Discover your waterfront oasis in the highly desirable Carmel Waterstone Lakes community! Situated on a tranquil cul-de-sac, this beautifully updated home offers captivating water views and direct access to the water from your backyard. Imagine relaxing on your decks or screened-in patio, watching the local wildlife. This surprisingly spacious home boasts a desirable open-concept main level with soaring vaulted ceilings, a custom kitchen featuring a large 10-foot island and mini bar, a walk-in pantry, and professional-grade appliances - an entertainer's dream! The main floor also offers a convenient layout with a master suite, a dedicated office, and two additional bedrooms, providing flexibility for various living arrangements. Enjoy custom lighting, updated bathrooms, and elegant hardwood floors throughout this level. The fully finished lower level, with a direct walk-out to the water, expands your living space with a second fireplace, a generous bar area, and an open layout ready for your personal touch. This versatile space offers a 4th bedroom as well. Brand new tankless water installed. A convenient 3-car garage with walk-up attic storage completes this exceptional property, which is also within easy walking distance of the community's tennis courts, clubhouse pools, and scenic lakefront walking paths. Don't miss this incredible opportunity to embrace lakeside living in Carmel!
Sold
$825,000
11862 Stoney Bay Cir, Carmel, IN 46033
4beds
4,306sqft
Residential, Single Family Residence
Built in 1996
0.27 Acres Lot
$833,400 Zestimate®
$192/sqft
$3,452 Estimated rent
Home value
$833,400
$792,000 - $875,000
$3,452/mo
Zestimate® history
Owner options
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$3,452/mo
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$3,452/mo
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$4,355/mo
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$4,355/mo
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List your homeWhat's special
Fully finished lower levelSecond fireplaceMaster suiteDesirable open-concept main levelCaptivating water viewsTwo additional bedroomsScreened-in patio
Zillow last checked:
Listing updated:
Listed by:
Jared Cowan 317-771-7950,
eXp Realty, LLC
Bought with:
Larry Copeland
F.C. Tucker Company
Source: MIBOR as distributed by MLS GRID,MLS#: 22094996
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 252 Square Feet
- Dimensions: 18x14
Bedroom 2
- Level: Main
- Area: 138 Square Feet
- Dimensions: 12x11.5
Bedroom 3
- Level: Main
- Area: 138 Square Feet
- Dimensions: 12x11.5
Bedroom 4
- Level: Basement
- Area: 180 Square Feet
- Dimensions: 12X15
Bonus room
- Level: Basement
- Area: 230 Square Feet
- Dimensions: 20x11.5
Dining room
- Level: Main
- Area: 138 Square Feet
- Dimensions: 12x11.5
Great room
- Level: Main
- Area: 240.5 Square Feet
- Dimensions: 18.5x13
Kitchen
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12x11
Laundry
- Features: Tile-Ceramic
- Level: Main
- Area: 42 Square Feet
- Dimensions: 7x6
Office
- Level: Main
- Area: 149.5 Square Feet
- Dimensions: 13x11.5
Play room
- Level: Basement
- Area: 1275 Square Feet
- Dimensions: 51x25
Heating
- Forced Air, Natural Gas
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Disposal, Microwave, Electric Oven, Refrigerator, Washer, Gas Water Heater, Water Softener Owned
- Laundry: Main Level
Features
- Attic Stairway, Walk-In Closet(s), Hardwood Floors, Wet Bar, Entrance Foyer, High Speed Internet, Pantry
- Flooring: Hardwood
- Windows: Wood Work Painted
- Basement: Ceiling - 9+ feet,Finished,Full,Walk-Out Access
- Attic: Permanent Stairs
- Number of fireplaces: 1
- Fireplace features: Basement, Gas Log, Great Room
Interior area
- Total structure area: 4,306
- Total interior livable area: 4,306 sqft
- Finished area below ground: 2,153
Property
Parking
- Total spaces: 3
- Parking features: Attached
- Attached garage spaces: 3
- Details: Garage Parking Other(Finished Garage)
