025 | Pending sale | $499,000$124/sqft |
Source: MiRealSource #50173124 Report a problem | ||
| 5/1/2025 | Listed for sale | $499,000+63.6%$124/sqft |
Source: MiRealSource #50173124 Report a problem | ||
| 8/18/2014 | Sold | $305,000$76/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $5,606 +3.5% | $214,000 +4.9% |
| 2025 | $5,416 +12.1% | $204,100 +4.9% |
| 2024 | $4,831 -8.9% | $194,500 +6.2% |
| 2023 | $5,301 | $183,100 +8% |
| 2022 | -- | $169,600 +5% |
| 2021 | $4,647 | $161,600 +6.2% |
| 2020 | $4,647 +12.8% | $152,100 +20.6% |
| 2018 | $4,121 +15% | $126,100 -1.1% |
| 2017 | $3,585 | $127,500 +0.3% |
| 2016 | $3,585 | $127,100 +10.6% |
| 2014 | $3,585 | $114,900 -6.2% |
| 2013 | -- | $122,500 +3.6% |
| 2012 | -- | $118,300 -2.1% |
| 2011 | -- | $120,800 +0.9% |
| 2010 | -- | $119,700 -12.8% |
| 2009 | -- | $137,200 -6.7% |
| 2008 | -- | $147,000 -1.3% |
| 2007 | -- | $148,900 +0.1% |
| 2006 | -- | $148,700 +1.1% |
| 2005 | -- | $147,100 +4.5% |
| 2003 | -- | $140,700 +5.4% |
| 2002 | -- | $133,500 +3.7% |
| 2001 | -- | $128,700 +10% |
| 2000 | -- | $117,000 |
Find assessor info on the county website
Neighborhood: 48609
Nearby homes
- $548,800-- bd2 ba2.5k sqft11228 Lake Circle Dr S, Saginaw, MI 48609Off Market
- $418,8004 bd2 ba2.1k sqft11286 Lake Circle Dr S, Saginaw, MI 48609Off Market
- $370,400-- bd3 ba2.5k sqft11259 Lake Circle Dr S, Saginaw, MI 48609Off Market
- $319,000-- bd2 ba2k sqft11231 Lake Circle Dr S, Saginaw, MI 48609Off Market
- $330,100-- bd2 ba1.8k sqft11289 Lake Circle Dr S, Saginaw, MI 48609Off Market
- $424,600-- bd2 ba2k sqft11316 Lake Circle Dr S, Saginaw, MI 48609Off Market
- $458,2004 bd3 ba2.3k sqft11202 Lake Circle Dr S, Saginaw, MI 48609Off Market
- $--4 bd3 ba3.3k sqft11202 Lake Circle Dr N, Saginaw, MI 48609Off Market
Nearby schools
GreatSchools rating
- NAHemlock Elementary SchoolGrades: PK-KDistance: 5 mi
- 7/10Hemlock Middle SchoolGrades: 5-8Distance: 5.2 mi
- 8/10Hemlock High SchoolGrades: 9-12Distance: 5 mi
Schools provided by the listing agent
- District: Hemlock Public School District
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$527,700
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$527,700
- Michigan
- Saginaw County
- Saginaw
- 48609
- 11244 Lake Circle Dr S
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Saginaw Topics
