Welcome to 12 Oak Street in the heart of Cambridge—where classic charm meets modern updates. This beautifully renovated home has been thoughtfully refreshed from top to bottom, offering a move-in-ready opportunity for its next owner. Step inside to discover a bright and inviting interior featuring brand-new flooring, fresh paint, and updated fixtures throughout. The redesigned kitchen boasts modern cabinetry, sleek countertops, and upgraded appliances—perfect for both everyday living and entertaining. The bathrooms have been tastefully updated with contemporary finishes, creating a clean and stylish feel. Major improvements provide peace of mind, including new roof, asphalt driveway and more. Natural light fills the home, enhancing the comfortable layout and highlighting the quality craftsmanship. Outside, enjoy a manageable yard with space to relax, garden, or entertain. Conveniently located near downtown Cambridge, waterfront attractions, shops, and dining, this home offers both comfort and accessibility. Whether you’re a first-time buyer, downsizing, or looking for an investment property, 12 Oak Street is a must-see.
For sale
Price cut: $10K (5/26)
$279,000
12 Oak St, Cambridge, MD 21613
3beds
1,298sqft
Single Family Residence
Built in 1973
10,200 Square Feet Lot
$278,300 Zestimate®
$215/sqft
$-- HOA
What's special
Contemporary finishesQuality craftsmanshipUpdated fixturesRedesigned kitchenModern cabinetryFresh paintBright and inviting interior
- 63 days |
- 347 |
- 40 |
Zillow last checked:
Listing updated:
Listed by:
Brian Jones 410-310-7843,
Keller Williams Select Realtors of Annapolis 4109724000
Source: Bright MLS,MLS#: MDDO2012088
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Other, Electric
Appliances
- Included: Dishwasher, Cooktop, Electric Water Heater
- Laundry: Washer/Dryer Hookups Only
Features
- Attic, Built-in Features, Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Traditional, Primary Bath(s), Dry Wall, Vaulted Ceiling(s)
- Flooring: Wood
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,298
- Total interior livable area: 1,298 sqft
- Finished area above ground: 1,298
- Finished area below ground: 0
Property
Parking
- Parking features: Off Street
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Pool features: None
- Fencing: Back Yard
- Waterfront features: River
Lot
- Size: 10,200 Square Feet
- Features: Backs to Trees
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1007179324
- Zoning: SR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1973
- Major remodel year: 2026
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Cambridge
HOA
- Has HOA: No
Location
- Region: Cambridge
Financial & listing details
- Price per square foot: $215/sqft
- Tax assessed value: $280,000
- Annual tax amount: $1,769
- Date on market: 4/30/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,FHA,USDA Loan,VA Loan
- Inclusions: Parking Included In Listprice, parking Included In Saleprice
- Ownership: Fee Simple
Estimated market value
$278,300
$264,000 - $292,000
$1,870/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/12/2026 | Listed for sale | $279,000$215/sqft |
Source:  Bright MLS #MDDO2012088 Report a problem | ||
| 6/12/2026 | Contingent | $279,000$215/sqft |
Source: Bright MLS #MDDO2012088 Report a problem | ||
| 5/26/2026 | Price change | $279,000-3.5%$215/sqft |
Source: Bright MLS #MDDO2012088 Report a problem | ||
| 5/14/2026 | Price change | $289,000-3.3%$223/sqft |
Source: Bright MLS #MDDO2012088 Report a problem | ||
| 4/30/2026 | Listed for sale | $299,000+92.9%$230/sqft |
Source: Bright MLS #MDDO2012088 Report a problem | ||
| 2/9/2026 | Sold | $155,000+68.5%$119/sqft |
Source: Public Record Report a problem | ||
| 4/19/2011 | Sold | $92,000-22.7%$71/sqft |
Source: Public Record Report a problem | ||
| 1/15/2011 | Listed for sale | $119,000+8.2%$92/sqft |
Source: Visual Tour #DO7510605 Report a problem | ||
| 12/17/2010 | Sold | $110,000-35.3%$85/sqft |
Source: Public Record Report a problem | ||
| 8/11/2010 | Listed for sale | $169,900+44%$131/sqft |
Source: Powell REALTORS #DO7222094 Report a problem | ||
| 7/26/2004 | Sold | $118,000+12.8%$91/sqft |
Source: Public Record Report a problem | ||
| 4/28/2004 | Sold | $104,647+19.6%$81/sqft |
Source: Public Record Report a problem | ||
| 10/25/2000 | Sold | $87,500$67/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,829 +11.3% | $154,900 +4.8% |
| 2024 | $1,643 +5.1% | $147,767 +5.1% |
| 2023 | $1,564 +5.3% | $140,633 +5.3% |
| 2022 | $1,485 +2.1% | $133,500 +2.1% |
| 2021 | $1,454 +2.1% | $130,767 +2.1% |
| 2020 | $1,424 +2.2% | $128,033 +2.2% |
| 2019 | $1,393 | $125,300 |
| 2018 | $1,393 +17.7% | $125,300 |
| 2017 | $1,183 | $125,300 -1.6% |
| 2016 | -- | $127,400 |
| 2015 | -- | $127,400 |
| 2014 | -- | $127,400 -4.4% |
| 2013 | -- | $133,200 |
| 2012 | -- | $133,200 |
| 2011 | -- | $133,200 -31.1% |
| 2010 | -- | $193,370 +13.5% |
| 2009 | -- | $170,300 +15.7% |
| 2008 | -- | $147,230 +18.6% |
| 2007 | -- | $124,160 +11.5% |
| 2006 | -- | $111,392 +12.9% |
| 2005 | -- | $98,626 +14.9% |
| 2004 | -- | $85,860 +3.4% |
| 2003 | -- | $83,000 +3.6% |
| 2002 | -- | $80,140 +3.7% |
| 2001 | -- | $77,280 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21613
Nearby schools
GreatSchools rating
- 2/10Sandy Hill Elementary SchoolGrades: PK-5Distance: 0.3 mi
- 2/10Mace's Lane Middle SchoolGrades: 6-8Distance: 2 mi
- 2/10Cambridge-South Dorchester High SchoolGrades: 9-12Distance: 2.9 mi
Schools provided by the listing agent
- District: Dorchester County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
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