1125 S Topsail Drive, Surf City, NC 28445
What's special
Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box. Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.
- 144 days |
- 1,636 |
- 68 |
Travel times
Living Room
Kitchen
Bedroom
Zillow last checked:
Listing updated:
Erica B Anderson 919-610-5126,
Team Anderson Realty
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Family Room, Dining Room, Bedroom 2, Master Bedroom, Bedroom 3, Bedroom 4
Primary bedroom
- Level: Second
- Dimensions: 16 x 11
Bedroom 2
- Level: First
- Dimensions: 16 x 10.8
Bedroom 3
- Level: Second
- Dimensions: 12.6 x 9.7
Bedroom 4
- Level: Second
- Dimensions: 12.6 x 9.7
Dining room
- Level: First
- Dimensions: 12.6 x 12.8
Family room
- Level: First
- Dimensions: 12.8 x 22.4
Kitchen
- Level: First
- Dimensions: 12.6 x 9.9
Heating
- Heat Pump, Electric
Cooling
- Central Air, Ceiling Fan(s), Heat Pump
Appliances
- Included: Built-In Microwave, Washer, Self Cleaning Oven, Refrigerator, Dryer, Disposal, Dishwasher, Convection Oven, Electric Range
- Laundry: Dryer Hookup, Washer Hookup, Laundry Room
Features
- Walk-in Closet(s), Vaulted Ceiling(s), High Ceilings, Entrance Foyer, Solid Surface, Kitchen Island, Ceiling Fan(s), Furnished, Reverse Floor Plan, Blinds/Shades, Eat-in Kitchen, Walk-In Closet(s)
- Flooring: LVT/LVP, Carpet, Tile
- Basement: None
- Attic: None
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 1,810
- Total interior livable area: 1,810 sqft
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Covered, Additional Parking, Concrete, On Site, Underhouse
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Patio & porch: Covered, Deck, Patio, Porch, Balcony, Front Porch, Rear Porch
- Exterior features: Outdoor Shower
- Has private pool: Yes
- Pool features: In Ground, See Remarks, Private
- Fencing: Back Yard,Wood,Fenced
- Has view: Yes
- View description: Ocean, Sound, Water
- Has water view: Yes
- Water view: Ocean,Sound,Water
- Waterfront features: Sound Side
- Frontage type: See Remarks
Lot
- Size: 6,098 Square Feet
- Dimensions: 50 x 125
- Features: Open Lot, Sound Side, Landscaped
Details
- Additional structures: Shower
- Parcel number: 42344621220000
- Zoning: INCORP
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Shake Siding, Vinyl Siding, Wood Frame
- Foundation: Other, Pilings
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 2003
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Horse Hammock
HOA
- Has HOA: No
- Amenities included: None
Location
- Region: Surf City
Financial & listing details
- Price per square foot: $469/sqft
- Tax assessed value: $357,751
- Annual tax amount: $4,865
- Date on market: 4/3/2026
- Cumulative days on market: 144 days
- Listing agreement: Exclusive Agency
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 4/3/2026 | Listed for sale | $849,000-5.6%$469/sqft |
Source: | ||
| 2/26/2026 | Listing removed | $899,000$497/sqft |
Source: | ||
| 2/12/2026 | Price change | $899,000-5.3%$497/sqft |
Source: | ||
| 10/24/2025 | Price change | $949,000-3.1%$524/sqft |
Source: | ||
| 10/1/2025 | Price change | $979,000-1.8%$541/sqft |
Source: | ||
| 8/9/2025 | Listed for sale | $997,000+249.8%$551/sqft |
Source: | ||
| 1/29/2015 | Sold | $285,000$157/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,969 | $789,914 +120.8% |
| 2024 | $2,969 | $357,751 |
| 2023 | $2,969 +12.5% | $357,751 |
| 2022 | $2,638 | $357,751 |
| 2021 | $2,638 | $357,751 |
| 2020 | -- | $357,751 |
| 2019 | $2,638 | $357,751 +25.6% |
| 2018 | $2,638 +19.2% | $284,800 |
| 2017 | $2,214 +1.3% | $284,800 |
| 2016 | $2,186 | $284,800 |
| 2015 | $2,186 +4.3% | $284,800 +4.3% |
| 2014 | $2,096 | $273,118 |
| 2013 | $2,096 +31.3% | $273,118 |
| 2012 | $1,596 | $273,118 |
| 2011 | -- | $273,118 +11.7% |
| 2010 | -- | $244,558 |
Find assessor info on the county website
Monthly payment
Estimated market value
$815,600
$775,000 - $856,000
$3,161/mo
Climate risks
Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.