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  • $649,999

    119 CLOVER Lane, Palatka, FL 32177

    4beds
    3,144sqft
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    Single Family Residence
    Built in 2018
    1.18 Acres Lot
    $624,400 Zestimate®
    $207/sqft
    $-- HOA

    What's special

    Custom-built by Riverside Builders in 2018, this Colonial Pines home offers approx. 2,482 sq ft of living area and 3,842 total sq ft under roof on a 1.18-acre corner lot. Soaring vaulted ceilings, long sightlines and a floor-to-ceiling stone fireplace anchor the open great room. The island kitchen features granite counters, extensive cabinetry, stainless appliances, gas range and pendant lighting. The oversized primary suite offers a tray ceiling, two walk-in closets, a private adjoining office/flex room and a spa-style ensuite with dual granite vanity, soaking tub and tiled walk-in shower. Outside, enjoy approx. 738 sq ft of covered porch space, a brick-paver patio with string lights, fully fenced backyard, oversized 622 sq ft garage and expansive concrete parking with room for guests, a boat or trailer. An adjacent retention-pond view and surrounding open space create rare in-town privacy, minutes from the hospital, shopping, dining, downtown Palatka and a public boat ramp. Both fields, ready to paste. **Public remarks -- 990 characters (limit 1,000):** Custom-built by Riverside Builders in 2018, this Colonial Pines home offers approx. 2,482 sq ft of living area and 3,842 total sq ft under roof on a 1.18-acre corner lot. Soaring vaulted ceilings, long sightlines and a floor-to-ceiling stone fireplace anchor the open great room. The island kitchen features granite counters, extensive cabinetry, stainless appliances, gas range and pendant lighting. The oversized primary suite offers a tray ceiling, two walk-in closets, a private adjoining office/flex room and a spa-style ensuite with dual granite vanity, soaking tub and tiled walk-in shower. Outside, enjoy approx. 738 sq ft of covered porch space, a brick-paver patio with string lights, fully fenced backyard, oversized 622 sq ft garage and expansive concrete parking with room for guests, a boat or trailer. An adjacent retention-pond view and surrounding open space create rare in-town privacy, minutes from the hospital, shopping, dining, downtown Palatka and a public boat ramp. **Supplemental remarks -- 3,658 characters (limit 10,000):** Custom-built by Riverside Builders in 2018, 119 Clover Lane is a rare offering in Palatka's established Colonial Pines neighborhood: newer custom construction, approximately 1.18 acres of privacy, and an unusually generous footprint of approximately 3,842 total square feet under roof, all within minutes of the hospital, shopping, dining and downtown. From the street, the home makes an immediate impression. A full-length covered front porch, classic dormer windows, double-door entry, curved walkway and established landscaping give it timeless Southern curb appeal, while concrete-block construction with a board-style exterior speaks to the quality underneath. Inside, the open-concept main living area is dramatic and light-filled, with soaring vaulted ceilings, recessed lighting, long interior sightlines and a floor-to-ceiling stone fireplace as the centerpiece. Wood-look flooring runs throughout the main living areas, and the kitchen anchors it all with granite countertops, extensive cabinetry, stainless-steel appliances, a gas range, decorative pendant lighting and a large center island with sink and seating that opens to the dining and living areas -- a layout made for everyday living and effortless entertaining alike. The oversized primary suite is a true retreat. A tray ceiling and two separate walk-in closets are joined by a private adjoining office/flex room that can serve as a home office, sitting room, fitness room, hobby room, dressing room or optional fourth sleeping space. The ensuite bathroom features a dual-sink granite vanity, deep soaking tub, separate tiled walk-in shower with rainfall and handheld fixtures, and a private water closet. Two additional bedrooms, a full guest bathroom, a convenient half bath and an interior laundry room complete the floor plan, with generous storage throughout. Outdoor living is where this property truly separates itself. Approximately 738 square feet of finished covered porch space -- including a large covered rear porch -- flows to an expansive brick-paver patio with string lighting, ideal for evening gatherings. The backyard is fully fenced with approximately 680 linear feet of six-foot wood fencing, offering a large usable lawn, mature trees, side gate access and room for pets, recreation, gardening or a future pool, subject to buyer verification and applicable approvals. Practical space is equally abundant. A long curved concrete driveway of approximately 2,820 square feet provides a large parking and turnaround area with room for several vehicles, guests, a boat, trailer or recreational equipment. The oversized two-car garage of approximately 622 square feet easily accommodates vehicles plus workshop space, tools, bicycles, lawn equipment and extra refrigerators or freezers. The setting is what buyers remember most. Positioned on a corner lot with an adjacent retention-pond view providing added separation on one side and wooded surroundings on the other, the property enjoys open space and very few directly adjoining neighbors -- a level of privacy rarely found in an in-town neighborhood. Yet convenience is never sacrificed: the hospital is roughly half a mile away, Walmart approximately two minutes, Publix approximately five minutes, downtown Palatka approximately five to ten minutes, and a public boat ramp approximately ten minutes, with easy access to Highway 20. Newer custom construction, acreage, privacy, flexible living space, exceptional storage and outdoor entertaining space in one convenient location -- 119 Clover Lane is a property that simply does not come along often in this market. Schedule your private showing today.
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    Zillow last checked:

