Great investment opportunity in Belding! This well-maintained duplex features two spacious units, each with separate ground-level entrances, individually metered utilities, and private basement laundry areas with washer and dryer hookups. One unit offers 3 beds and 1 full bath, while the second features 2 beds plus a pass-through room that can easily function as a 3rd bed, along with 1 full bath. Both units include a main-floor bedroom for added convenience. A detached two-stall garage provides one dedicated stall for each unit. Long-term tenants with a strong payment history are already in place, making this a turnkey investment opportunity. Current rents offer potential for future income growth while providing the stability of established tenancy. Whether you're looking to expand your investment portfolio or occupy one unit while generating rental income from the other, this property offers excellent potential.
Active
Price cut: $10.1K (8/12)
$199,900
115 E Congress St, Belding, MI 48809
5beds
2baths
--sqft
:
Get pre-qualified$1,357/mo
2 to 4 Units
Built in 1901
-- sqft lot
$199,400 Zestimate®
$--/sqft
$-- HOA
What's special
Detached two-stall garageSeparate ground-level entrancesSpacious units
- 27 days |
- 986 |
- 39 |
Zillow last checked:
Listing updated:
Listed by:
Christina Rice 616-375-1606,
Five Star Real Estate (Courtland) 616-884-4200
Source: MichRIC,MLS#: 26036622
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 2
Heating
- Forced Air
Features
- Basement: Crawl Space,Michigan Basement
Property
Parking
- Total spaces: 4
Lot
- Size: 8,712 Square Feet
- Dimensions: 66 x 132
- Features: Wooded
Details
- Parcel number: 40318000037000
- Zoning description: Res-Imp
Construction
Type & style
- Home type: MultiFamily
- Property subtype: 2 to 4 Units
Materials
- Vinyl Siding
Condition
- New construction: No
- Year built: 1901
Utilities & green energy
- Utilities for property: Natural Gas Available, Cable Available, Natural Gas Connected, Electricity Connected, Cable Connected
Community & HOA
Location
- Region: Belding
Financial & listing details
- Tax assessed value: $44,902
- Annual tax amount: $2,761
- Date on market: 7/16/2026
- Listing terms: Cash,Conventional
- Tenant pays: Electricity, Gas
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$199,400
$189,000 - $209,000
$1,129/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/12/2026 | Price change | $199,900-4.8% |
Source:  MichRIC #26036622 Report a problem | ||
| 8/6/2026 | Price change | $210,000-4.5% |
Source: MichRIC #26036622 Report a problem | ||
| 7/29/2026 | Price change | $220,000-2.2% |
Source: MichRIC #26036622 Report a problem | ||
| 7/16/2026 | Listed for sale | $225,000 |
Source: MichRIC #26036622 Report a problem | ||
| 1/8/2015 | Listing removed | $580 |
Source: Brent's Rental Properties LLC Report a problem | ||
| 10/27/2014 | Listed for rent | $580+5.5% |
Source: Brent's Rental Properties LLC Report a problem | ||
| 11/11/2013 | Listing removed | $550 |
Source: Balkema, Ben Report a problem | ||
| 11/5/2013 | Listed for rent | $550 |
Source: Balkema, Ben Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,594 +4.5% | $112,000 +1.4% |
| 2024 | $2,483 | $110,500 +17.6% |
| 2023 | -- | $94,000 +24.5% |
| 2022 | -- | $75,500 +12.2% |
| 2021 | -- | $67,300 -1.3% |
| 2020 | -- | $68,200 +8.8% |
| 2019 | -- | $62,700 +37.5% |
| 2018 | -- | $45,600 |
| 2017 | -- | $45,600 +6.5% |
| 2016 | -- | $42,800 |
| 2015 | -- | $42,800 +11.2% |
| 2014 | $2,105 | $38,500 +16.3% |
| 2013 | -- | $33,100 |
| 2012 | -- | $33,100 -3.2% |
| 2011 | -- | $34,200 -4.7% |
| 2010 | -- | $35,900 -8.4% |
| 2009 | -- | $39,200 -8.4% |
| 2008 | -- | $42,800 -5.5% |
| 2007 | -- | $45,300 -1.7% |
| 2006 | -- | $46,100 +1.1% |
| 2005 | -- | $45,600 +4.1% |
| 2004 | -- | $43,800 +2.3% |
| 2003 | -- | $42,800 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 48809
Nearby schools
GreatSchools rating
- NAEllis Elementary SchoolGrades: PK-2Distance: 0.5 mi
- 5/10Belding Middle SchoolGrades: 6-8Distance: 0.2 mi
- 3/10Belding High SchoolGrades: 9-12Distance: 0.5 mi
- $190,0003 bd1 ba1.1k sqft111 E Congress St, Belding, MI 48809Sold
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A local agent can set up tours, give advice and negotiate with sellers.
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