Rare opportunity to own a stunning newer built fully detached four bedroom home in the historic district with an attached one car garage plus a one car driveway —an amenity rarely found in downtown Annapolis. Tucked away on a quiet street just steps from Spa Creek and City Dock, 12 Union Street combines the charm and walkability of the Historic District with the comfort and convenience of newer construction. Spanning four levels, the home is filled with natural light and offers high ceilings throughout. The entire interior has recently undergone a significant refresh, including resurfaced hardwood floors, all-new carpet, professional interior painting throughout, new lighting fixtures, new outlets and switches, a new kitchen backsplash and quartz countertops, plus a new dishwasher, refrigerator, and hot water heater. With four bedrooms and two full baths, the flexible floor plan provides plenty of options for guests, a home office, gym, or additional living space. Outdoor living is equally inviting, featuring a screened porch off the second level and a spacious deck off the main level with additional outdoor space ideal for relaxing, entertaining, or creating a garden retreat. The unfinished basement offers exceptional storage and future potential, featuring windows that bring in natural light and unusually high ceilings rarely found in similar downtown homes. Step outside and enjoy everything that makes Annapolis special. The waterfront is just moments away, while the U.S. Naval Academy, restaurants, shops, parks, and all the attractions of downtown Annapolis are within easy walking distance. Whether you're looking for a full-time residence, a weekend escape, or a smart investment, 12 Union Street offers an exceptional opportunity in one of Annapolis' most sought-after locations.
For sale
$1,300,000
12 Union St, Annapolis, MD 21401
4beds
2,265sqft
Single Family Residence
Built in 1981
1,200 Square Feet Lot
$1,250,200 Zestimate®
$574/sqft
$-- HOA
What's special
New outlets and switchesProfessional interior painting throughoutHigh ceilings throughoutFilled with natural lightResurfaced hardwood floorsNew lighting fixturesAll-new carpet
- 7 days |
- 939 |
- 35 |
Zillow last checked:
Listing updated:
Listed by:
Santiago Navarro-Monzo 443-994-9923,
Coldwell Banker Realty 4102638686
Source: Bright MLS,MLS#: MDAA2149666
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Living Room, Dining Room, Bedroom 3, Bedroom 4, Kitchen, Family Room, Basement, Bedroom 1, Bathroom 1, Bathroom 2
Bedroom 1
- Features: Flooring - Carpet
- Level: Upper
Bedroom 3
- Features: Bathroom - Stall Shower, Ceiling Fan(s), Flooring - Carpet
- Level: Upper
Bedroom 4
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Carpet, Skylight(s)
- Level: Upper
Bathroom 1
- Level: Upper
Bathroom 2
- Level: Upper
Basement
- Features: Basement - Unfinished
- Level: Lower
Dining room
- Features: Flooring - Solid Hardwood, Lighting - Ceiling
- Level: Main
Family room
- Features: Balcony Access, Ceiling Fan(s), Flooring - Carpet
- Level: Upper
Kitchen
- Features: Countertop(s) - Quartz, Flooring - Solid Hardwood, Kitchen - Gas Cooking, Lighting - Ceiling
- Level: Main
Living room
- Features: Flooring - Solid Hardwood, Recessed Lighting, Window Treatments
- Level: Main
Heating
- Heat Pump, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Dryer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
- Laundry: Has Laundry, In Basement
Features
- Bathroom - Stall Shower, Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Floor Plan - Traditional, Kitchen - Galley, Recessed Lighting, Upgraded Countertops, Dry Wall, High Ceilings, Beamed Ceilings
- Flooring: Hardwood, Carpet, Wood
- Windows: Skylight(s), Window Treatments
- Basement: Connecting Stairway,Interior Entry,Unfinished,Windows
- Has fireplace: No
Interior area
- Total structure area: 2,727
- Total interior livable area: 2,265 sqft
- Finished area above ground: 2,265
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front, Garage Door Opener, Concrete, Attached, Driveway
- Attached garage spaces: 1
- Uncovered spaces: 1
Accessibility
- Accessibility features: None
Features
- Levels: Four
- Stories: 4
- Pool features: None
- Fencing: Board
Lot
- Size: 1,200 Square Feet
- Features: Level, Rear Yard
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020600005990600
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Block
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1981
- Major remodel year: 2026
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: Historic District
HOA
- Has HOA: No
Location
- Region: Annapolis
- Municipality: Annapolis
Financial & listing details
- Price per square foot: $574/sqft
- Tax assessed value: $762,900
- Annual tax amount: $10,325
- Date on market: 6/27/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$1,250,200
$1.19M - $1.31M
$4,320/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/27/2026 | Listed for sale | $1,300,000$574/sqft |
Source:  Bright MLS #MDAA2149666 Report a problem | ||
| 8/13/2020 | Listing removed | $3,000$1/sqft |
Source: Keller Williams Select Realtors #MDAA442958 Report a problem | ||
| 8/10/2020 | Listed for rent | $3,000$1/sqft |
Source: Keller Williams Select Realtors #MDAA442958 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,326 +5.9% | $720,567 +6.2% |
| 2024 | $9,746 +6.7% | $678,233 +6.7% |
| 2023 | $9,132 +2.5% | $635,900 +0.5% |
| 2022 | $8,911 +0.5% | $632,467 +0.5% |
| 2021 | $8,863 +0.5% | $629,033 +0.5% |
| 2020 | $8,821 +2.5% | $625,600 |
| 2019 | $8,607 +4.1% | $625,600 +5.3% |
| 2018 | $8,267 +9.5% | $594,333 +2.7% |
| 2017 | $7,552 | $578,700 +3% |
| 2016 | -- | $562,067 +3% |
| 2015 | -- | $545,433 +3.1% |
| 2014 | -- | $528,800 |
| 2013 | -- | $528,800 |
| 2012 | -- | $528,800 -17.8% |
| 2011 | -- | $643,660 +2.9% |
| 2010 | -- | $625,352 +3% |
| 2009 | -- | $607,046 +3.1% |
| 2008 | -- | $588,740 +13.9% |
| 2007 | -- | $516,820 +16.2% |
| 2006 | -- | $444,900 +19.3% |
| 2005 | -- | $372,980 +9.3% |
| 2004 | -- | $341,352 +10.2% |
| 2003 | -- | $309,726 +11.4% |
| 2002 | -- | $278,100 +5.5% |
| 2001 | -- | $263,670 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21401
Nearby schools
GreatSchools rating
- 5/10Annapolis Elementary SchoolGrades: PK-5Distance: 0.2 mi
- 5/10Wiley H. Bates Middle SchoolGrades: 6-8Distance: 0.8 mi
- 5/10Annapolis High SchoolGrades: 9-12Distance: 4 mi
Schools provided by the listing agent
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Anne Arundel County
- Annapolis
- 21401
- 12 Union St
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