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Open: Sat 1pm-3pm
For sale
$1,295,000
3beds
1,468sqft

118 Jessie St, Santa Cruz, CA 95060

3beds
1,468sqft
Single family residence, residential
Built in 1976
2,134 sqft
2 Attached garage spaces
$882 price/sqft

What's special

Welcome to coastal living in Santa Cruz! Located in the desirable Lower Ocean neighborhood, this inviting home offers thoughtful design, updated finishes, and easy access to beaches, parks, restaurants, and downtown. The reverse floor plan makes the most of the homes setting, with two bedrooms and a full bath on the lower level, while the primary suite, kitchen, and main living spaces are upstairs. Vaulted ceilings and large sliding glass doors fill the upper level with natural light and open to the decks, creating an effortless connection between indoor and outdoor living. Enjoy views of the Santa Cruz Beach Boardwalk from the upper deck and peaceful greenbelt views from the downstairs bedrooms. The refreshed kitchen features quartz countertops, upgraded matching appliances, and coordinated finishes. Recent improvements include new hardwood flooring, a new garage door, updated lighting and plumbing fixtures, and fresh interior and exterior paint. Just minutes from Seabright Beach, the Beach Boardwalk, Ocean View Park, local markets, downtown Santa Cruz, and more, 118 Jessie St offers the perfect blend of coastal charm, comfort, and convenience.

15 days
|
3,128
|
102
|
Source: MLSListings Inc,MLS#: ML82057601MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

James Godfrey-Thomas 02150860 831-600-5847,

eXp Realty of California Inc 888-584-9427

Source: MLSListings Inc,MLS#: ML82057601MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
Bedroom
  • Features: GroundFloorBedroom
Bathroom
  • Features: PrimaryStallShowers, Tile, FullonGroundFloor
Dining room
  • Features: BreakfastNook
Family room
  • Features: Other
Kitchen
  • Features: ExhaustFan
Heating
  • Central Forced Air Gas
Cooling
  • None
Appliances
  • Included: Dishwasher, Exhaust Fan, Disposal, Electric Oven/Range, Refrigerator
  • Laundry: In Garage
Features
  • High Ceilings, Walk-In Closet(s), Inverted Floor Plan
  • Flooring: Hardwood
Interior area
  • Total structure area: 1,468
  • Total interior livable area: 1,468 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Attached
  • Attached garage spaces: 2
Features
  • Stories: 2
Lot
  • Size: 2,134 Square Feet
Details
  • Parcel number: 01016221000
  • Zoning: R-L
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence, Residential
Materials
  • Foundation: Concrete Perimeter
  • Roof: Composition
Condition
  • New construction: No
  • Year built: 1976

Utilities & green energy

  • Gas: IndividualGasMeters, NaturalGas, PublicUtilities
  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Natural Gas Available, Public Utilities, Water Public

Community & HOA

Location
  • Region: Santa Cruz

Financial & listing details

  • Price per square foot: $882/sqft
  • Tax assessed value: $1,290,096
  • Date on market: 8/20/2026
  • Listing agreement: ExclusiveRightToSell
  • Listing terms: FHA, CashorConventionalLoan

Price history

DateEventPrice
8/20/2026Listed for sale$1,295,000+4.4%$882/sqft
Source: MLSListings Inc #ML82057601 Report a problem
6/25/2024Sold$1,240,000+3.8%$845/sqft
Source: MLSListings Inc #ML81966968 Report a problem
6/18/2024Pending sale$1,195,000$814/sqft
Source: MLSListings Inc #ML81966968 Report a problem
6/10/2024Contingent$1,195,000$814/sqft
Source: MLSListings Inc #ML81966968 Report a problem
5/28/2024Listed for sale$1,195,000$814/sqft
Source: MLSListings Inc #ML81966968 Report a problem

Public tax history

YearProperty taxesTax assessment
2026-- $1,290,096 +2%
2025$14,950 +759.3%$1,264,800 +1031.3%
2024$1,740 +0.9%$111,805 +2%
2023$1,724 +0.8%$109,613 +2%
2022$1,709 +1.6%$107,464 +2%
2021$1,683 +0.6%$105,357 +1%
2020$1,673 +2.6%$104,276 +2%
2019$1,631 +0.9%$102,231 +2%
2018$1,617 +1%$100,227 +2%
2017$1,602 +4.2%$98,261 +2%
2016$1,538 +9.3%$96,334 +1.5%
2015$1,406 +1.3%$94,887 +2%
2014$1,388 $93,029 +2.5%
2012-- $90,793 +2%
2011-- $89,013 +0.8%
2010-- $88,348 -0.2%
2009-- $88,558 +2%
2008-- $86,822 +2%
2007-- $85,120 +2%
2006-- $83,451 +2%
2005-- $81,815 +2%
2004-- $80,211 +1.9%
2003-- $78,741 +2%
2002-- $77,197 +2%
2001-- $75,684 +2%
2000-- $74,200

Find assessor info on the county website

Monthly payment

Est. payment
$7,823/mo
Principal & interest
$6636
Property taxes
$1187
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 95060

Nearby schools

Gault Elementary School
Grades K-5 • 0.6 miles
5/10
GreatSchools® Rating
Test Score Rating
6/10
Student Progress Rating
4/10
Alternative Family Education School
Grades K-12 • 0.8 miles
8/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
6/10
Costanoa Continuation High School
Grades 9-12 • 0.8 miles
2/10
GreatSchools® Rating
Test Score Rating
2/10
College Readiness Rating
1/10

Open house

  • Sat, Sep 5

    1:00 PM - 3:00 PM

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