118 Jessie St, Santa Cruz, CA 95060
What's special
Welcome to coastal living in Santa Cruz! Located in the desirable Lower Ocean neighborhood, this inviting home offers thoughtful design, updated finishes, and easy access to beaches, parks, restaurants, and downtown. Newer hardwood floors, and quarts countertops, outside has been updated with French drains, and low maintenance landscaping. Enjoy views of the Santa Cruz Beach Boardwalk from the upper deck and peaceful greenbelt views from the downstairs bedrooms. The reverse floor plan makes the most of the homes setting, with two bedrooms and a full bath on the lower level, while the primary suite, kitchen, and main living spaces are upstairs. Vaulted ceilings and large sliding glass doors fill the upper level with natural light and open to the decks, creating an effortless connection between indoor and outdoor living. Just minutes from Seabright Beach, the Beach Boardwalk, Ocean View Park, local markets, downtown Santa Cruz, and more
- 81 days
- 2,558
- 138
Travel times
Living Room
Kitchen
Primary Bedroom
Zillow last checked:
Listing updated:
James Godfrey-Thomas 02150860 831-600-5847,
eXp Realty of California Inc 888-584-9427
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom
- Features: GroundFloorBedroom
Bathroom
- Features: PrimaryStallShowers, Tile, FullonGroundFloor
Dining room
- Features: BreakfastNook
Family room
- Features: Other
Kitchen
- Features: ExhaustFan
Heating
- Central Forced Air Gas
Cooling
- None
Appliances
- Included: Dishwasher, Exhaust Fan, Disposal, Electric Oven/Range, Refrigerator
- Laundry: In Garage
Features
- High Ceilings, Walk-In Closet(s), Inverted Floor Plan
- Flooring: Hardwood
Interior area
- Total structure area: 1,468
- Total interior livable area: 1,468 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
Features
- Stories: 2
Lot
- Size: 2,134 Square Feet
Details
- Parcel number: 01016221000
- Zoning: R-L
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Gas: IndividualGasMeters, NaturalGas, PublicUtilities
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available, Public Utilities, Water Public
Community & HOA
Location
- Region: Santa Cruz
Financial & listing details
- Price per square foot: $817/sqft
- Tax assessed value: $1,290,096
- Date on market: 8/20/2026
- Listing agreement: ExclusiveRightToSell
- Listing terms: FHA, CashorConventionalLoan
Price history
| Date | Event | Price |
|---|---|---|
| 10/12/2026 | Price change | $1,199,995-3.9%$817/sqft |
Source:  MLSListings Inc #ML82057601 Report a problem | ||
| 9/8/2026 | Price change | $1,249,000-3.6%$851/sqft |
Source: MLSListings Inc #ML82057601 Report a problem | ||
| 8/20/2026 | Listed for sale | $1,295,000+4.4%$882/sqft |
Source: MLSListings Inc #ML82057601 Report a problem | ||
| 6/25/2024 | Sold | $1,240,000+3.8%$845/sqft |
Source: MLSListings Inc #ML81966968 Report a problem | ||
| 6/18/2024 | Pending sale | $1,195,000$814/sqft |
Source: MLSListings Inc #ML81966968 Report a problem | ||
| 6/10/2024 | Contingent | $1,195,000$814/sqft |
Source: MLSListings Inc #ML81966968 Report a problem | ||
| 5/28/2024 | Listed for sale | $1,195,000$814/sqft |
Source: MLSListings Inc #ML81966968 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | -- | $1,290,096 +2% |
| 2025 | $14,950 +759.3% | $1,264,800 +1031.3% |
| 2024 | $1,740 +0.9% | $111,805 +2% |
| 2023 | $1,724 +0.8% | $109,613 +2% |
| 2022 | $1,709 +1.6% | $107,464 +2% |
| 2021 | $1,683 +0.6% | $105,357 +1% |
| 2020 | $1,673 +2.6% | $104,276 +2% |
| 2019 | $1,631 +0.9% | $102,231 +2% |
| 2018 | $1,617 +1% | $100,227 +2% |
| 2017 | $1,602 +4.2% | $98,261 +2% |
| 2016 | $1,538 +9.3% | $96,334 +1.5% |
| 2015 | $1,406 +1.3% | $94,887 +2% |
| 2014 | $1,388 | $93,029 +2.5% |
| 2012 | -- | $90,793 +2% |
| 2011 | -- | $89,013 +0.8% |
| 2010 | -- | $88,348 -0.2% |
| 2009 | -- | $88,558 +2% |
| 2008 | -- | $86,822 +2% |
| 2007 | -- | $85,120 +2% |
| 2006 | -- | $83,451 +2% |
| 2005 | -- | $81,815 +2% |
| 2004 | -- | $80,211 +1.9% |
| 2003 | -- | $78,741 +2% |
| 2002 | -- | $77,197 +2% |
| 2001 | -- | $75,684 +2% |
| 2000 | -- | $74,200 |
Monthly payment
Estimated market value
Not available
Estimated sales range
Not available
Not available
Climate risks
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