    Listing updated:

    Listed by:

    JENNIFER WATTS 386-546-1292,

    MAXREV, LLC 904-460-2789

    Source: realMLS,MLS#: 2156042MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Central, Hot Water
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater, Freezer, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
      • Laundry: Gas Dryer Hookup, Sink, Washer Hookup
      Features
      • Breakfast Bar, Ceiling Fan(s), His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Stone, Tile
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total structure area: 2,500
      • Total interior livable area: 3,144 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Additional Parking, Attached, Garage, Garage Door Opener, Off Street, RV Access/Parking
      • Attached garage spaces: 2
      Features
      • Stories: 1
      • Patio & porch: Covered, Patio, Rear Porch
      • Fencing: Back Yard,Privacy,Wood
      • Has view: Yes
      • View description: Pond, Trees/Woods
      • Has water view: Yes
      • Water view: Pond
      Lot
      • Size: 1.18 Acres
      • Features: Many Trees
      Details
      • Parcel number: 091026152600200040
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Block, Composition Siding
      • Roof: Shingle
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 2018

      Utilities & green energy

      • Water: Well
      • Utilities for property: Cable Available, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected

      Community & HOA

      Community
      • Security: Security Lights, Security System Leased, Smoke Detector(s)
      • Subdivision: Colonial Pines
      HOA
      • Has HOA: No
      Location
      • Region: Palatka

      Financial & listing details

      • Price per square foot: $207/sqft
      • Tax assessed value: $623,360
      • Annual tax amount: $6,176
      • Date on market: 7/19/2026
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
      • Road surface type: Asphalt

        Estimated market value

        $624,400

        $593,000 - $656,000

        $2,593/mo

        Price history

        DateEventPrice
        7/19/2026Listed for sale$649,999+1020.7%$207/sqft
        Source: realMLS #2156042 Report a problem
        3/30/2006Sold$58,000$18/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,669 +2.7%$623,360 +7%
        2023$5,520 +5.2%$582,700 +15.2%
        2022$5,246 +0.8%$505,600 +23.9%
        2021$5,205 -1.7%$407,990 +8.3%
        2020$5,297 +443.3%$376,660 +560.8%
        2018$975 $57,000
        2017$975 -2.9%$57,000
        2016$1,004 +1.9%$57,000
        2015$985 +0.7%$57,000
        2014$978 $57,000
        2013-- $57,000
        2012-- $57,000
        2011-- $57,000
        2010-- $57,000
        2009-- $57,000
        2008-- $57,000 -49.7%
        2007-- $113,400
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32177

        Getting around

        5 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Kelley Smith
        • High: Palatka

        Source: realMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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