For sale

Price cut: $14.9K (6/22)

$574,999

1188 White Top Rd, Bluff City, TN 37618

6beds

3,106sqft

Get pre-qualified

Single Family Residence, Residential

Built in 2003

0.54 Acres Lot

$559,900 Zestimate^®

$185/sqft

$-- HOA

What's special

Koi pondStone fireplaceAbove-ground poolBright white kitchenHardwood floorsFormal dining room

Stately Bluff City home offering 6 bedrooms, 4.5 baths, and a private in-law suite with its own living room, bedroom, full bath, and water access for potential kitchenette. Features include hardwood floors, bright white kitchen, formal dining room, and dedicated library with space for 1,200+ books. Outdoor living includes stone fireplace, above-ground pool, deck, and koi pond. Garage is plumbed for future half bath. Situated on just over 0.5 acres, with an additional adjoining 0.43-acre lot available with acceptable offer. County-only taxes. Desirable location. Buyer/Buyer's agent to verify all information. All information deemed reliable but not guaranteed. Information obtained from sellers and third-party sources.

86 days

551

29

Loading...

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 6
Bathrooms: 5
Full bathrooms: 4
1/2 bathrooms: 1

Heating

Central, Fireplace(s)

Cooling

Ceiling Fan(s), Central Air

Appliances

Included: Dishwasher, Range, Refrigerator

Features

Entrance Foyer, Granite Counters
Flooring: Carpet, Hardwood
Basement: Finished,Walk-Out Access
Number of fireplaces: 1
Fireplace features: Living Room

Interior area

Total structure area: 3,106
Total interior livable area: 3,106 sqft
Finished area below ground: 854

Property

Parking

Total spaces: 2
Parking features: Driveway, Asphalt
Garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: Three Or More
Stories: 3
Patio & porch: Back, Deck, Front Porch
Exterior features: See Remarks
Pool features: Above Ground

Lot

Size: 0.54 Acres
Topography: Cleared, Rolling Slope

Details

Additional structures: Outbuilding
Parcel number: 068o C 015.00
Zoning: R 1

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence, Residential

Materials

Vinyl Siding
Roof: Shingle

Condition

Above Average
New construction: No
Year built: 2003

Utilities & green energy

Sewer: Septic Tank
Water: At Road, Public
Utilities for property: Electricity Connected, Water Connected

Community & HOA

Community

Subdivision: Not In Subdivision

HOA

Has HOA: No
Amenities included: Landscaping

Location

Region: Bluff City

Financial & listing details

Price per square foot: $185/sqft
Tax assessed value: $425,200
Annual tax amount: $1,715
Date on market: 4/1/2026
Listing terms: Cash,Conventional,FHA,VA Loan
Electric utility on property: Yes

Estimated market value

$559,900

$532,000 - $588,000

$3,473/mo

Price history

Date	Event	Price
6/22/2026	Price change	$574,999-2.5%$185/sqft
Source: TVRMLS #9993162 Report a problem
6/8/2026	Price change	$589,900-0.8%$190/sqft
Source: TVRMLS #9993162 Report a problem
6/1/2026	Price change	$594,777-0.5%$191/sqft
Source: TVRMLS #9993162 Report a problem
5/15/2026	Price change	$597,777-0.4%$192/sqft
Source: TVRMLS #9993162 Report a problem
4/24/2026	Price change	$599,999-2.4%$193/sqft
Source: TVRMLS #9993162 Report a problem
4/15/2026	Price change	$614,999-1.6%$198/sqft
Source: TVRMLS #9993162 Report a problem
4/1/2026	Listed for sale	$624,999+3372.2%$201/sqft
Source: TVRMLS #9993162 Report a problem
4/14/2003	Sold	$18,000$6/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,715 +28.6%	$106,300 +99%
2024	$1,334 +3.7%	$53,425
2023	$1,286	$53,425
2022	$1,286	$53,425
2021	--	$53,425 +7.1%
2020	$1,282	$49,875
2019	$1,282 +0.8%	$49,875
2018	$1,272 0%	$49,875
2017	$1,272	$49,875 -10.4%
2016	$1,272 -0.9%	$55,675 0%
2014	$1,284	$55,678
2013	$1,284 -1.1%	$55,678
2012	$1,297 +6.2%	$55,678 -2.9%
2011	$1,222	$57,338
2010	$1,222	$57,338
2009	$1,222	$57,338
2008	--	$57,338 +28.7%
2007	$1,127	$44,543
2006	$1,127	$44,543
2005	$1,127 -5.4%	$44,543 -0.1%
2004	$1,191 +33.9%	$44,600 +17.8%
2002	$890	$37,852 +1306.6%
2001	--	$2,691 -66.9%
2000	--	$8,122

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified