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  • $390,000

    118 N Oak St, Traverse City, MI 49684

    4beds
    1,095sqft
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    Single Family Residence
    Built in 1900
    7,840 Square Feet Lot
    $403,000 Zestimate®
    $356/sqft
    $-- HOA

    What's special

    Large flat backyardBeautiful hardwood floorsFlexible floor planSpacious kitchenConvenient main-floor laundry
    Nestled in the heart of downtown Traverse City, this charming 1900 home offers an opportunity to enjoy one of Northern Michigan's most walkable and sought-after neighborhoods. Leave the car behind and stroll along neighborhood sidewalks to West Bay's public beach, your favorite local restaurants, coffee shops, downtown attractions, and the vibrant Warehouse District just moments away. Inside, you'll find beautiful hardwood floors, a flexible floor plan, convenient main-floor laundry, and four bedrooms spread across two levels. The spacious kitchen offers plenty of room for gathering and presents an exciting opportunity for a new owner to reimagine the space and make it their own. A full bathroom and two main-floor bedrooms provide added convenience and accessibility, while two additional upstairs bedrooms offer space for family, guests, a home office, or hobbies. Outside, the large, flat backyard provides ample room for gardening, entertaining, pets, or simply enjoying Northern Michigan summers. A detached two-stall garage with convenient alley access offers valuable off-street parking, storage, and flexibility rarely found in downtown locations. For a home of this vintage, the lower level is a pleasant surprise. The block foundation offers peace of mind, while the basement's additional 3/4 bathroom adds functionality and flexibility for storage, workshop space, hobbies, or future improvements. The lifestyle this location affords is truly exceptional. Walk to the beach for sunset, grab coffee or dinner at your favorite neighborhood spots, and enjoy easy access to the TART Trail just moments from your doorstep. Whether biking, running, or exploring the region, you'll have a front-row seat to the very best of Traverse City and all the beauty Northern Michigan has to offer. Filled with character, potential, and an unbeatable location, this is your chance to create something special in the heart of Traverse City.
    28 days
    |
    1,533
    |
    224
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Bridget Maguire Cell:231-631-8383,

    Coldwell Banker Schmidt Traverse City 231-922-2350

    Source: NGLRMLS,MLS#: 1947043MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      • Dimensions: 11.08 x 10.17
      Bedroom 2
      • Level: Main
      • Dimensions: 10.5 x 10.58
      Bedroom 3
      • Level: Upper
      • Dimensions: 12.08 x 12
      Bedroom 4
      • Level: Upper
      • Dimensions: 9.08 x 13.75
      Primary bathroom
      • Features: None
      Dining room
      • Level: Main
      • Dimensions: 13.83 x 10.17
      Kitchen
      • Level: Main
      • Dimensions: 12.08 x 10.58
      Living room
      • Level: Main
      • Dimensions: 12.83 x 12.42
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Refrigerator, Oven/Range, Microwave, Washer, Dryer
      • Laundry: Main Level
      Features
      • Entrance Foyer, WiFi
      • Flooring: Wood, Vinyl
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 1,095
      • Total interior livable area: 1,095 sqft
      • Finished area above ground: 1,095
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Alley Access, Concrete Floors, Gravel, Dirt
      • Garage spaces: 2
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One and One Half
      • Stories: 1
      • Patio & porch: Porch
      • Exterior features: Sidewalk
      • Waterfront features: None
      Lot
      • Size: 7,840 Square Feet
      • Dimensions: 50 x 150
      • Features: Level, Metes and Bounds
      Details
      • Additional structures: None
      • Parcel number: 285165802000
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Frame, Vinyl Siding
      • Foundation: Block
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1900

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: None
      • Subdivision: Hannah Lay & Co's 11th Add
      HOA
      • Services included: None
      Location
      • Region: Traverse City

      Financial & listing details

      • Price per square foot: $356/sqft
      • Tax assessed value: $171,657
      • Annual tax amount: $6,075
      • Price range: $390K - $390K
      • Date on market: 6/24/2026
      • Cumulative days on market: 29 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash,FHA,MSHDA,VA Loan,1031 Exchange
      • Ownership type: Private Owner
      • Road surface type: Concrete

        Estimated market value

        $403,000

        $383,000 - $423,000

        $2,473/mo

        Price history

        DateEventPrice
        6/24/2026Listed for sale$390,000+25.8%$356/sqft
        Source: NGLRMLS #1947043 Report a problem
        3/11/2023Listing removed--
        Source: NGLRMLS #1882291 Report a problem
        11/25/2022Listing removed--
        Source: Zillow Rental Manager Report a problem
        11/1/2022Price change$1,700-5.6%$2/sqft
        Source: Zillow Rental Manager Report a problem
        10/26/2022Listed for rent$1,800+20%$2/sqft
        Source: Zillow Rental Manager Report a problem
        1/4/2022Listing removed--
        Source: Zillow Rental Manager Report a problem
        12/11/2021Listed for rent$1,500$1/sqft
        Source: Zillow Rental Manager Report a problem
        3/10/2021Sold$310,000-11.4%$283/sqft
        Source: NGLRMLS #1882291 Report a problem
        1/20/2021Listed for sale$349,900$320/sqft
        Source: Real Estate One #1882291 Report a problem
        1/17/2021Contingent$349,900$320/sqft
        Source: NGLRMLS #1882291 Report a problem
        11/30/2020Price change$349,900-5.4%$320/sqft
        Source: REO-TC/Front #1882291 Report a problem
        11/9/2020Price change$369,900-2.7%$338/sqft
        Source: RE/MAX Bayshore #1881539 Report a problem
        10/30/2020Listed for sale$380,000$347/sqft
        Source: RE/MAX Bayshore #1881539 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,075 +7.5%$191,100 +13.4%
        2024$5,650 +0.5%$168,500 +9.1%
        2023$5,621 +44%$154,400 +0.8%
        2022$3,904 +1.1%$153,200 +8.1%
        2021$3,861 +0.8%$141,700 +5.7%
        2020$3,829 $134,000 +6.2%
        2019$3,829 +2.2%$126,200 +0.2%
        2018$3,746 $126,000 +4.9%
        2017-- $120,100 +3.1%
        2016-- $116,500 +15.1%
        2014-- $101,200 +18.6%
        2012-- $85,300 -8%
        2011-- $92,700 +6.3%
        2010-- $87,200 -13.1%
        2009-- $100,300 -1.1%
        2008-- $101,400 +2.4%
        2007-- $99,040 +34.4%
        2005-- $73,710 +7.8%
        2004-- $68,390 +0.8%
        2003-- $67,880 +40.4%
        2002-- $48,340 +4.2%
        2001-- $46,410 +7.6%
        2000-- $43,150
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49684

        Getting around

        88 / 100
        Very Walkable
        92 / 100
        Biker's Paradise

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Traverse City Area Public Schools

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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