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For sale
$849,000
4beds
1,810sqft

1125 S Topsail Drive, Surf City, NC 28445

4beds
1,810sqft
Single family residence
Built in 2003
6,098 sqft
4 Parking spaces
$469 price/sqft

What's special

Private saltwater in-ground poolSerene sound viewsFour spacious bedroomsFully fenced backyardOutdoor shower

Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box. Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.

144 days
|
1,636
|
68
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Source: Hive MLS,MLS#: 100564791MLS LogoOriginating MLS: Rocky Mount Area Association of Realtors
Travel times

Living Room

Kitchen

Bedroom

Zillow last checked:

Listing updated:

Listed by:

Erica B Anderson 919-610-5126,

Team Anderson Realty

Source: Hive MLS,MLS#: 100564791MLS LogoOriginating MLS: Rocky Mount Area Association of Realtors

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
Rooms
  • Room types: Family Room, Dining Room, Bedroom 2, Master Bedroom, Bedroom 3, Bedroom 4
Primary bedroom
  • Level: Second
  • Dimensions: 16 x 11
Bedroom 2
  • Level: First
  • Dimensions: 16 x 10.8
Bedroom 3
  • Level: Second
  • Dimensions: 12.6 x 9.7
Bedroom 4
  • Level: Second
  • Dimensions: 12.6 x 9.7
Dining room
  • Level: First
  • Dimensions: 12.6 x 12.8
Family room
  • Level: First
  • Dimensions: 12.8 x 22.4
Kitchen
  • Level: First
  • Dimensions: 12.6 x 9.9
Heating
  • Heat Pump, Electric
Cooling
  • Central Air, Ceiling Fan(s), Heat Pump
Appliances
  • Included: Built-In Microwave, Washer, Self Cleaning Oven, Refrigerator, Dryer, Disposal, Dishwasher, Convection Oven, Electric Range
  • Laundry: Dryer Hookup, Washer Hookup, Laundry Room
Features
  • Walk-in Closet(s), Vaulted Ceiling(s), High Ceilings, Entrance Foyer, Solid Surface, Kitchen Island, Ceiling Fan(s), Furnished, Reverse Floor Plan, Blinds/Shades, Eat-in Kitchen, Walk-In Closet(s)
  • Flooring: LVT/LVP, Carpet, Tile
  • Basement: None
  • Attic: None
  • Has fireplace: No
  • Furnished: Yes
Interior area
  • Total structure area: 1,810
  • Total interior livable area: 1,810 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 4
  • Parking features: Covered, Additional Parking, Concrete, On Site, Underhouse
Accessibility
  • Accessibility features: None
Features
  • Levels: Two
  • Patio & porch: Covered, Deck, Patio, Porch, Balcony, Front Porch, Rear Porch
  • Exterior features: Outdoor Shower
  • Has private pool: Yes
  • Pool features: In Ground, See Remarks, Private
  • Fencing: Back Yard,Wood,Fenced
  • Has view: Yes
  • View description: Ocean, Sound, Water
  • Has water view: Yes
  • Water view: Ocean,Sound,Water
  • Waterfront features: Sound Side
  • Frontage type: See Remarks
Lot
  • Size: 6,098 Square Feet
  • Dimensions: 50 x 125
  • Features: Open Lot, Sound Side, Landscaped
Details
  • Additional structures: Shower
  • Parcel number: 42344621220000
  • Zoning: INCORP
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Shake Siding, Vinyl Siding, Wood Frame
  • Foundation: Other, Pilings
  • Roof: Architectural Shingle
Condition
  • New construction: No
  • Year built: 2003

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, Sewer Connected, Water Connected

Community & HOA

Community
  • Subdivision: Horse Hammock
HOA
  • Has HOA: No
  • Amenities included: None
Location
  • Region: Surf City

Financial & listing details

  • Price per square foot: $469/sqft
  • Tax assessed value: $357,751
  • Annual tax amount: $4,865
  • Date on market: 4/3/2026
  • Cumulative days on market: 144 days
  • Listing agreement: Exclusive Agency
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Road surface type: Paved

Price history

DateEventPrice
4/3/2026Listed for sale$849,000-5.6%$469/sqft
Source: Doorify MLS #10157431 Report a problem
2/26/2026Listing removed$899,000$497/sqft
Source: Hive MLS #100524182 Report a problem
2/12/2026Price change$899,000-5.3%$497/sqft
Source: Hive MLS #100524182 Report a problem
10/24/2025Price change$949,000-3.1%$524/sqft
Source: Hive MLS #100524182 Report a problem
10/1/2025Price change$979,000-1.8%$541/sqft
Source: Hive MLS #100524182 Report a problem
8/9/2025Listed for sale$997,000+249.8%$551/sqft
Source: Hive MLS #100524182 Report a problem
1/29/2015Sold$285,000$157/sqft
Source: Hive MLS #30501623 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$2,969 $789,914 +120.8%
2024$2,969 $357,751
2023$2,969 +12.5%$357,751
2022$2,638 $357,751
2021$2,638 $357,751
2020-- $357,751
2019$2,638 $357,751 +25.6%
2018$2,638 +19.2%$284,800
2017$2,214 +1.3%$284,800
2016$2,186 $284,800
2015$2,186 +4.3%$284,800 +4.3%
2014$2,096 $273,118
2013$2,096 +31.3%$273,118
2012$1,596 $273,118
2011-- $273,118 +11.7%
2010-- $244,558

Find assessor info on the county website

Monthly payment

Est. payment
$4,802/mo
Principal & interest
$4307
Property taxes
$495
More affordability toolsChevron Right

Estimated market value

$815,600

$775,000 - $856,000

$3,161/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 28445

Nearby schools

Surf City Elementary
Grades PK-53.2 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
7/10
Surf City Middle
Grades 6-83.2 miles
9/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
9/10
Topsail High School
Grades 9-127.1 miles
8/10
GreatSchools® Rating
Test Score Rating
8/10
College Readiness Rating
9/10
Student Progress Rating
8/10