Welcome to small-town urban living in the heart of historic downtown Pendleton, where you can walk to shops, restaurants, parks, and all of the local favorites... yet still come home to the quiet neighborhood feel. This meticulously caredfor 2BR/2BA home blends charm and convenience with an attached 2car garage, updated appliances/mechanicals, and a bright sunroom ideal for morning coffee or unwinding after a long day. The fully fenced backyard offers rare privacy just steps from Main Street. Inside, natural light fills every room, complemented by thoughtful updates throughout: newer windows, newer roof (2019), newer gutters + guards (2019), LVP flooring (2022), new furnace (2023), and new dishwasher (2025). The layout provides comfortable flow, generous storage, and space to spread out both indoors and out. With nothing left to do but move right in, this home delivers charm, character, and heart. 118 W Water Street isn't just a home-it's a lifestyle...
Sold
$277,000
118 W Water St, Pendleton, IN 46064
2beds
1,944sqft
Residential, Single Family Residence
Built in 1935
7,405.2 Square Feet Lot
$278,100 Zestimate®
$142/sqft
$1,554 Estimated rent
Home value
$278,100
$248,000 - $311,000
$1,554/mo
Zestimate® history
Owner options
List your home for rent
$1,554/mo
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$1,554/mo
Rent Zestimate®
Refinance and save
$1,668/mo
Est. payment
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$1,668/mo
Est. payment
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List your homeWhat's special
Generous storageComfortable flowNewer windows
Zillow last checked:
Listing updated:
Listing Provided by:
Annie Caruso 317-869-6858,
Circle Real Estate
Source: MIBOR as distributed by MLS GRID,MLS#: 22095349
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Primary bedroom
- Level: Main
- Area: 192 Square Feet
- Dimensions: 12x16
Bedroom 2
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11 x 11
Kitchen
- Features: Tile-Ceramic
- Level: Main
- Area: 120 Square Feet
- Dimensions: 10x12
Living room
- Level: Main
- Area: 242 Square Feet
- Dimensions: 22x 11
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Oven, Refrigerator, Gas Water Heater, Water Softener Rented
- Laundry: Main Level
Features
- Attic Access, Eat-in Kitchen
- Basement: Unfinished
- Attic: Access Only
- Number of fireplaces: 1
- Fireplace features: Non Functional
Interior area
- Total structure area: 1,944
- Total interior livable area: 1,944 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Patio & porch: Glass Enclosed
- Fencing: Fenced,Full
Lot
- Size: 7,405 sqft
Details
- Parcel number: 481416300100000013
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subtype: Residential, Single Family Residence
Materials
- Aluminum Siding, Vinyl Siding
- Foundation: Block
Condition
- New construction: No
- Year built: 1935
Utilities & green energy
- Water: Public
Community & neighborhood
Location
- Region: Pendleton
- Subdivision: No Subdivision
Price history
| Date | Event | Price |
|---|---|---|
| 5/7/2026 | Sold | $277,000-2.8%$142/sqft |
Source:  MIBOR as distributed by MLS GRID #22095349 Report a problem | ||
| 4/21/2026 | Pending sale | $285,000$147/sqft |
Source: MIBOR as distributed by MLS GRID #22095349 Report a problem | ||
| 4/18/2026 | Listed for sale | $285,000+147.8%$147/sqft |
Source: MIBOR as distributed by MLS GRID #22095349 Report a problem | ||
| 1/5/2017 | Sold | $115,000$59/sqft |
Source: MIBOR as distributed by MLS GRID #21450319 Report a problem | ||
| 10/29/2016 | Pending sale | $115,000$59/sqft |
Source: Keller Williams - Indy Metro Northeast #21450319 Report a problem | ||
| 10/27/2016 | Listed for sale | $115,000$59/sqft |
Source: Keller Williams Indy Metro NE #21450319 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,152 +4.1% | $139,700 +7.8% |
| 2024 | $1,106 +6.8% | $129,600 +9.1% |
| 2023 | $1,036 +22.3% | $118,800 +5.4% |
| 2022 | $847 +2.2% | $112,700 +8.1% |
| 2021 | $829 +6.6% | $104,300 +5.1% |
| 2020 | $777 +13.2% | $99,200 +4.2% |
| 2019 | $686 +19.6% | $95,200 +7.8% |
| 2018 | $574 -12.8% | $88,300 +9.6% |
| 2017 | $658 -6.7% | $80,600 |
| 2016 | $706 -8.8% | $80,600 -6.7% |
| 2014 | $774 -55.2% | $86,400 |
| 2013 | $1,728 +130.6% | $86,400 +1.1% |
| 2012 | $749 | $85,500 -3.1% |
| 2011 | -- | $88,200 +25.3% |
| 2010 | $508 +17.7% | $70,400 -0.1% |
| 2009 | $432 | $70,500 +5.7% |
| 2006 | -- | $66,700 +9.3% |
| 2005 | -- | $61,000 |
Find assessor info on the county website
Neighborhood: 46064
Nearby schools
GreatSchools rating
- 8/10Pendleton Elementary SchoolGrades: PK-6Distance: 0.5 mi
- 6/10Pendleton Heights Middle SchoolGrades: 7-8Distance: 1.1 mi
- 9/10Pendleton Heights High SchoolGrades: 9-12Distance: 0.8 mi
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Estimated market value
$278,100
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$278,100
- Indiana
- Madison County
- Pendleton
- 46064
- 118 W Water St
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