Assumable FHA Loan at 3.2% – Rare Opportunity! Qualified buyers may assume an existing FHA loan with an approximate balance of $260,000, offering significant monthly payment savings compared to current market rates. Move-in ready and beautifully maintained, this spacious 4-bedroom, 3-bath home is located on a quiet cul-de-sac in the highly sought-after Preserve at Riverview, featuring low HOA fees and NO CDD fees. Enjoy peace of mind with a brand-new shingle roof (1 year old) and a new HVAC system (air handler and condenser). The property is also located outside of a flood zone, helping reduce insurance costs. Inside, the open and functional three-way split floor plan with high ceilings offers both privacy and flexibility. The kitchen features granite countertops, stainless steel appliances, and a breakfast nook, and overlooks the main living and dining areas, including a separate formal dining room—ideal for entertaining. The primary suite provides a relaxing retreat with a walk-in closet, garden tub, and separate enclosed shower. A front bedroom with an adjacent full bath is perfect for guests or multigenerational living, while two additional bedrooms in the rear share a convenient Jack-and-Jill bathroom. Step outside to a covered and screened lanai, perfect for enjoying Florida living year-round. The backyard is partially fenced and can be easily fully enclosed. Energy-efficient solar system in place with a lease of approximately $128/month, helping keep utility costs low, with an average electric bill of approximately $37/month. Additional savings opportunity: The Florida Green Finance Authority assessment on the property tax bill will be paid off at closing, resulting in an estimated $1,500 reduction in annual property taxes. Conveniently located just minutes from US-301, US-41, and I-75, offering easy access to shopping, dining, healthcare, and all that the Tampa Bay area has to offer.
81 days
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383
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17
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Zillow last checked:
Listing updated:
Listed by:
Lori Dozark813-477-4900,
FUTURE HOME REALTY INC813-855-4982
Source: Stellar MLS,MLS#: TB8501268Originating MLS: Suncoast Tampa
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Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 4
Bathrooms: 3
Full bathrooms: 3
Rooms
Room types: Utility Room
Primary bedroom
Features: Ceiling Fan(s), Walk-In Closet(s)
Level: First
Bedroom 2
Features: Built-in Closet
Level: First
Bedroom 3
Features: Built-in Closet
Level: First
Bathroom 4
Features: Built-in Closet
Level: First
Dining room
Level: First
Kitchen
Level: First
Living room
Level: First
Heating
Central, Electric, Heat Pump
Cooling
Central Air
Appliances
Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Laundry: Electric Dryer Hookup, In Kitchen
Features
Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Stone Counters, Walk-In Closet(s)
Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Solar, Street Lights, Underground Utilities, Water Connected
Community & HOA
Community
Features: Community Mailbox, Deed Restrictions, Sidewalks
Security: Security System Owned, Smoke Detector(s)
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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