Priced over $70,000 below recent appraised value! Perched above the peaceful waters of Rosin Creek, this charming waterfront cottage offers a rare opportunity to create your dream retreat. Whether you are searching for a cozy weekend getaway, a lucrative short-term rental, or a serene place to call home, this diamond in the rough is full of potential. Just a stone’s throw from historic Chestertown, the property combines seclusion with convenience—making it the perfect canvas for your vision. The large, wooded lot offers privacy, but still allows for beautiful views of Rosin Creek. The existing dock is in need to repair, but is a perfect spot to launch kayaks and paddle boards. With loads of potential, this home is being sold As Is. Information from the contractor retained by the previous owner on work previously performed on the house is available in the documents and a quote for a full remodel is available on request. In addition, a new well pump was installed in 2025. Please do not walk the property without an appointment.
Sold for $355,000
$355,000
114 Ryan Ct, Chestertown, MD 21620
2beds
1,496sqft
Single Family Residence
Built in 1978
0.83 Acres Lot
$369,000 Zestimate®
$237/sqft
$2,027 Estimated rent
Home value
$369,000
$314,000 - $432,000
$2,027/mo
Zestimate® history
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$2,138/mo
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Est. payment
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List your homeWhat's special
Waterfront cottageExisting dockLarge wooded lot
Zillow last checked:
Listing updated:
Listed by:
Julie SANTOBONI 202-607-6762,
Taylor Properties,
Co-Listing Agent: Lona Sue Todd 410-310-0222,
Taylor Properties
Bought with:
Robin Fithian, 636753
Rock Hall Properties Real Estate
Source: Bright MLS,MLS#: MDQA2012972
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Basement
- Area: 816
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
- Laundry: Main Level
Features
- Dry Wall
- Flooring: Hardwood
- Basement: Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 1,632
- Total interior livable area: 1,496 sqft
- Finished area above ground: 816
- Finished area below ground: 680
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Entry Slope <1'
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio
- Pool features: None
- Has view: Yes
- View description: Water, Trees/Woods
- Has water view: Yes
- Water view: Water
- Waterfront features: Private Dock Site, Canoe/Kayak
- Body of water: Rosin Creek
- Frontage length: Water Frontage Ft: 170
Lot
- Size: 0.83 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1802006758
- Zoning: NC-20
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage,Bungalow
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block
- Roof: Shingle
Condition
- Fixer
- New construction: No
- Year built: 1978
Utilities & green energy
- Sewer: Private Sewer
- Water: Private
Community & neighborhood
Location
- Region: Chestertown
- Subdivision: Chester Harbor
Other
Other facts
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 8/12/2025 | Sold | $355,000-11%$237/sqft |
Source:  Bright MLS #MDQA2012972 Report a problem | ||
| 7/24/2025 | Pending sale | $399,000$267/sqft |
Source: Bright MLS #MDQA2012972 Report a problem | ||
| 7/17/2025 | Contingent | $399,000$267/sqft |
Source: Bright MLS #MDQA2012972 Report a problem | ||
| 7/5/2025 | Price change | $399,000-4.8%$267/sqft |
Source: Bright MLS #MDQA2012972 Report a problem | ||
| 6/11/2025 | Price change | $419,000-2.3%$280/sqft |
Source: Bright MLS #MDQA2012972 Report a problem | ||
| 5/13/2025 | Price change | $429,000-6.5%$287/sqft |
Source: Bright MLS #MDQA2012972 Report a problem | ||
| 4/24/2025 | Listed for sale | $459,000$307/sqft |
Source: Bright MLS #MDQA2012972 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,869 +7.5% | $298,200 +5.2% |
| 2024 | $2,669 +5.5% | $283,367 +5.5% |
| 2023 | $2,530 +5.8% | $268,533 +5.8% |
| 2022 | $2,390 +2.6% | $253,700 +4.4% |
| 2021 | $2,330 +4.6% | $242,967 +4.6% |
| 2020 | $2,227 +4.8% | $232,233 +4.8% |
| 2019 | $2,124 +2.7% | $221,500 +2.7% |
| 2018 | $2,069 -0.2% | $215,733 +2.7% |
| 2017 | $2,074 +91% | $209,967 +2.8% |
| 2016 | $1,086 | $204,200 |
| 2015 | $1,086 | $204,200 |
| 2014 | $1,086 | $204,200 -20.3% |
| 2013 | -- | $256,300 |
| 2012 | -- | $256,300 |
| 2011 | -- | $256,300 -17.3% |
| 2010 | -- | $310,100 +13.3% |
| 2009 | -- | $273,776 +15.3% |
| 2008 | -- | $237,453 +18.1% |
| 2007 | -- | $201,130 +8% |
| 2006 | -- | $186,232 +8.7% |
| 2005 | -- | $171,336 +9.5% |
| 2004 | -- | $156,440 +2.2% |
| 2003 | -- | $153,122 +2.2% |
| 2002 | -- | $149,806 +2.3% |
| 2001 | -- | $146,490 |
Find assessor info on the county website
Neighborhood: 21620
Nearby schools
GreatSchools rating
- 4/10Church Hill Elementary SchoolGrades: PK-4Distance: 5.3 mi
- 5/10Sudlersville Middle SchoolGrades: 5-8Distance: 9.5 mi
- 4/10Queen Anne's County High SchoolGrades: 9-12Distance: 12.4 mi
Schools provided by the listing agent
- District: Queen Anne's County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$369,000
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$369,000
- Maryland
- Queen Annes County
- Chestertown
- 21620
- 114 Ryan Ct
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