Welcome home to this stunning brand-new construction in the desirable Cumberland Lakes community of Monterey, TN. Situated on a spacious 1.06-acre lot, this thoughtfully designed 3-bedroom, 2-bath home showcases exceptional craftsmanship and attention to detail throughout.
The inviting living area is anchored by a beautiful propane fireplace, creating a warm focal point for cozy evenings and entertaining. The kitchen is a true showstopper, featuring a large center island, range, and quality finishes that reflect the builder's commitment to both style and functionality.
A split-bedroom layout offers privacy and comfort, while the open-concept design provides a seamless flow for everyday living. With peaceful surroundings and plenty of room to enjoy the outdoors, this home blends modern comfort with a serene setting.
Don't miss the opportunity to own a carefully crafted new build in one of Monterey's most appealing lake communitiesâ€''schedule your private showing today!
For sale
$399,700
117 Divide Trl, Monterey, TN 38574
3beds
1,660sqft
Single Family Residence
Built in 2025
1.06 Acres Lot
$-- Zestimate®
$241/sqft
$15/mo HOA
What's special
Quality finishesLarge center islandPeaceful surroundingsBeautiful propane fireplace
- 175 days |
- 414 |
- 7 |
Zillow last checked:
Listing updated:
Listed by:
Chris Carter 937-580-6682,
Weichert, Realtors-The Webb Agency 931-707-8787,
Lyndsay Lund 209-485-5509,
Weichert, Realtors-The Webb Agency
Source: East Tennessee Realtors,MLS#: 1325643
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Propane, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Range, Self Cleaning Oven
Features
- Walk-In Closet(s), Kitchen Island, Pantry, Eat-in Kitchen
- Flooring: Laminate, Hardwood
- Windows: Insulated Windows, ENERGY STAR Qualified Windows
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Gas Log
Interior area
- Total structure area: 1,660
- Total interior livable area: 1,660 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Side
- Garage spaces: 2
Features
- Has view: Yes
- View description: Country Setting, Trees/Woods
Lot
- Size: 1.06 Acres
- Features: Private, Wooded, Level
Details
- Parcel number: 025D B 003.00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Vinyl Siding, Block, Frame
Condition
- Year built: 2025
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Cumberland Lakes
HOA
- Has HOA: Yes
- Services included: Maintenance Grounds
- HOA fee: $175 annually
Location
- Region: Monterey
Financial & listing details
- Price per square foot: $241/sqft
- Tax assessed value: $20,000
- Annual tax amount: $57
- Date on market: 1/7/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 1/7/2026 | Listed for sale | $399,700+146.7%$241/sqft |
Source:  East Tennessee Realtors #1325643 Report a problem | ||
| 6/5/2025 | Sold | $162,000+710%$98/sqft |
Source: Public Record Report a problem | ||
| 6/11/2024 | Sold | $20,000$12/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $57 | $5,000 |
| 2024 | $57 | $5,000 |
| 2023 | $57 | $5,000 |
| 2022 | $57 -27.5% | $5,000 |
| 2021 | $78 | $5,000 |
| 2020 | $78 | $5,000 |
| 2019 | $78 | $5,000 |
| 2018 | $78 +0.3% | $5,000 |
| 2017 | $78 +2.6% | $5,000 |
| 2016 | $76 +1.5% | $5,000 |
| 2015 | $75 | $5,000 |
| 2014 | $75 | $5,000 |
| 2013 | $75 -0.2% | $5,000 |
| 2012 | $75 | $5,000 |
| 2011 | -- | $5,000 |
| 2010 | $71 +7.1% | $5,000 |
| 2009 | $67 +7.3% | $5,000 |
| 2008 | $62 | $5,000 |
| 2007 | $62 -24.4% | $5,000 |
| 2006 | $82 +17.6% | $5,000 +17.6% |
| 2005 | $70 | $4,250 |
| 2004 | $70 +13.9% | $4,250 |
| 2002 | $61 | $4,250 |
| 2001 | -- | $4,250 -75% |
| 2000 | -- | $17,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 38574
Nearby schools
GreatSchools rating
- 4/10Pleasant Hill Elementary SchoolGrades: PK-8Distance: 8.8 mi
- 4/10Cumberland County High SchoolGrades: 9-12Distance: 12.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Tennessee
- Cumberland County
- Monterey
- 38574
- 117 Divide Trl
Nearby cities
Nearby zip codes
Other Monterey Topics
