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Sold for $400,000
  • Zillow Home logoZestimate®
    $400,000

    11318 Bay Front Ave, Lusby, MD 20657

    4beds
    2,116sqft
    Condominium
    Built in 1976
    -- sqft lot
    $400,000 Zestimate®
    $189/sqft
    $2,628 Estimated rent

    Home value

    $400,000

    $380,000 - $420,000

    $2,628/mo

    Zestimate® history
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    What's special

    Waterfront propertyBrick fireplaceSecond brick fireplaceIncredible water viewsOpen floor planSpectacular expansive bay viewsLarge recreation room
    Bring your vision and create something truly special on the Chesapeake Bay! This waterfront property offers spectacular, expansive Bay views from a 30,796-square-foot lot in Lusby, Maryland. Built in 1976, the home offers approximately 1,144 square feet on the main level, plus approximately 972 square feet of finished space on the lower level. The main level features an open floor plan with 3 bedrooms, 1 full bath, a brick fireplace, and a kitchen equipped with a cooktop, wall oven, refrigerator and dishwasher. The lower level provides additional living and entertaining space with a large recreation room, second brick fireplace, full bath with shower, and access to a spacious porch—an ideal place to take in the beauty of the Chesapeake Bay. DO NOT enter Shed may not be stable. Additional features include central air on the main level, baseboard heat and window A/C on the lower level, well and septic, and a roof reported to be approximately 10 years old. The home is in need of renovation and repair, making this an exciting opportunity for a buyer, investor or builder with the vision to transform the existing home or explore the possibilities this beautiful waterfront setting may offer. The real star here is the location: a sizable Chesapeake Bay waterfront lot, incredible water views, and the opportunity to create a one-of-a-kind Bay retreat. Property is being sold AS-IS. Buyers are encouraged to perform all inspections and due diligence regarding the condition of the home, waterfront, lot, well, septic and any future renovation or building plans. DO NOT enter Shed may not be safe.

    Zillow last checked:

    Listing updated:

    Listed by:

    Lisa Riggleman 410-507-1233,

    RE/MAX One

    Bought with:

    Rasheed Walford, 41453

    Paragon Realty, LLC

    Source: Bright MLS,MLS#: MDCA2030048MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bathrooms: 1
    • Main level bedrooms: 3
    Basement
    • Description: Percent Finished: 85.0
    • Area: 1144
    Heating
    • Heat Pump, Electric
    Cooling
    • Other, Electric
    Appliances
    • Included: Cooktop, Dishwasher, Exhaust Fan, Oven, Refrigerator, Electric Water Heater
    • Laundry: Washer/Dryer Hookups Only
    Features
    • Open Floorplan
    • Flooring: Carpet, Vinyl
    • Basement: Full
    • Number of fireplaces: 2
    • Fireplace features: Brick
    Interior area
    • Total structure area: 2,288
    • Total interior livable area: 2,116 sqft
    • Finished area above ground: 1,144
    • Finished area below ground: 972

    Property

    Parking
    • Total spaces: 8
    • Parking features: Off Street, Driveway
    • Uncovered spaces: 4
    Accessibility
    • Accessibility features: Other
    Features
    • Levels: Two
    • Stories: 2
    • Pool features: None
    • Has view: Yes
    • View description: Bay, Scenic Vista
    • Has water view: Yes
    • Water view: Bay
    Lot
    • Size: 0.71 Acres
    Details
    • Additional structures: Above Grade, Below Grade
    • Parcel number: 0501032674
    • Zoning: R
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: Condo
    • Architectural style: Ranch/Rambler
    • Property subtype: Condominium
    Materials
    • Stick Built, Concrete, Combination
    • Foundation: Slab
    • Roof: Shingle,Asphalt
    Condition
    • Below Average
    • New construction: No
    • Year built: 1976

    Utilities & green energy

    • Sewer: Private Septic Tank
    • Water: Well
    • Utilities for property: Electricity Available

    Community & HOA

    Community
    • Condo and coop fee: $0 unknown
    • Subdivision: Cove Lake
    HOA
    • Has HOA: Yes
    • HOA fee: $180 annually
    • HOA name: COVE LAKE ASOCIATION
    Location
    • Region: Lusby

    Financial & listing details

    • Price per square foot: $189/sqft
    • Tax assessed value: $525,100
    • Annual tax amount: $5,879
    • Date on market: 8/17/2026
    • Listing agreement: Exclusive Agency
    • Listing terms: Cash,Other,FHA 203(b),Conventional
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    9/2/2026Sold$400,000-11.1%$189/sqft
    Source: Bright MLS #MDCA2030048 Report a problem
    8/25/2026Contingent$450,000$213/sqft
    Source: Bright MLS #MDCA2030048 Report a problem
    8/17/2026Listed for sale$450,000$213/sqft
    Source: Bright MLS #MDCA2030048 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2026$5,892 +3.5%$525,100 +3.6%
    2025$5,691 +7.9%$506,900 +3.7%
    2024$5,273 +7.9%$488,700 +3.9%
    2023$4,889 +0.8%$470,500
    2022$4,849 +0.8%$470,500 +1.6%
    2021$4,810 +0.3%$462,900 +0.8%
    2020$4,793 -0.5%$459,100
    2019$4,816 $459,100
    2018$4,816 -1.9%$459,100 -0.5%
    2017$4,911 -13.7%$461,600
    2016$5,693 $461,600
    2015$5,693 $461,600 -0.5%
    2014$5,693 $464,100
    2013-- $464,100
    2012-- $464,100 -16%
    2011-- $552,790
    2010-- $552,790 -3.1%
    2009-- $570,440 -5.7%
    2008-- $604,690 +23.5%
    2007-- $489,666 +30.7%
    2006-- $374,643 +44.3%
    2005-- $259,620 +4.9%
    2004-- $247,382 +5.2%
    2003-- $235,146 +5.5%
    2002-- $222,910 +1.5%
    2001-- $219,586
    Find assessor info on the county website

    Neighborhood: 20657

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Dowell
    • Middle: Southern
    • High: Patuxent
    • District: Calvert County Public Schools

    Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $400,000
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $400,000