12 Water St, Gardner, MA 01440
Home value
$463,800
$441,000 - $487,000
$2,771/mo
Owner options
$2,771/mo
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$2,751/mo
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$2,751/mo
Est. payment
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Zillow last checked:
Listing updated:
Michele Mathieu 617-304-2770,
LAER Realty Partners 978-534-3100
The Sarkis Team
Douglas Elliman Real Estate - The Sarkis Team
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Primary bedroom
- Features: Closet, Flooring - Wall to Wall Carpet
- Level: Second
Bedroom 2
- Features: Closet, Flooring - Wall to Wall Carpet
- Level: Second
Bedroom 3
- Features: Closet, Flooring - Wall to Wall Carpet
- Level: Second
Primary bathroom
- Features: No
Bathroom 1
- Features: Bathroom - Half, Flooring - Laminate
- Level: First
Bathroom 2
- Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Vinyl
- Level: Second
Dining room
- Features: Flooring - Laminate
- Level: First
Family room
- Features: Flooring - Laminate
- Level: Basement
Kitchen
- Features: Flooring - Laminate, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances
- Level: First
Living room
- Features: Bathroom - Half, Flooring - Wall to Wall Carpet
- Level: First
Heating
- Baseboard, Oil, Ductless
Cooling
- Ductless
Appliances
- Included: Tankless Water Heater, Range, Dishwasher, Refrigerator
- Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
Features
- Flooring: Carpet, Laminate
- Doors: Insulated Doors
- Windows: Insulated Windows
- Basement: Full,Partially Finished,Walk-Out Access,Concrete
- Has fireplace: No
Interior area
- Total structure area: 2,173
- Total interior livable area: 2,173 sqft
Property
Parking
- Total spaces: 6
- Parking features: Off Street
- Uncovered spaces: 6
Accessibility
- Accessibility features: No
Features
- Patio & porch: Deck - Wood
- Exterior features: Deck - Wood
Lot
- Size: 10,463 Square Feet
- Features: Gentle Sloping
Details
- Parcel number: M:M22 B:1 L:17,3533992
- Zoning: RES
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Frame
- Foundation: Concrete Perimeter, Brick/Mortar, Granite
- Roof: Shingle
Condition
- Year built: 1900
Utilities & green energy
- Electric: Circuit Breakers, 200+ Amp Service
- Sewer: Public Sewer
- Water: Public
- Utilities for property: for Electric Range, for Electric Dryer, Washer Hookup
Community & HOA
Community
- Features: Public Transportation, Shopping, Medical Facility, Public School
HOA
- Has HOA: No
Location
- Region: Gardner
Financial & listing details
- Price per square foot: $198/sqft
- Tax assessed value: $220,000
- Annual tax amount: $3,549
- Date on market: 9/24/2025
Price history
| Date | Event | Price |
|---|---|---|
| 7/22/2024 | Sold | $429,900-1.1%$198/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 5/24/2024 | Contingent | $434,900$200/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 5/13/2024 | Price change | $434,900-1.1%$200/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 5/9/2024 | Price change | $439,900-1.1%$202/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 5/3/2024 | Listed for sale | $444,900+4%$205/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 2/22/2024 | Contingent | $427,990$197/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 2/14/2024 | Listed for sale | $427,990$197/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 11/4/2023 | Listing removed | $427,990$197/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 10/31/2023 | Listed for sale | $427,990$197/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 10/29/2023 | Contingent | $427,990$197/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 10/17/2023 | Price change | $427,990-2.3%$197/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 9/22/2023 | Price change | $437,990-2.2%$202/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 9/12/2023 | Price change | $447,990-0.4%$206/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 8/27/2023 | Listed for sale | $449,999+34515.3%$207/sqft |
Source: MLS PIN #73152922 Report a problem | ||
| 10/23/2000 | Sold | $1,300$1/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,829 +61.1% | $405,900 +68.1% |
| 2024 | $3,619 +2% | $241,400 +9.7% |
| 2023 | $3,549 +5.2% | $220,000 +21.2% |
| 2022 | $3,374 +4.5% | $181,500 +12.7% |
| 2021 | $3,228 +3.8% | $161,100 +2.3% |
| 2020 | $3,109 +5.1% | $157,500 +7.3% |
| 2019 | $2,957 +148.9% | $146,800 +150.5% |
| 2018 | $1,188 -1.3% | $58,600 -0.3% |
| 2017 | $1,204 +44.9% | $58,800 +44.8% |
| 2016 | $831 +2.5% | $40,600 |
| 2015 | $811 -4.7% | $40,600 -10% |
| 2014 | $851 +8.1% | $45,100 |
| 2013 | $787 -13.4% | $45,100 -17.2% |
| 2012 | $909 | $54,500 |
Neighborhood: 01440
Nearby homes
- $329,9003 bd1 ba1.1k sqft25 Rock St, Gardner, MA 01440Off Market
- $90,9000.56 Acres20 Rock St, Gardner, MA 01440Off Market
- $324,9003 bd2 ba1.2k sqft20 Rock St #1, Gardner, MA 01440Sold

- $237,2003 bd1 ba1.5k sqft8 Water St, Gardner, MA 01440Off Market
- $317,7004 bd2 ba1.4k sqft4 Water St, Gardner, MA 01440Off Market
- $311,6002 bd1 ba768 sqft40 Pond St, Gardner, MA 01440Off Market
- $274,3002 bd1 ba831 sqft46 Pond St, Gardner, MA 01440Off Market
- $325,0002 bd1 ba936 sqft32 Pond St, Gardner, MA 01440Sold
Nearby schools
GreatSchools rating
- 2/10Gardner Middle SchoolGrades: 5-7Distance: 2 mi
- 4/10Gardner High SchoolGrades: 8-12Distance: 1.7 mi
- 2/10Gardner Elementary SchoolGrades: PK-4Distance: 2 mi
Schools provided by the listing agent
- Elementary: Elm
- Middle: Gardner
- High: Gardner
Source: MLS PIN. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Massachusetts
- Worcester County
- Gardner
- 01440
- 12 Water St