This spacious 4 bed 2.5-bath cedar-sided home in is the perfect canvas for a family ready to make it their own. A little finishing work is all that stands between you & a truly stunning N. Michigan retreat. The warm, natural cedar exterior blends beautifully with the surrounding landscape, hinting at the charm waiting inside. Step outside & explore scenic trails, championship golf courses, & nearby lakes perfect for fishing, boating, & water sports. Your HOA community takes everyday living to the next level with 2 private beaches, boat launches, a heated pool, saunas, pickleball & volleyball courts, & shared boats for spontaneous days on the water. Whether a year-round residence or a seasonal escape, this home offers the space, character, & amenities your family deserves. New furnace 2025.
Foreclosure
Est. $220,000
11302 Whisper Dr, Frederic, MI 49733
4beds
2,520sqft
Single Family Residence
Built in 2002
0.93 Acres Lot
$209,200 Zestimate®
$87/sqft
$37/mo HOA
What's special
Cedar-sided homeWarm natural cedar exteriorSurrounding landscape
- 48 days |
- 4,781 |
- 271 |
Zillow last checked:
Listing updated:
Listed by:
Donna S Stubenvoll 989-370-0270,
Real Estate One of Gaylord 989-448-8209,
Laura Hart 231-360-0405
Source: WWMLS,MLS#: 201840314
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating
- Forced Air, Propane, Wood, See Remarks, Pellet Stove
Cooling
- Central Air
Appliances
- Included: Water Heater, Water Softener, Range/Oven, Refrigerator, Microwave, Dishwasher
Features
- Ceiling Fan(s)
- Flooring: Tile, Laminate
- Doors: Doorwall
- Windows: Egress Windows, Curtain Rods
- Basement: Full,Finished,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Insert
Interior area
- Total structure area: 2,520
- Total interior livable area: 2,520 sqft
- Finished area above ground: 1,520
Property
Parking
- Parking features: Garage Door Opener
- Has garage: Yes
Accessibility
- Accessibility features: Accessible Doors, Covered Entrance
Features
- Patio & porch: Patio/Porch
- On waterfront: Yes
- Body of water: Guthrie Lake
- Frontage type: None
Lot
- Size: 0.93 Acres
- Dimensions: 103 x 395 x 101 x 411
- Features: Landscaped
Details
- Parcel number: 09120000032600
- Zoning: RR
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subtype: Single Family Residence
Materials
- Foundation: Basement
Condition
- Fixer
- Year built: 2002
Utilities & green energy
- Sewer: Septic Tank
Community & HOA
Community
- Security: Security System, Smoke Detector(s)
- Subdivision: T29N R3W
HOA
- Has HOA: Yes
- HOA fee: $445 annually
- HOA name: Guthrie Lakes
Location
- Region: Frederic
Financial & listing details
- Price per square foot: $87/sqft
- Tax assessed value: $324,400
- Annual tax amount: $1,842
- Date on market: 5/22/2026
- Listing terms: Cash,Conventional Mortgage
- Ownership: Owner
- Road surface type: Paved, Maintained
Foreclosure details
Estimated market value
$209,200
$199,000 - $220,000
$2,653/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Listed for sale | $220,000+33%$87/sqft |
Source:  WWMLS #201840314 Report a problem | ||
| 3/20/2026 | Sold | $165,360+42.6%$66/sqft |
Source: Public Record Report a problem | ||
| 7/10/2015 | Sold | $116,000+5%$46/sqft |
Source: WWMLS #295951 Report a problem | ||
| 6/20/2015 | Pending sale | $110,500$44/sqft |
Source: Homepath #295951 Report a problem | ||
| 6/16/2015 | Price change | $110,500-12.2%$44/sqft |
Source: Homepath #295951 Report a problem | ||
| 5/19/2015 | Price change | $125,900-9.4%$50/sqft |
Source: Homepath #295951 Report a problem | ||
| 4/17/2015 | Listed for sale | $138,900-7.4%$55/sqft |
Source: COLDWELL BANKER SCHMIDT GAYLORD #295951 Report a problem | ||
| 3/9/2007 | Sold | $150,000$60/sqft |
Source:  NGLRMLS #1673263 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,842 +8.7% | $162,200 +9.7% |
| 2024 | $1,695 +4.3% | $147,900 +36.9% |
| 2023 | $1,625 +16.1% | $108,000 +17.6% |
| 2022 | $1,400 -11.1% | $91,800 +8.9% |
| 2021 | $1,576 -36.5% | $84,300 +1.2% |
| 2020 | $2,481 +68% | $83,300 +26.8% |
| 2018 | $1,477 | $65,700 +2.3% |
| 2017 | -- | $64,200 -7.6% |
| 2016 | -- | $69,500 +20.2% |
| 2013 | -- | $57,800 -13.2% |
| 2012 | -- | $66,600 -1.6% |
| 2011 | -- | $67,700 -6.4% |
| 2010 | -- | $72,300 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 49733
Nearby schools
GreatSchools rating
- 5/10South Maple Elementary SchoolGrades: PK-3Distance: 10.9 mi
- 6/10Gaylord Middle SchoolGrades: 7-8Distance: 10.9 mi
- 7/10Gaylord High School/Voc. Bldg.Grades: 9-12Distance: 12.7 mi
Schools provided by the listing agent
- Elementary: South Maple
- High: Gaylord
Source: WWMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Michigan
- Otsego County
- Frederic
- 49733
- 11302 Whisper Dr
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