Beautiful 3 bedroom, 2.5 bath townhome, move-in available late August. This home is in the San Elijo Elementary, Middle, and San Marcos High school zones (SEES, SEMS, SMHS). Looking for a long-term renter. This property is in the best location in Morgans Corner with the largest patio in the complex, surrounded by shade trees that keep it cool, ample adjacent parking, and right next to San Elijo Town Center. Hardwood downstairs, granite countertops throughout, large kitchen with center island, and rolling prep counter. Accepting pre-lease screenings. Property will only be shown by appointment to qualified applicants. Tenant pays all utilities. Lease includes HOA fees paid by owner. Dogs only allowed by approval of owner (no dogs from dangerous breed list). Potential tenants must submit soft proof of qualification prior to a showing (screenshot of credit score). Application is through Zillow. Realtors and Property Managers; do not contact this listing unless representing an interested potential tenant who has all the qualifications listed below. Screening Criteria for 1146 Goddard Street, San Marcos The following criteria apply to all applicants. All adult occupants (18+) must apply, be named on the lease, and meet the requirements below. Credit Minimum credit score of 720 for all applicants (standard qualification) Applicants with scores between 700 and 719 may qualify if ALL of the following are also met: verified gross income at 4x monthly rent, back-end DTI at 35% or lower, 24 months of documented on-time rental history, no collections or judgments in the last 7 years, no late payments on any account in the last 24 months Income Combined verified gross monthly income of at least 3x monthly rent Income must be documented through two most recent pay stubs, most recent tax return, or equivalent verification for self-employed applicants (bank statements, 1099s, or CPA letter) Employment or income source must be stable for at least 12 months, or offer letter from a new employer confirming start date and salary Debt Back-end debt-to-income ratio (rent plus all monthly debt obligations divided by gross monthly income) may not exceed 40% Student loans in forbearance or deferment will be calculated at 1% of outstanding balance for DTI purposes Rental history 24 months of documented, verifiable rental history from a non-family landlord No evictions in the last 7 years No unpaid rent, property damage claims, or lease violations reported by prior landlords Compensating factors An applicant who falls short of the credit score standard (but is at or above 700) or the DTI standard may qualify by providing a qualified guarantor (guarantor must independently meet all criteria with income at 5x rent) or an additional security deposit up to the maximum permitted under California Civil Code 1950.5 Compensating factors may not be used to overcome multiple failed criteria, insufficient rental history, evictions, or scores below 700 Other requirements Government-issued photo ID required Criminal background check will be conducted in accordance with the California Fair Chance Act; individualized assessment applied to any results No subletting; all adult occupants must be on the lease Occupancy limited to 2 persons per bedroom plus 1 additional occupant Application process Application fee: Screening report obtained through Zillow Rental Manager ($35 per applicant and is usable on all Zillow listings for 30 days) Decisions typically communicated within [3-5] business days of complete application This property is offered in accordance with federal Fair Housing Act, California Fair Employment and Housing Act, and all applicable local ordinances. All applications will be considered without regard to race, color, religion, sex, national origin, familial status, disability, source of income, sexual orientation, gender identity, marital status, age, ancestry, genetic information, immigration status, veteran/military status, or any other protected characteristic.
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