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For sale
  • Price cut: $10K (6/8)
    $400,000

    1153 Main St, Chipley, FL 32428

    3beds
    1,557sqft
    : 
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    Single Family Residence
    Built in 1970
    0.58 Acres Lot
    $388,800 Zestimate®
    $257/sqft
    $-- HOA

    What's special

    Brick propertyTwo separate living spacesFull kitchenDedicated front entryOversized yard
    Home is zoned Residential Commercial. This can be used as a primary home, rental or home office/business. Positioned in a commercial zoning district with an average daily traffic count of 14,500 (2023 DOT Data), this versatile brick property offers exceptional potential for business, investment, or mixed-use occupancy. Currently configured as a 3-bedroom, 1.5-bath home with a full kitchen, the layout easily adapts to a variety of commercial uses including professional office, retail, medical, salon, service-based business, or live/work setup. A dedicated front entry creates the perfect reception or waiting area, while two separate living spaces provide flexibility for conference rooms, private offices, collaborative workspace, or client meeting areas. The functional floorplan allows for multiple business configurations without extensive renovation. Outside, the oversized yard provides substantial room for parking, equipment storage, fleet vehicles, or future expansion. Important note: the fence visible on the right side is not the property line -- the property extends to the second chain link fence, providing additional usable space. This property also presents a strong investment opportunity: house employees or tenants on-site while operating your business, or utilize the space for combined residential and commercial income potential. High visibility, flexible zoning, and adaptable space make this a rare opportunity for owner-users and investors alike.
    24 days
    |
    229
    |
    6
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    Zillow last checked:

    Listing updated:

    Listed by:

    Matt W Wright 850-227-8276,

    Think Real Estate

    Source: CPAR,MLS#: 790061MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom
      Bedroom
      • Level: First
      • Dimensions: 10 x 12
      Bedroom
      • Level: First
      • Dimensions: 10 x 12
      Bedroom
      • Level: First
      • Dimensions: 12 x 12
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Interior area
      • Total structure area: 1,557
      • Total interior livable area: 1,557 sqft

      Property

      Parking
      • Total spaces: 2
      • Covered spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Patio
      • Fencing: Partial
      Lot
      • Size: 0.58 Acres
      • Dimensions: 211 x 100 x 292 x 126 +-
      Details
      • Parcel number: 000000000021470004
      • Zoning description: Commercial, Office/Prof, Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 1970

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available

      Community & HOA

      Community
      • Subdivision: [No Recorded Subdiv]
      HOA
      • Has HOA: No
      Location
      • Region: Chipley

      Financial & listing details

      • Price per square foot: $257/sqft
      • Tax assessed value: $159,947
      • Annual tax amount: $460
      • Date on market: 5/19/2026
      • Cumulative days on market: 25 days
      • Electric utility on property: Yes
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        Estimated market value

        $388,800

        $369,000 - $408,000

        $1,778/mo

        Price history

        DateEventPrice
        6/8/2026Price change$400,000-2.4%$257/sqft
        Source: CPAR #790061 Report a problem
        5/28/2026Price change$410,000-1.2%$263/sqft
        Source: CPAR #790061 Report a problem
        5/19/2026Listed for sale$415,000$267/sqft
        Source: CPAR #790061 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $58,124 +2.9%
        2024$441 +0.8%$56,486 +3%
        2023$438 -16.7%$54,841 +3%
        2022$525 -0.3%$53,244 +3%
        2021$527 $51,693 +117%
        2020-- $23,817 +2.3%
        2019-- $23,282 -54.5%
        2018$553 -2.5%$51,146 +0.5%
        2017$567 $50,872 +1.1%
        2016$567 -2.1%$50,342
        2015$580 $50,342
        2014-- $50,342 -2.9%
        2013-- $51,866
        2012-- $51,866 +0.1%
        2011-- $51,800 +1.5%
        2010-- $51,034 +2.7%
        2009-- $49,692 +0.1%
        2008-- $49,642 +3%
        2007-- $48,196 +5.8%
        2005-- $45,558 +3%
        2004-- $44,231 +1.9%
        2003-- $43,406 +2.4%
        2002-- $42,389 +1.6%
        2001-- $41,721 +3%
        2000-- $40,506

        Find assessor info on the county website

        Monthly payment

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          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 32428

          Getting around

          44 / 100
          Car-Dependent
          41 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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