Owner-Financed Opportunity 115 N White St, Macomb, IL
Discover this charming 2-bedroom, 1-bath home in Macomb, IL a perfect opportunity for first-time buyers or savvy investors. With owner financing available, this property makes homeownership accessible with a low down payment and no bank qualifying.
Financing Details:
Down Payment: $1,500
Monthly Payment: $725
Closing Cost: $200
Principal & Interest: $638
Taxes: $87
Interest Rate: 10.369% (fixed)
Insurance Included: No
Property Highlights:
Cozy and well-maintained 2-bedroom, 1-bath home
Spacious living areas with natural light
Efficient layout ideal for families or renters
Solid structure with potential for updates and equity growth
Move-in ready and priced to sell
Neighborhood & Location Perks:
Located in a quiet, residential area of Macomb with easy access to downtown
Close proximity to Western Illinois University perfect for student rentals or faculty housing
Nearby parks, schools, shopping centers, and public transit
Friendly community with strong demand for rental properties
Convenient access to highways and local amenities
Why This Property is a Smart Buy:
Flexible owner financing means no bank needed
Low upfront cost with affordable monthly payments
Ideal for investors seeking rental income or homeowners entering the market
Great location with consistent appreciation potential
Insurance included for added peace of mind
Contact Today for More Info or to Schedule a Showing:
Sold for $28,000
$28,000
115 N White St, Macomb, IL 61455
2beds
928sqft
Single Family Residence
Built in ----
-- sqft lot
$51,900 Zestimate®
$30/sqft
$952 Estimated rent
Home value
$51,900
$35,000 - $72,000
$952/mo
Zestimate® history
Owner options
List your home for rent
$952/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$952/mo
Rent Zestimate®
Refinance and save
$169/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$169/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Cozy and well-maintained
Zillow last checked:
Listing updated:
Source: Zillow Rentals
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Interior area
- Total interior livable area: 928 sqft
Property
Parking
- Details: Contact manager
Features
- Exterior features: Smoke Free
Details
- Parcel number: 1120026100
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Community & HOA
Community
- Features: Smoke Free
- Deposit fee: $2,000
Location
- Region: Macomb
Financial & listing details
- Price per square foot: $30/sqft
- Tax assessed value: $27,051
- Annual tax amount: $1,037
- Date on market: 12/19/2025
- Lease term: 1 Month
Price history
| Date | Event | Price |
|---|---|---|
| 1/7/2026 | Listing removed | $895$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/4/2026 | Price change | $895-55.3%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/12/2025 | Sold | $28,000+40%$30/sqft |
Source: Public Record Report a problem | ||
| 9/26/2025 | Price change | $2,000+123.5%$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/25/2025 | Listed for rent | $895$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/12/2025 | Sold | $20,000+33.3%$22/sqft |
Source: Public Record Report a problem | ||
| 12/18/2015 | Sold | $15,000$16/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,037 -2.5% | $9,017 +4.3% |
| 2023 | $1,064 +7.5% | $8,642 +3.2% |
| 2022 | $989 +4.2% | $8,373 |
| 2021 | $949 +1.2% | $8,373 +0.2% |
| 2020 | $938 -27.5% | $8,353 -29.7% |
| 2019 | $1,294 +4.5% | $11,884 |
| 2018 | $1,238 | $11,884 |
| 2017 | $1,238 +2.5% | $11,884 +1.1% |
| 2016 | $1,208 +5.8% | $11,758 +2.3% |
| 2015 | $1,142 | $11,489 +1.5% |
| 2014 | $1,142 +4.3% | $11,317 |
| 2013 | $1,095 | $11,317 |
| 2012 | -- | $11,317 |
| 2011 | -- | -- |
Find assessor info on the county website
Neighborhood: 61455
Nearby homes
- $59,0002 bd1 ba1.1k sqft121 N White St, Macomb, IL 61455Off Market

- $24,9003 bd1 ba1.1k sqft1111 E Carroll St, Macomb, IL 61455Sold

- $73,0003 bd2 ba840 sqft1115 E Carroll St, Macomb, IL 61455Off Market

- $29,9403 bd1 ba1.1k sqft1027 E Carroll St, Macomb, IL 61455Off Market

- $105,5003 bd-- ba1.2k sqft1100 E Jackson St, Macomb, IL 61455Off Market
- $18,9303 bd2 ba1.2k sqft1110 E Jackson St, Macomb, IL 61455Off Market
- $70,3003 bd-- ba1k sqft1121 E Carroll St, Macomb, IL 61455Off Market
- $73,6003 bd-- ba1.2k sqft1114 E Jackson St, Macomb, IL 61455Off Market
Nearby schools
GreatSchools rating
- NALincoln Elementary SchoolGrades: K-2Distance: 0.2 mi
- 5/10Macomb Middle SchoolGrades: 6-8Distance: 1.5 mi
- 3/10Macomb Senior High SchoolGrades: 9-12Distance: 1.3 mi
- Illinois
- McDonough County
- Macomb
- 61455
- 115 N White St