Accessibility
- Accessibility features: Accessible Full Bath
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Screened
- Exterior features: Sprinkler System
- On waterfront: Yes
- Waterfront features: Lake Front
Lot
- Size: 0.27 Acres
- Features: Cul-De-Sac, Sidewalks
Details
- Parcel number: 291033011054000018
- Horse amenities: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Residential, Single Family Residence
Materials
- Brick, Cement Siding
- Foundation: Concrete Perimeter, Full
Condition
- New construction: No
- Year built: 1996
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Tennis Court(s)
- Subdivision: Stonewick
HOA
- Has HOA: Yes
- Amenities included: Pool
- Services included: Clubhouse, Entrance Common, Maintenance, ParkPlayground, Tennis Court(s)
- HOA fee: $248 quarterly
- HOA phone: 317-570-4358
Location
- Region: Carmel
Financial & listing details
- Price per square foot: $192/sqft
- Tax assessed value: $535,000
- Annual tax amount: $4,890
- Date on market: 4/22/2026
- Cumulative days on market: 3 days
Price history
| Date | Event | Price |
|---|---|---|
| 5/18/2026 | Sold | $825,000+3.1%$192/sqft |
Source:  MIBOR as distributed by MLS GRID #22094996 Report a problem | ||
| 4/27/2026 | Pending sale | $799,999$186/sqft |
Source: MIBOR as distributed by MLS GRID #22094996 Report a problem | ||
| 4/22/2026 | Listed for sale | $799,999+2%$186/sqft |
Source: MIBOR as distributed by MLS GRID #22094996 Report a problem | ||
| 7/17/2025 | Listing removed | $4,500$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 7/14/2025 | Price change | $4,500+12.5%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 7/9/2025 | Listed for rent | $4,000$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/21/2025 | Listing removed | $784,000$182/sqft |
Source: MIBOR as distributed by MLS GRID #22034206 Report a problem | ||
| 5/15/2025 | Price change | $784,000-1.9%$182/sqft |
Source: MIBOR as distributed by MLS GRID #22034206 Report a problem | ||
| 5/9/2025 | Listed for sale | $799,000$186/sqft |
Source: MIBOR as distributed by MLS GRID #22034206 Report a problem | ||
| 5/1/2025 | Pending sale | $799,000$186/sqft |
Source: MIBOR as distributed by MLS GRID #22034206 Report a problem | ||
| 4/24/2025 | Listed for sale | $799,000+88%$186/sqft |
Source: MIBOR as distributed by MLS GRID #22034206 Report a problem | ||
| 6/2/2021 | Sold | $425,000$99/sqft |
Source: MIBOR as distributed by MLS GRID #21785729 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,889 +3.2% | $535,000 +21.7% |
| 2024 | $4,737 -2.3% | $439,600 |
| 2023 | $4,847 +5.2% | $439,600 +3.2% |
| 2022 | $4,608 -0.1% | $426,000 +4.3% |
| 2021 | $4,614 +1.4% | $408,300 |
| 2020 | $4,549 +6.6% | $408,300 +1.4% |
| 2019 | $4,267 +6.6% | $402,600 +4.7% |
| 2018 | $4,004 -1% | $384,700 +6.5% |
| 2017 | $4,045 | $361,300 -2.6% |
| 2016 | $4,045 +1% | $371,100 +1% |
| 2014 | $4,007 +3.5% | $367,600 +3.5% |
| 2013 | $3,870 +6% | $355,200 +5.9% |
| 2012 | $3,651 -12.1% | $335,400 -13.1% |
| 2011 | $4,152 -2.9% | $385,900 |
| 2010 | $4,274 +17.1% | $385,900 |
| 2009 | $3,650 -10.3% | $385,900 -3% |
| 2007 | $4,068 -9.5% | $397,800 +6.4% |
| 2006 | $4,493 | $374,000 +15.2% |
| 2005 | -- | $324,600 +69.9% |
| 2002 | $3,651 -0.8% | $191,000 +200.6% |
| 2001 | $3,680 | $63,540 |
Find assessor info on the county website
Neighborhood: 46033
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Nearby schools
GreatSchools rating
- 9/10Woodbrook Elementary SchoolGrades: PK-5Distance: 0.8 mi
- 8/10Clay Middle SchoolGrades: 6-8Distance: 0.8 mi
- 10/10Carmel High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Middle: Clay Middle School
- High: Carmel High School
Source: MIBOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$833,400
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Estimated market value
$833,400
- Indiana
- Hamilton County
- Carmel
- 46033
- 11862 Stoney Bay Cir
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