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  • Price cut: $15K (6/4)
    $225,000

    1138 M St, Bedford, IN 47421

    4beds
    2,082sqft
    : 
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    Single Family Residence
    Built in 1890
    5,227 Square Feet Lot
    $222,000 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Covered porchWide trimPocket doorsTall ceilingsClassic details throughoutBuilt-in bookcasesIncluded appliances
    Full of character and ready for its next chapter, this 4 bedroom, 3 full bath Bedford home offers 2,082 finished sq ft with hardwood floors, tall ceilings, wide trim, pocket doors, built-in bookcases, and classic details throughout. The main level features a tiled foyer with a beautiful staircase, spacious living and dining areas, and a dedicated office/library with built-ins on three walls. The kitchen offers good cabinet storage, included appliances, and access to the fenced backyard. A detached garage with alley access adds convenient parking and storage. This home offers strong historic appeal and plenty of opportunity for cosmetic updates, allowing the next owner to refresh the space while preserving its original charm. Additional features include a covered porch, city utilities, gas heat, central air, and a roof and HVAC system reported to be approximately 4 years old. Conveniently located near downtown Bedford, shopping, dining, and everyday amenities.
    45 days
    |
    573
    |
    33
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Nathan Staggs Nathan@hoosierhomefinders.com,

    Hoosier Homefinders, Inc.

    Source: IRMLS,MLS#: 202618555MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bedrooms: 1
      Bedroom 1
      • Level: Upper
      Bedroom 2
      • Level: Upper
      Dining room
      • Level: Main
      • Area: 195
      • Dimensions: 13 x 15
      Living room
      • Level: Main
      • Area: 210
      • Dimensions: 15 x 14
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Refrigerator, Electric Oven, Gas Water Heater
      Features
      • Bookcases, Ceiling Fan(s), Laminate Counters, Entrance Foyer
      • Flooring: Hardwood, Carpet
      • Doors: Pocket Doors
      • Basement: Crawl Space,Unfinished,Block
      • Has fireplace: No
      Interior area
      • Total structure area: 2,082
      • Total interior livable area: 2,082 sqft
      • Finished area above ground: 2,082
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached
      • Garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Porch Covered
      • Fencing: Picket
      Lot
      • Size: 5,227 Square Feet
      • Dimensions: 127 x 42 x 127 x 42
      • Features: 0-2.9999, City/Town/Suburb, Landscaped
      Details
      • Additional parcels included: 11 004516 00 P20N
      • Parcel number: 470614701043.000010

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1890

      Utilities & green energy

      • Sewer: City
      • Water: City

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Bedford

      Financial & listing details

      • Tax assessed value: $163,500
      • Annual tax amount: $1,471
      • Date on market: 5/15/2026
      • Listing terms: Cash,Conventional,VA Loan

        Estimated market value

        $222,000

        $211,000 - $233,000

        $2,108/mo

        Price history

        DateEventPrice
        6/4/2026Price change$225,000-6.3%
        Source: IRMLS #202618555 Report a problem
        5/22/2026Price change$240,000-4%
        Source: IRMLS #202618555 Report a problem
        5/15/2026Listed for sale$250,000
        Source: IRMLS #202618555 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,563 +7.6%$163,500 +4.6%
        2024$1,452 +6.9%$156,300 +7.6%
        2023$1,358 +10.1%$145,200 +6.9%
        2022$1,233 +5.2%$135,800 +10.1%
        2021$1,172 +6.4%$123,300 +5.2%
        2020$1,101 +1.9%$117,200 +6.4%
        2019$1,080 +3.2%$110,100 +1.9%
        2018$1,047 +2.1%$108,000 +3.2%
        2017$1,025 $104,700 +2.1%
        2016$1,025 -1.9%$102,500
        2014$1,045 +3.1%$102,500 +1.1%
        2013$1,014 -1%$101,400 -1%
        2012$1,024 +3.9%$102,400 +3.9%
        2011$986 +0.2%$98,600 +0.2%
        2010$984 $98,400
        2009$984 +21.4%$98,400 +3%
        2007$810 $95,500 +5.6%
        2006-- $90,400 +69.6%
        2005-- $53,300

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 47421

        Getting around

        60 / 100
        Somewhat Walkable
        55 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Parkview
        • Middle: Bedford
        • High: Bedford-North Lawrence
        • District: North Lawrence Community Schools

        Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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