Pending

Price cut: $20K (7/2)

$379,700

117 Divide Trl, Monterey, TN 38574

3beds

1,660sqft

$2,298/mo

Get pre-qualified

Single Family Residence

Built in 2025

1.06 Acres Lot

$-- Zestimate^®

$229/sqft

$15/mo HOA

What's special

Quality finishesLarge center islandPeaceful surroundingsBeautiful propane fireplace

Welcome home to this stunning brand-new construction in the desirable Cumberland Lakes community of Monterey, TN. Situated on a spacious 1.06-acre lot, this thoughtfully designed 3-bedroom, 2-bath home showcases exceptional craftsmanship and attention to detail throughout. The inviting living area is anchored by a beautiful propane fireplace, creating a warm focal point for cozy evenings and entertaining. The kitchen is a true showstopper, featuring a large center island, range, and quality finishes that reflect the builder's commitment to both style and functionality. A split-bedroom layout offers privacy and comfort, while the open-concept design provides a seamless flow for everyday living. With peaceful surroundings and plenty of room to enjoy the outdoors, this home blends modern comfort with a serene setting. Don't miss the opportunity to own a carefully crafted new build in one of Monterey's most appealing lake communitiesâ€''schedule your private showing today!

222 days

380

9

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Heating

Central, Propane, Electric

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Range, Self Cleaning Oven

Features

Walk-In Closet(s), Kitchen Island, Pantry, Eat-in Kitchen
Flooring: Laminate, Hardwood
Windows: Insulated Windows, ENERGY STAR Qualified Windows
Basement: None
Number of fireplaces: 1
Fireplace features: Gas Log

Interior area

Total structure area: 1,660
Total interior livable area: 1,660 sqft

Property

Parking

Total spaces: 2
Parking features: Garage Faces Side
Garage spaces: 2

Features

Has view: Yes
View description: Country Setting, Trees/Woods

Lot

Size: 1.06 Acres
Features: Private, Wooded, Level

Details

Parcel number: 025D B 003.00

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence
Attached to another structure: Yes

Materials

Vinyl Siding, Block, Frame

Condition

Year built: 2025

Utilities & green energy

Sewer: Septic Tank
Water: Public

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: Cumberland Lakes

HOA

Has HOA: Yes
Services included: Maintenance Grounds
HOA fee: $175 annually

Location

Region: Monterey

Financial & listing details

Price per square foot: $229/sqft
Tax assessed value: $20,000
Annual tax amount: $57
Date on market: 7/24/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/26/2026	Pending sale	$379,700$229/sqft
Source: East Tennessee Realtors #1325643 Report a problem
7/24/2026	Listed for sale	$379,700$229/sqft
Source: East Tennessee Realtors #1325643 Report a problem
7/24/2026	Pending sale	$379,700$229/sqft
Source: East Tennessee Realtors #1325643 Report a problem
7/2/2026	Price change	$379,700-5%$229/sqft
Source: East Tennessee Realtors #1325643 Report a problem
1/7/2026	Listed for sale	$399,700+146.7%$241/sqft
Source: East Tennessee Realtors #1325643 Report a problem
6/5/2025	Sold	$162,000+710%$98/sqft
Source: Public Record Report a problem
6/11/2024	Sold	$20,000$12/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$57	$5,000
2024	$57	$5,000
2023	$57	$5,000
2022	$57 -27.5%	$5,000
2021	$78	$5,000
2020	$78	$5,000
2019	$78	$5,000
2018	$78 +0.3%	$5,000
2017	$78 +2.6%	$5,000
2016	$76 +1.5%	$5,000
2015	$75	$5,000
2014	$75	$5,000
2013	$75 -0.2%	$5,000
2012	$75	$5,000
2011	--	$5,000
2010	$71 +7.1%	$5,000
2009	$67 +7.3%	$5,000
2008	$62	$5,000
2007	$62 -24.4%	$5,000
2006	$82 +17.6%	$5,000 +17.6%
2005	$70	$4,250
2004	$70 +13.9%	$4,250
2002	$61	$4,250
2001	--	$4,250 -75%
2000	--	$17,000