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For sale
  • $379,900

    1180 N River Rd, Saginaw, MI 48609

    4beds
    1,875sqft
    : 
    $2,637/mo
    Get pre-qualified
    Single Family Residence
    Built in 1941
    3.78 Acres Lot
    $357,200 Zestimate®
    $203/sqft
    $-- HOA

    What's special

    Remarkable acreageSolid brick constructionPartially finished basementPrivate backyard oasisTimeless characterRoom for massive gardensPeaceful country-like privacy
    Welcome to 1180 N River Road! Nestled on an expansive and rare 3.78-acre lot in the highly sought-after Thomas Township/Swan Valley school district. This classic 1941 brick home perfectly blends timeless character with incredible space. Inside, you will find a generous layout offering over 2,400 square feet of living space, including three full bathrooms and a partially finished basement that provides excellent potential for extra recreation or storage. The true standout of this property is the remarkable acreage. Whether you dream of creating a private backyard oasis, need room for massive gardens, or simply want to enjoy the peaceful, country-like privacy just minutes from local schools and conveniences, this sprawling lot delivers endless possibilities. With solid brick construction, great bones, and room to grow inside and out, this unique property is ready for you to move right in and start making it your own slice of heaven.
    21 days
    |
    2,020
    |
    78
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Howard R Diefenbach 989-450-4004,

    Century 21 Signature Realty - Bay City 989-686-4500

    Source: MiRealSource,MLS#: 50215286MLS LogoOriginating MLS: Bay County REALTOR Association

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Bedroom 1
      • Features: Carpet
      • Level: Main
      • Area: 192
      • Dimensions: 16 x 12
      Bedroom 2
      • Features: Carpet
      • Level: Second
      • Area: 208
      • Dimensions: 16 x 13
      Bedroom 3
      • Features: Carpet
      • Level: Second
      • Area: 192
      • Dimensions: 16 x 12
      Bedroom 4
      • Features: Carpet
      • Level: Lower
      • Area: 220
      • Dimensions: 20 x 11
      Bathroom 1
      • Features: Carpet
      • Level: Main
      • Area: 42
      • Dimensions: 6 x 7
      Bathroom 2
      • Features: Carpet
      • Level: Main
      • Area: 25
      • Dimensions: 5 x 5
      Bathroom 3
      • Features: Linoleum
      • Level: Lower
      • Area: 20
      • Dimensions: 5 x 4
      Dining room
      • Features: Carpet
      • Level: Main
      • Area: 168
      • Dimensions: 14 x 12
      Family room
      • Features: Carpet
      • Level: Main
      • Area: 240
      • Dimensions: 20 x 12
      Kitchen
      • Features: Linoleum
      • Level: Main
      • Area: 156
      • Dimensions: 12 x 13
      Living room
      • Features: Carpet
      • Level: Main
      • Area: 286
      • Dimensions: 13 x 22
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Gas Water Heater
      Features
      • Flooring: Carpet, Linoleum
      • Has basement: Yes
      • Number of fireplaces: 2
      • Fireplace features: Basement, Living Room
      Interior area
      • Total structure area: 2,476
      • Total interior livable area: 1,875 sqft
      • Finished area above ground: 1,875
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Detached
      • Attached garage spaces: 1
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • On waterfront: Yes
      • Waterfront features: River Front
      • Body of water: Tittabawasee River
      • Frontage type: Road
      • Frontage length: 294
      Lot
      • Size: 3.78 Acres
      • Dimensions: 294 x 560
      Details
      • Additional structures: Pole Barn, Second Garage
      • Parcel number: 28124193002000
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick, Vinyl Siding
      • Foundation: Basement
      Condition
      • New construction: No
      • Year built: 1941

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Na
      HOA
      • Has HOA: No
      Location
      • Region: Saginaw

      Financial & listing details

      • Price per square foot: $203/sqft
      • Tax assessed value: $343,400
      • Annual tax amount: $5,163
      • Date on market: 7/17/2026
      • Cumulative days on market: 22 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional

        Estimated market value

        $357,200

        $300,000 - $411,000

        $2,057/mo

        Price history

        DateEventPrice
        7/17/2026Listed for sale$379,900$203/sqft
        Source: MiRealSource #50215286 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2026$4,924 +3.5%$171,700 +3.1%
        2025$4,758 +11.7%$166,600 +4.8%
        2024$4,260 -4.9%$158,900 +21.9%
        2023$4,480 $130,400 +7.2%
        2022-- $121,600 +4%
        2021$4,940 $116,900 +7.1%
        2020$4,940 +30.4%$109,100 -21.1%
        2018$3,789 +15.4%$138,300 +10.5%
        2017$3,283 $125,200 +6.5%
        2016$3,283 $117,600 -5.7%
        2014$3,283 $124,700 +2.4%
        2013-- $121,800 +7.5%
        2011-- $113,300 -4.9%
        2010-- $119,200 -11.2%
        2009-- $134,300 -7.4%
        2008-- $145,000 -4.9%
        2007-- $152,400 +0.1%
        2006-- $152,200 +0.2%
        2005-- $151,900 +5.9%
        2003-- $143,500 +7.5%
        2002-- $133,500 +12.6%
        2001-- $118,600 +0.9%
        2000-- $117,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 48609

        Getting around

        12 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Swan Valley School District

        Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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