Live for free or make HUGE cash flow: Affordable Fulton Duplex — Great Investor or House-Hack Opportunity live for free
Great opportunity to own an affordable two-unit property in Fulton, NY. This property is set up as two separate 1-bedroom, 1-bath units, making it an attractive option for investors, owner-occupants, or buyers looking for a house-hack opportunity.
Each unit offers a practical layout with separate living space, bedroom, kitchen, and bathroom. The property’s lower price point gives buyers a strong entry opportunity into the Fulton rental market, with upside through improved management, rent stabilization, or future cosmetic updates.
Located near local schools, shopping, downtown Fulton conveniences, and major area routes, 115 Pine St offers accessibility for tenants and long-term rental demand. Whether you are looking to expand your rental portfolio or live in one unit while renting the other, this property provides flexibility and income potential at an approachable price.
Highlights:
Two-unit property, one unit occupied by tenant, another needs work
Each unit configured as 1 bedroom / 1 bathroom
Affordable investor-friendly price point
Potential owner-occupant or house-hack opportunity
Lower entry cost compared with larger Fulton multifamily listings
Convenient Fulton location near schools, services, and local amenities
Strong rental potential for small-unit housing demand
Property is strictly being sold as-is. Buyer to verify legal use, zoning, unit count, rents, taxes, condition, and all property details.
For sale by owner
$99,000
115 Pine St, Fulton, NY 13069
2beds
1,190sqft
MultiFamily
Built in 1890
-- sqft lot
$-- Zestimate®
$83/sqft
$-- HOA
Overview
What the owner loves about this home
HUGE Cash flow over 2% rule, or house hack live for free.
- 62 days |
- 254 |
- 3 |
Listed by:
Property Owner (609) 631-5884
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Forced air
Features
- Basement: Partially finished
Interior area
- Total interior livable area: 1,190 sqft
Property
Features
- Exterior features: Other
Lot
- Size: 7,854 Square Feet
Details
- Parcel number: 35040025323031801
Construction
Type & style
- Home type: MultiFamily
Materials
- Metal
Condition
- New construction: No
- Year built: 1890
Community & HOA
Location
- Region: Fulton
Financial & listing details
- Price per square foot: $83/sqft
- Tax assessed value: $70,238
- Date on market: 5/3/2026
Estimated market value
Not available
Estimated sales range
Not available
$1,318/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/3/2026 | Listed for sale | $99,000+4.2%$83/sqft |
Source: Owner Report a problem | ||
| 12/11/2024 | Listing removed | -- |
Source: Owner Report a problem | ||
| 9/3/2024 | Listed for sale | $95,000+137.5%$80/sqft |
Source: Owner Report a problem | ||
| 12/27/2020 | Listing removed | -- |
Source: Owner Report a problem | ||
| 9/28/2020 | Listed for sale | $40,000$34/sqft |
Source: Owner Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $59,000 |
| 2023 | -- | $59,000 |
| 2022 | -- | $59,000 +41.5% |
| 2021 | -- | $41,700 |
| 2020 | -- | $41,700 |
| 2019 | -- | $41,700 |
| 2018 | -- | $41,700 |
| 2017 | $2,414 | $41,700 |
| 2016 | -- | $41,700 +4.3% |
| 2015 | -- | $40,000 |
| 2014 | -- | $40,000 |
| 2013 | -- | $40,000 |
| 2012 | -- | $40,000 |
| 2011 | -- | $40,000 |
| 2010 | -- | $40,000 |
| 2009 | -- | $40,000 |
| 2008 | -- | $40,000 |
| 2007 | -- | $40,000 |
| 2006 | -- | $40,000 |
| 2005 | -- | $40,000 |
| 2004 | -- | $40,000 |
| 2003 | -- | $40,000 |
| 2002 | -- | $40,000 |
| 2001 | -- | $40,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13069
Nearby schools
GreatSchools rating
- 5/10Volney Elementary SchoolGrades: PK-6Distance: 0.2 mi
- 5/10Fulton Junior High SchoolGrades: 7-8Distance: 2.8 mi
- 4/10G Ray Bodley High SchoolGrades: 9-12Distance: 2.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Oswego County
- Fulton
- 13069
- 115 Pine St
Nearby cities
Nearby zip codes
Other Fulton Topics
